Rutledge Auto Insurance Rates, Quotes, Agents & Reviews in TN

Rutledge, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Rutledge, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Rutledge, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Rutledge, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Rutledge, TN with that of other cities in and around Rutledge.

Rutledge Bean Station Tazewell New Market Blaine Jefferson City
Average Insurance Rates $1,402 $1,394 $1,399 $1,421 $1,440 $1,419

Rutledge, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Rutledge, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Rutledge $1,566 $1,322
Grainger County $1,069 $903
Jefferson City $1,698 $1,435
New Tazewell $1,426 $1,204
Tazewell $1,626 $1,374
New Market $1,046 $884
Blaine $1,107 $935
Bean Station $1,588 $1,342

Rutledge, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Rutledge, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,549
20 Years $1,801
30 Years $1,388
40 Years $1,335
50 Years $1,236
60 Years $1,253
70 Years $1,459

Rutledge, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Rutledge, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,439 $365
3 Vehicles $3,659 $547
4 Vehicles $4,879 $729

Savings on 2 Vehicles bundle:$365

Savings on 3 Vehicles bundle:$547

Savings on 4 Vehicles bundle:$729


Rutledge, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Rutledge, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Rutledge $1,402 $2,512
Grainger County $1,416 $2,537
Jefferson City $1,419 $2,542
New Tazewell $1,410 $2,526
Tazewell $1,399 $2,506
New Market $1,421 $2,546
Blaine $1,440 $2,580
Bean Station $1,394 $2,497

Rutledge, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,203
Excellent (740-799) $1,373
Good (670-739) $1,461
Average (580-669) $1,906
Poor (300-579) $2,287

Rutledge, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jeremy Gordon State Farm 7767 Rutledge Pike, Rutledge, 37861-3024 865-828-4663
Strate Insurance Group Inc None 1750 West Andrew Johnson Hwy, Morristown, 37814 None
Kendall Clark Allstate 2603 W Andrew Johnson Hwy, Morristown, 37814 (423) 586-5220
Insurance Marketing Inc Travelers 430 WEST 1ST NORTH STREET, MORRISTOWN, 37816 423-581-9000
Sarah Johnson State Farm 1501 E Morris Blvd Ste 10, Morristown, 37813-5777 423-581-1501
Price & Ramey Inc Allstate 127 W Highway 25 70 Ste A, Dandridge, 37725 (865) 397-1234
Tis Insurance Services Inc Travelers 707 MARKET ST, KNOXVILLE, 37902 865-637-4011
Hugh Cate Insurance Agency Erie 805 East Jefferson Street, Jefferson City, 37760 None
Steve Cox Insurance Agency Inc Travelers 9724 KINGSTON PIKE STE 1401, KNOXVILLE, 37922 865-588-5885
Ryan Nichols State Farm 713 E Emory Rd Ste 101, Knoxville, 37938-4685 865-947-6560

Rutledge, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,464
Driver's Failure In Showing Documents +$136 $1,538
Driving With An Expired Registration +$144 $1,546
Driving At A Considerably Slow Pace +$304 $1,706
Using A Cellphone While Driving +$321 $1,723
Running A Red Light +$327 $1,729
Speeding +$343 $1,745
Driving A Vehicle Without The Required Permission +$436 $1,838
Driving With An Expired/Suspended License +$945 $2,347

Rutledge, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,346
Active Disabling Device $1,346
Tracking Device $1,318
Passive Disabling Device $1,304