Rye Brook, NY Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Rye Brook, NY, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Cheapest Car Insurance In Rye Brook, NY
Auto insurance is one of the most important things you can buy for your car. It protects you financially if you are in an accident and is required by law in most states. When shopping for auto insurance, it is crucial to compare rates from different companies to get the best price. Rye Brook, NY, is a great place to live, and it is also a great place to get auto insurance.
The average cost of car insurance in Aurora, UT, is $2,029. Many auto insurance companies have offices in Rye Brook, and you can get quotes from them. The best way to compare rates is to use an online comparison site. When looking for auto insurance in Rye Brook, you will want to ensure you get quotes from several companies. This way, you can compare rates and find the best deal. Here are some tips to get cheap car insurance in Rye Brook, NY
By Obeying Driving Regulations
Rye Brook residents who obey the law can save on their rates. Driving regulations help to keep the roads safe, and this can lead to lower premiums for everyone. If you are caught breaking the law, you may face higher rates or even be dropped by your insurance company. Obeying the speed limit, using turn signals, and following other road rules can help you keep your rates low. For instance, drivers in Rye Brook, New York, who received a ticket for speeding or running a red light must add +$497 and +$473 to their insurance premiums.
See the graph below for the Rye Brook, NY, auto insurance rates per driving violation.
By Opting for a Higher Deductible
Auto insurance rates in Rye Brook, NY, can be expensive, but there are ways to save. One way to save on auto insurance rates is to opt for a higher deductible. A higher deductible means you will have to pay more out of pocket if you have an accident, but it can also mean significant savings on your premium. You should never choose a deductible that you cannot afford, but if you can swing it, a higher deductible can be a great way to save on your auto insurance. The cost for car owners in Rye Brook, New York, who select a low deductible of $500 is $1,169, while for those who select a high deductible of $1,000 is $987. The higher the deductible, the lower the auto insurance rates.
By Availing of Multi-Car Discounts
One of the best ways to save on your premium is to take advantage of multi-car discounts. If you have more than one car in your household, insuring them with the same company can lead to serious savings. Auto insurance companies typically offer multi-car discounts to encourage customers to insure all of their vehicles with them. Customers can save a significant amount of money on their premiums by insuring multiple cars with the same company. The typical cost for two cars in Rye Brook, NY, is $3,449; for three vehicles, it is $5,174. They can save $609 to $913 on their Ryle Brook, NY, car insurance.
Factors that can influence the cost of car insurance in Rye Brook, NY are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Rye Brook, NY Auto Insurance Rates
- Rye Brook, NY Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Rye Brook, NY
- Multi Vehicle Insurance Savings in Rye Brook, NY
- How Credit Score Affects Car Insurance Rates in Rye Brook, NY
- How DUI Affects Auto Insurance Premiums in Rye Brook, NY
- Top Auto Insurance Agents Near Rye Brook, NY
- How Driving Violations Affect Auto Insurance Rates in Rye Brook, NY
- Rye Brook, NY Auto Insurance Discounts on Anti Theft Feature
Rye Brook, NY Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Rye Brook, NY with that of other cities in and around Rye Brook.
| Rye Brook | Pemberwick | Byram | Port Chester | Glenville | Rye | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $2,029 | $1,821 | $1,805 | $1,848 | $1,876 | $1,695 |
Rye Brook, NY Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Rye Brook, NY based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Rye Brook | $1,169 | $987 |
| Glenville | $1,165 | $984 |
| Pemberwick | $2,040 | $1,723 |
| Rye | $1,168 | $987 |
| Harrison | $1,762 | $1,489 |
| Port Chester | $1,722 | $1,455 |
| Byram | $1,892 | $1,598 |
| Greenwich | $2,381 | $2,011 |
Rye Brook, NY Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Rye Brook, NY usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $6,584 |
| 20 Years | $2,607 |
| 30 Years | $2,008 |
| 40 Years | $1,932 |
| 50 Years | $1,789 |
| 60 Years | $1,814 |
| 70 Years | $2,112 |
Rye Brook, NY Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Rye Brook, NY can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,449 | $609 |
| 3 Vehicles | $5,174 | $913 |
| 4 Vehicles | $6,899 | $1,217 |
Savings on 2 Vehicles bundle:$609
Savings on 3 Vehicles bundle:$913
Savings on 4 Vehicles bundle:$1,217
Rye Brook, NY Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Rye Brook, NY.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Rye Brook | $2,029 | $3,061 |
| Glenville | $1,876 | $3,532 |
| Pemberwick | $1,821 | $3,429 |
| Rye | $1,695 | $2,557 |
| Harrison | $2,075 | $3,130 |
| Port Chester | $1,848 | $2,788 |
| Byram | $1,805 | $3,399 |
| Greenwich | $2,145 | $4,039 |
Rye Brook, NY Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,741 |
| Excellent (740-799) | $1,987 |
| Good (670-739) | $2,114 |
| Average (580-669) | $2,758 |
| Poor (300-579) | $3,310 |
Rye Brook, NY Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Peter Cuomo | Allstate | 420 Columbus Ave Ste 210, Valhalla, 10595 | (914) 769-5454 |
| Deirdre Erin Cosgrove | Allstate | 402 Mamaroneck Ave, White Plains, 10605 | (914) 328-0100 |
| Chang Song | Allstate | 24825 Northern Blvd Ste 2G, Little Neck, 11362 | (718) 321-9200 |
| Brown & Brown Of New York Inc | Travelers | 800 WESTCHESTER AVESTE N 311, RYE BROOK, 10573 | 914-337-1833 |
| Bruce Laudi | State Farm | 1566A Union Turnpike, New Hyde Park, 11040-1762 | 516-775-5100 |
| Samuel Ferrufino | Liberty Mutual | 145 Huguenot St. Ste 310, New Rochelle, 10801 | 1-718-324-2052 |
| R R Ragette Ins Agcy Inc | Travelers | 277 WHITE PLAINS RD, EASTCHESTER, 10709 | 914-930-4090 |
| Westchester Fairfield Agency, Ltd. | None | 720 Commerce St, Thornwood, 10594 | None |
| Tom Lavelle | State Farm | 650 N Broadway, White Plains, 10603-2420 | 914-682-0020 |
| Norman N Schwartz | Nationwide | 2025 Richmond Ave, Staten Island, 10314 | (718) 967-8100 |
Rye Brook, NY Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$89 | $2,118 |
| Driver's Failure In Showing Documents | +$197 | $2,226 |
| Driving With An Expired Registration | +$209 | $2,238 |
| Driving At A Considerably Slow Pace | +$440 | $2,469 |
| Using A Cellphone While Driving | +$465 | $2,494 |
| Running A Red Light | +$473 | $2,502 |
| Speeding | +$497 | $2,526 |
| Driving A Vehicle Without The Required Permission | +$631 | $2,660 |
| Driving With An Expired/Suspended License | +$1,368 | $3,397 |
Rye Brook, NY Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,948 |
| Active Disabling Device | $1,948 |
| Tracking Device | $1,907 |
| Passive Disabling Device | $1,887 |