Rutland Auto Insurance Rates, Quotes, Agents & Reviews in VT

Rutland, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Rutland, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Rutland, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Rutland, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Rutland, VT with that of other cities in and around Rutland.

Rutland Clarendon Mendon Pittsford Ira West Rutland
Average Insurance Rates $1,064 $1,084 $1,116 $1,076 $1,099 $1,066

Rutland, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Rutland, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Rutland $2,859 $2,415
Mendon $1,556 $1,315
Rutland County $1,296 $1,094
Proctor $1,319 $1,114
West Rutland $1,407 $1,188
Clarendon $1,093 $923
Ira $1,503 $1,269
Pittsford $1,797 $1,518

Rutland, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Rutland, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,453
20 Years $1,367
30 Years $1,053
40 Years $1,013
50 Years $938
60 Years $951
70 Years $1,107

Rutland, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Rutland, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,809 $319
3 Vehicles $2,713 $479
4 Vehicles $3,618 $638

Savings on 2 Vehicles bundle:$319

Savings on 3 Vehicles bundle:$479

Savings on 4 Vehicles bundle:$638


Rutland, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Rutland, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Rutland $1,064 $2,199
Mendon $1,116 $2,306
Rutland County $1,078 $2,228
Proctor $1,067 $2,205
West Rutland $1,066 $2,203
Clarendon $1,084 $2,240
Ira $1,099 $2,271
Pittsford $1,076 $2,224

Rutland, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $913
Excellent (740-799) $1,042
Good (670-739) $1,109
Average (580-669) $1,446
Poor (300-579) $1,736

Rutland, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Bill Vien Allstate 240 S Main St, Rutland, 5701 (802) 775-2587
Smith Insurance Agency None 56 1/2 Merchants Row, Rutland, 5701 None
Benjamin Fuller Lutcf Liberty Mutual 271 North Main St Suite 208, Rutland, 5701 1-802-747-0600
Hull Maynard Hersey Ins Inc Travelers 105 CENTER ST, RUTLAND, 5701 802-773-3000
Nfp Property & Casualty Services Liberty Mutual Independent 54 WOODSTOCK AVE, RUTLAND, 5701 (802) 775-4443

Rutland, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$47 $1,111
Driver's Failure In Showing Documents +$103 $1,167
Driving With An Expired Registration +$110 $1,174
Driving At A Considerably Slow Pace +$231 $1,295
Using A Cellphone While Driving +$244 $1,308
Running A Red Light +$248 $1,312
Speeding +$261 $1,325
Driving A Vehicle Without The Required Permission +$331 $1,395
Driving With An Expired/Suspended License +$717 $1,781

Rutland, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,021
Active Disabling Device $1,021
Tracking Device $1,000
Passive Disabling Device $990

Latest Auto Insurance Reviews in Rutland, VT | Back to Top

Encompass Insurance
My pre. is 600.00 every 6 months and the deductable is 200.00. I am going to change companies soon.
Encompass Insurance
My pre. is 600.00 every 6 months and the deductable is 200.00. I am going to change companies soon.