Ryegate Auto Insurance Rates, Quotes, Agents & Reviews in VT

Ryegate, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Ryegate, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Ryegate, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Ryegate, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Ryegate, VT with that of other cities in and around Ryegate.

Ryegate Newbury Monroe Groton Woodsville Wells River
Average Insurance Rates $1,069 $1,071 $1,460 $1,057 $1,628 $1,065

Ryegate, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Ryegate, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Ryegate $1,474 $1,245
Wells River $1,405 $1,187
Barnet $1,563 $1,320
Bath $1,536 $1,297
Woodsville $1,677 $1,416
Newbury $1,791 $1,513
Groton $1,453 $1,228
Monroe $1,504 $1,270

Ryegate, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Ryegate, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,469
20 Years $1,374
30 Years $1,058
40 Years $1,018
50 Years $943
60 Years $956
70 Years $1,113

Ryegate, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Ryegate, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,881 $257
3 Vehicles $2,822 $385
4 Vehicles $3,763 $513

Savings on 2 Vehicles bundle:$257

Savings on 3 Vehicles bundle:$385

Savings on 4 Vehicles bundle:$513

Ryegate, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Ryegate, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Ryegate $1,069 $2,209
Wells River $1,065 $2,201
Barnet $1,080 $2,232
Bath $1,491 $2,635
Woodsville $1,628 $2,877
Newbury $1,071 $2,213
Groton $1,057 $2,184
Monroe $1,460 $2,580

Ryegate, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $917
Excellent (740-799) $1,047
Good (670-739) $1,114
Average (580-669) $1,453
Poor (300-579) $1,744

Ryegate, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Caledonia Ins Agency Inc Travelers 663 OLD CENTER RD, ST JOHNSBURY, 5819 802-748-8797
Berg Carmolli And Kent Inc Travelers 83 WASHINGTON ST, BARRE, 5641 802-479-1046
Paige & Campbell Inc Liberty Mutual Independent 297 North Main St, Barre, 5641 (802)245-3773
Kinney Pike Insurance Agency Liberty Mutual Independent 459 PORTLAND ST, ST JOHNSBURY, 5819 802-748-9033
Nfp Property & Casualty Services Liberty Mutual Independent 752 GRANGER RD, BARRE, 5641 (802) 229-5727
Nfp None 35 Pleasant St, Woodstock, 5091 None

Ryegate, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$47 $1,116
Driver's Failure In Showing Documents +$104 $1,173
Driving With An Expired Registration +$110 $1,179
Driving At A Considerably Slow Pace +$232 $1,301
Using A Cellphone While Driving +$245 $1,314
Running A Red Light +$249 $1,318
Speeding +$262 $1,331
Driving A Vehicle Without The Required Permission +$332 $1,401
Driving With An Expired/Suspended License +$721 $1,790

Ryegate, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,026
Active Disabling Device $1,026
Tracking Device $1,005
Passive Disabling Device $994