Sachse Auto Insurance Rates, Quotes, Agents & Reviews in TX

Sachse, TX Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Sachse, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Sachse, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Sachse, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Sachse, TX with that of other cities in and around Sachse.

Sachse Northwest Rockwall St. Paul Rowlett Murphy Wylie
Average Insurance Rates $2,005 $2,042 $2,087 $1,479 $2,167 $1,332

Sachse, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Sachse, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Sachse $1,856 $1,568
Murphy $1,028 $868
Rowlett $1,452 $1,227
Garland $1,087 $918
St. Paul $1,197 $1,011
Wylie $985 $832
Northwest Rockwall $1,618 $1,367
Parker $1,933 $1,633

Sachse, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Sachse, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,506
20 Years $2,576
30 Years $1,984
40 Years $1,909
50 Years $1,768
60 Years $1,793
70 Years $2,087

Sachse, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Sachse, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,409 $602
3 Vehicles $5,113 $902
4 Vehicles $6,817 $1,203

Savings on 2 Vehicles bundle:$602

Savings on 3 Vehicles bundle:$902

Savings on 4 Vehicles bundle:$1,203

Sachse, TX Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Sachse, TX.

Location Average Insurance Cost Post DUI Insurance Rate
Sachse $2,005 $3,121
Murphy $2,167 $3,374
Rowlett $1,479 $2,302
Garland $1,495 $2,327
St. Paul $2,087 $3,249
Wylie $1,332 $2,074
Northwest Rockwall $2,042 $3,179
Parker $2,383 $3,710

Sachse, TX Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,720
Excellent (740-799) $1,964
Good (670-739) $2,089
Average (580-669) $2,726
Poor (300-579) $3,270

Sachse, TX Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Insurica Insurance Management Network Liberty Mutual Independent 2301 W PLANO PKWY STE 108, PLANO, 75075 (469) 443-3488
Shawn Peterson Allstate 1201 E Main St Ste 250, Allen, 75002 (214) 907-7477
Institution Solutions Travelers 111 W Spring Valley Rd, Richardson, 75081 None
Superior Insurance Services, Inc. None 1347 19Th St, Plano, 75074 None
Ed Fowler State Farm 1221 Abrams Rd Ste 136, Richardson, 75081-5574 972-680-1452
Legacy Texas Insurance Services, Inc. None 707 E. Arapaho, Ste. 200, Richardson, 75081 None
Art Obregon Allstate 10909 Webb Chapel Rd Ste 106, Dallas, 75229 (214) 358-4151
Gary Schwarz State Farm 750 Colonel Dr Ste 1A, Garland, 75043-2300 972-278-5011
Gordon Lund Insurance Agency Inc Travelers 701 North Central Expressway Building 1, Richardson, 75080 (972) 362-0634
Porter Ward Agency Liberty Mutual Independent 12160 ABRAMS RD STE 107, DALLAS, 75243 972-234-5588

Sachse, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$88 $2,093
Driver's Failure In Showing Documents +$194 $2,199
Driving With An Expired Registration +$207 $2,212
Driving At A Considerably Slow Pace +$435 $2,440
Using A Cellphone While Driving +$459 $2,464
Running A Red Light +$467 $2,472
Speeding +$491 $2,496
Driving A Vehicle Without The Required Permission +$624 $2,629
Driving With An Expired/Suspended License +$1,351 $3,356

Sachse, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,925
Active Disabling Device $1,925
Tracking Device $1,885
Passive Disabling Device $1,865

Latest Auto Insurance Reviews in Sachse, TX | Back to Top