Ruston Auto Insurance Rates, Quotes, Agents & Reviews in WA

Ruston, WA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Ruston, WA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Ruston, WA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Ruston, WA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Ruston, WA with that of other cities in and around Ruston.

Ruston Maplewood Wollochet Dash Point Fircrest Gig Harbor
Average Insurance Rates $1,247 $1,292 $1,314 $1,330 $1,371 $1,283

Ruston, WA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Ruston, WA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Ruston $1,640 $1,385
Wollochet $1,958 $1,654
Browns Point $1,964 $1,659
Dash Point $2,002 $1,691
Fircrest $1,318 $1,114
Gig Harbor $1,702 $1,437
Gig Harbor Peninsula $1,683 $1,422
Maplewood $1,875 $1,583

Ruston, WA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Ruston, WA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,046
20 Years $1,602
30 Years $1,234
40 Years $1,187
50 Years $1,100
60 Years $1,115
70 Years $1,298

Ruston, WA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Ruston, WA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,170 $324
3 Vehicles $3,255 $486
4 Vehicles $4,340 $648

Savings on 2 Vehicles bundle:$324

Savings on 3 Vehicles bundle:$486

Savings on 4 Vehicles bundle:$648

Ruston, WA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Ruston, WA.

Location Average Insurance Cost Post DUI Insurance Rate
Ruston $1,247 $2,002
Wollochet $1,314 $2,109
Browns Point $1,319 $2,117
Dash Point $1,330 $2,135
Fircrest $1,371 $2,201
Gig Harbor $1,283 $2,059
Gig Harbor Peninsula $1,667 $2,676
Maplewood $1,292 $2,074

Ruston, WA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,070
Excellent (740-799) $1,221
Good (670-739) $1,299
Average (580-669) $1,695
Poor (300-579) $2,034

Ruston, WA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Julia Johnson State Farm 31817 Gateway Center Blvd S, Federal Way, 98003-5616 253-927-2886
Michael Lewis State Farm 7403 Lakewood Dr W Ste 13, Lakewood, 98499-7951 253-565-3234
David Varelia State Farm 14300 SE Petrvsky Rd Ste A, Renton, 98058-8955 425-226-1462
Carrie Kuhel State Farm 5905 29th St NE, Tacoma, 98422-3209 253-927-9295
Fournier Ins Solutions Travelers 5712 ORCHARD ST W, UNIVERSITY PLACE, 98467 360-426-1641
Kent Bradford State Farm 1000 S 2nd St, Renton, 98057-2114 425-226-5980
Kwok To Liberty Mutual 14900 Interurban Ave. South Ste 142, Tukwila, 98168 1-206-277-7838
A & M Insurance Services, Inc. None 14410 Se Petrovitsky Rd Ste 202 , Renton, 98058 None
Mtc Insurance Agency Group Travelers 3318 BRIDGE PORT WAY W STE D7, UNIVERSITY PLACE, 98466 888-315-2231
Aaa Insurance Agency Travelers 1745 114TH AVE SE, BELLEVUE, 98004 877-222-4678
Jenny Tan Insurance None 8334 Ne 121St Pl, Kirkland, 98034 None

Ruston, WA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$55 $1,302
Driver's Failure In Showing Documents +$121 $1,368
Driving With An Expired Registration +$128 $1,375
Driving At A Considerably Slow Pace +$271 $1,518
Using A Cellphone While Driving +$286 $1,533
Running A Red Light +$291 $1,538
Speeding +$306 $1,553
Driving A Vehicle Without The Required Permission +$388 $1,635
Driving With An Expired/Suspended License +$840 $2,087

Ruston, WA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,197
Active Disabling Device $1,197
Tracking Device $1,172
Passive Disabling Device $1,160