Rush City Auto Insurance Rates, Quotes, Agents & Reviews in MN

Rush City, MN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Rush City, MN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Rush City, MN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Rush City, MN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Rush City, MN with that of other cities in and around Rush City.

Rush City Rock Creek Rushseba Anderson Fish Lake Sunrise
Average Insurance Rates $1,968 $1,290 $1,310 $1,392 $1,332 $1,336

Rush City, MN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Rush City, MN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Rush City $1,389 $1,174
Rushseba $1,202 $1,015
Nessel $1,181 $998
Rock Creek $1,572 $1,328
Fish Lake $972 $821
Anderson $1,089 $920
Sunrise $2,120 $1,790
Pine City $1,381 $1,167

Rush City, MN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Rush City, MN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,386
20 Years $2,529
30 Years $1,948
40 Years $1,874
50 Years $1,735
60 Years $1,760
70 Years $2,048

Rush City, MN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Rush City, MN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,424 $512
3 Vehicles $5,136 $768
4 Vehicles $6,849 $1,023

Savings on 2 Vehicles bundle:$512

Savings on 3 Vehicles bundle:$768

Savings on 4 Vehicles bundle:$1,023


Rush City, MN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Rush City, MN.

Location Average Insurance Cost Post DUI Insurance Rate
Rush City $1,968 $3,593
Rushseba $1,310 $2,392
Nessel $1,336 $2,439
Rock Creek $1,290 $2,355
Fish Lake $1,332 $2,432
Anderson $1,392 $2,680
Sunrise $1,336 $2,439
Pine City $1,978 $3,611

Rush City, MN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,689
Excellent (740-799) $1,927
Good (670-739) $2,051
Average (580-669) $2,675
Poor (300-579) $3,210

Rush City, MN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Tony Hoaglund State Farm 11351 Aquila Dr N, Champlin, 55316-3857 763-421-4900
Dan Lasch Allstate 7761 Lake Dr, Lino Lakes, 55014 (651) 780-6005
Kevin Newman Farmers 1015 HILLSIDE AVE SW STE 3, Pine City, 55063 (320) 629-7238
Kevin Newman Farmers 1015 HILLSIDE AVE SW STE 3, Pine City, 55063 (320) 629-7238
Ed Olson Insurance Agency None 277 Blvd Nw Ste 403, Coon Rapids, 55433 None
Colleen Mcguire-Ales Farmers 752 Stillwater Rd Ste B, Mahtomedi, 55115 (651) 730-1719
Dave Schiminsky State Farm 2097 County Road D E Ste B, Maplewood, 55109-5360 651-774-8671
Garry Johnson Farmers 580 5th Ave NW Ste 140, New Brighton, 55112 (651) 636-2400
Truck Writers Inc Liberty Mutual Independent 8970 W 35W SERVICE DR NE, BLAINE, 55449 (763) 785-0500

Rush City, MN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$87 $2,055
Driver's Failure In Showing Documents +$191 $2,159
Driving With An Expired Registration +$203 $2,171
Driving At A Considerably Slow Pace +$427 $2,395
Using A Cellphone While Driving +$451 $2,419
Running A Red Light +$459 $2,427
Speeding +$482 $2,450
Driving A Vehicle Without The Required Permission +$612 $2,580
Driving With An Expired/Suspended License +$1,326 $3,294

Rush City, MN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,889
Active Disabling Device $1,889
Tracking Device $1,850
Passive Disabling Device $1,830