Rupert Auto Insurance Rates, Quotes, Agents & Reviews in VT

Rupert, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Rupert, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Rupert, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Rupert, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Rupert, VT with that of other cities in and around Rupert.

Rupert Pawlet Manchester Manchester Center Salem Sandgate
Average Insurance Rates $1,130 $1,085 $1,127 $1,128 $1,672 $1,078

Rupert, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Rupert, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Rupert $3,446 $2,911
Sandgate $1,704 $1,439
Pawlet $1,845 $1,558
Hebron $1,995 $1,685
Dorset $1,344 $1,135
Salem $1,234 $1,042
Manchester $1,489 $1,258
Manchester Center $1,403 $1,185

Rupert, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Rupert, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,667
20 Years $1,452
30 Years $1,118
40 Years $1,076
50 Years $996
60 Years $1,010
70 Years $1,176

Rupert, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Rupert, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,921 $339
3 Vehicles $2,882 $509
4 Vehicles $3,842 $678

Savings on 2 Vehicles bundle:$339

Savings on 3 Vehicles bundle:$509

Savings on 4 Vehicles bundle:$678

Rupert, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Rupert, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Rupert $1,130 $2,335
Sandgate $1,078 $2,228
Pawlet $1,085 $2,242
Hebron $1,668 $2,516
Dorset $1,159 $2,395
Salem $1,672 $2,522
Manchester $1,127 $2,329
Manchester Center $1,128 $2,331

Rupert, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $970
Excellent (740-799) $1,107
Good (670-739) $1,177
Average (580-669) $1,536
Poor (300-579) $1,843

Rupert, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
William T. Burns, Inc. None 1090 - Rt 30, Dorset, 5251 None
C. H. Nelson Agency Corporation None 2736 Rt 153 , West Pawlet, 5775 None
The Richards Group Liberty Mutual Independent 5293 MAIN ST, MANCHESTER CENTER, 5255 (802) 362-1225

Rupert, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$50 $1,180
Driver's Failure In Showing Documents +$110 $1,240
Driving With An Expired Registration +$116 $1,246
Driving At A Considerably Slow Pace +$245 $1,375
Using A Cellphone While Driving +$259 $1,389
Running A Red Light +$263 $1,393
Speeding +$277 $1,407
Driving A Vehicle Without The Required Permission +$351 $1,481
Driving With An Expired/Suspended License +$762 $1,892

Rupert, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,085
Active Disabling Device $1,085
Tracking Device $1,062
Passive Disabling Device $1,051