Rye Brook Auto Insurance Rates, Quotes, Agents & Reviews in NY

Rye Brook, NY Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Rye Brook, NY, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Cheapest Car Insurance In Rye Brook, NY

Auto insurance is one of the most important things you can buy for your car. It protects you financially if you are in an accident and is required by law in most states. When shopping for auto insurance, it is crucial to compare rates from different companies to get the best price. Rye Brook, NY, is a great place to live, and it is also a great place to get auto insurance.

The average cost of car insurance in Aurora, UT, is $2,029. Many auto insurance companies have offices in Rye Brook, and you can get quotes from them. The best way to compare rates is to use an online comparison site. When looking for auto insurance in Rye Brook, you will want to ensure you get quotes from several companies. This way, you can compare rates and find the best deal. Here are some tips to get cheap car insurance in Rye Brook, NY

By Obeying Driving Regulations

Rye Brook residents who obey the law can save on their rates. Driving regulations help to keep the roads safe, and this can lead to lower premiums for everyone. If you are caught breaking the law, you may face higher rates or even be dropped by your insurance company. Obeying the speed limit, using turn signals, and following other road rules can help you keep your rates low. For instance, drivers in Rye Brook, New York, who received a ticket for speeding or running a red light must add +$497 and +$473 to their insurance premiums.

See the graph below for the Rye Brook, NY, auto insurance rates per driving violation.

By Opting for a Higher Deductible

Auto insurance rates in Rye Brook, NY, can be expensive, but there are ways to save. One way to save on auto insurance rates is to opt for a higher deductible. A higher deductible means you will have to pay more out of pocket if you have an accident, but it can also mean significant savings on your premium. You should never choose a deductible that you cannot afford, but if you can swing it, a higher deductible can be a great way to save on your auto insurance. The cost for car owners in Rye Brook, New York, who select a low deductible of $500 is $1,169, while for those who select a high deductible of $1,000 is $987. The higher the deductible, the lower the auto insurance rates.

By Availing of Multi-Car Discounts

One of the best ways to save on your premium is to take advantage of multi-car discounts. If you have more than one car in your household, insuring them with the same company can lead to serious savings. Auto insurance companies typically offer multi-car discounts to encourage customers to insure all of their vehicles with them. Customers can save a significant amount of money on their premiums by insuring multiple cars with the same company. The typical cost for two cars in Rye Brook, NY, is $3,449; for three vehicles, it is $5,174. They can save $609 to $913 on their Ryle Brook, NY, car insurance.

Factors that can influence the cost of car insurance in Rye Brook, NY are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Rye Brook, NY Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Rye Brook, NY with that of other cities in and around Rye Brook.

Rye Brook Pemberwick Byram Port Chester Glenville Rye
Average Insurance Rates $2,029 $1,821 $1,805 $1,848 $1,876 $1,695

Rye Brook, NY Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Rye Brook, NY based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Rye Brook $1,169 $987
Glenville $1,165 $984
Pemberwick $2,040 $1,723
Rye $1,168 $987
Harrison $1,762 $1,489
Port Chester $1,722 $1,455
Byram $1,892 $1,598
Greenwich $2,381 $2,011

Rye Brook, NY Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Rye Brook, NY usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,584
20 Years $2,607
30 Years $2,008
40 Years $1,932
50 Years $1,789
60 Years $1,814
70 Years $2,112

Rye Brook, NY Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Rye Brook, NY can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,449 $609
3 Vehicles $5,174 $913
4 Vehicles $6,899 $1,217

Savings on 2 Vehicles bundle:$609

Savings on 3 Vehicles bundle:$913

Savings on 4 Vehicles bundle:$1,217

Rye Brook, NY Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Rye Brook, NY.

Location Average Insurance Cost Post DUI Insurance Rate
Rye Brook $2,029 $3,061
Glenville $1,876 $3,532
Pemberwick $1,821 $3,429
Rye $1,695 $2,557
Harrison $2,075 $3,130
Port Chester $1,848 $2,788
Byram $1,805 $3,399
Greenwich $2,145 $4,039

Rye Brook, NY Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,741
Excellent (740-799) $1,987
Good (670-739) $2,114
Average (580-669) $2,758
Poor (300-579) $3,310

Rye Brook, NY Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Peter Cuomo Allstate 420 Columbus Ave Ste 210, Valhalla, 10595 (914) 769-5454
Deirdre Erin Cosgrove Allstate 402 Mamaroneck Ave, White Plains, 10605 (914) 328-0100
Chang Song Allstate 24825 Northern Blvd Ste 2G, Little Neck, 11362 (718) 321-9200
Brown & Brown Of New York Inc Travelers 800 WESTCHESTER AVESTE N 311, RYE BROOK, 10573 914-337-1833
Bruce Laudi State Farm 1566A Union Turnpike, New Hyde Park, 11040-1762 516-775-5100
Samuel Ferrufino Liberty Mutual 145 Huguenot St. Ste 310, New Rochelle, 10801 1-718-324-2052
R R Ragette Ins Agcy Inc Travelers 277 WHITE PLAINS RD, EASTCHESTER, 10709 914-930-4090
Westchester Fairfield Agency, Ltd. None 720 Commerce St, Thornwood, 10594 None
Tom Lavelle State Farm 650 N Broadway, White Plains, 10603-2420 914-682-0020
Norman N Schwartz Nationwide 2025 Richmond Ave, Staten Island, 10314 (718) 967-8100

Rye Brook, NY Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$89 $2,118
Driver's Failure In Showing Documents +$197 $2,226
Driving With An Expired Registration +$209 $2,238
Driving At A Considerably Slow Pace +$440 $2,469
Using A Cellphone While Driving +$465 $2,494
Running A Red Light +$473 $2,502
Speeding +$497 $2,526
Driving A Vehicle Without The Required Permission +$631 $2,660
Driving With An Expired/Suspended License +$1,368 $3,397

Rye Brook, NY Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,948
Active Disabling Device $1,948
Tracking Device $1,907
Passive Disabling Device $1,887