Rutledge Auto Insurance Rates, Quotes, Agents & Reviews in AL

Rutledge, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Rutledge, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Rutledge, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Rutledge, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Rutledge, AL with that of other cities in and around Rutledge.

Rutledge Crenshaw County Glenwood Brantley Petrey Petrey-Highland Home
Average Insurance Rates $1,412 $1,399 $1,356 $1,406 $1,397 $1,392

Rutledge, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Rutledge, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Rutledge $1,231 $1,040
Luverne $1,906 $1,610
Crenshaw County $1,223 $1,033
Glenwood $2,156 $1,821
Goshen $1,957 $1,653
Petrey $1,288 $1,088
Brantley $1,475 $1,246
Petrey-Highland Home $1,533 $1,295

Rutledge, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Rutledge, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,582
20 Years $1,814
30 Years $1,397
40 Years $1,345
50 Years $1,245
60 Years $1,262
70 Years $1,469

Rutledge, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Rutledge, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,485 $339
3 Vehicles $3,728 $508
4 Vehicles $4,970 $678

Savings on 2 Vehicles bundle:$339

Savings on 3 Vehicles bundle:$508

Savings on 4 Vehicles bundle:$678

Rutledge, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Rutledge, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Rutledge $1,412 $2,504
Luverne $1,400 $2,482
Crenshaw County $1,399 $2,480
Glenwood $1,356 $2,404
Goshen $1,419 $2,516
Petrey $1,397 $2,477
Brantley $1,406 $2,493
Petrey-Highland Home $1,392 $2,468

Rutledge, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,211
Excellent (740-799) $1,383
Good (670-739) $1,471
Average (580-669) $1,920
Poor (300-579) $2,303

Rutledge, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Al Snellgrove State Farm 1384 S Forest Ave, Luverne, 36049-7311 334-335-3431
Kreis Agency, Llc None 109 U. S. 231 South , Troy, 36081 None
Clay Carroll State Farm 2531 Bell Rd, Montgomery, 36117-4369 334-272-4745
The Chandler Insurance Agency Llc Travelers 2800 ZELDA ROAD SUITE 200-7, MONTGOMERY, 36106 334-260-0577
Southeast Agency Allstate 9461 S Main St, Brantley, 36009 (334) 527-8900
Tibco Inc Liberty Mutual Independent 2601 BELL RD, MONTGOMERY, 36117 334-244-0004
The Mitchell Agency Llc Travelers 4183 Carmichael Rd Ste A, Montgomery, 36106 None
Hazard Bentley Allstate 3614 Debby Dr, Montgomery, 36111 (334) 288-2000
Dockery & Associates Inc Nationwide 6781 Taylor Circle, Montgomery, 36117 (334) 277-6991
Jan Carpenter State Farm 3025 Zelda Rd, Montgomery, 36106-2650 334-271-0575

Rutledge, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,474
Driver's Failure In Showing Documents +$137 $1,549
Driving With An Expired Registration +$145 $1,557
Driving At A Considerably Slow Pace +$306 $1,718
Using A Cellphone While Driving +$323 $1,735
Running A Red Light +$329 $1,741
Speeding +$346 $1,758
Driving A Vehicle Without The Required Permission +$439 $1,851
Driving With An Expired/Suspended License +$952 $2,364

Rutledge, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,356
Active Disabling Device $1,356
Tracking Device $1,327
Passive Disabling Device $1,313