Sacramento, CA Auto Insurance Rates

Sacramento, CA residents can save $660 by comparing multiple quotes & reading reviews & research on Sacramento car insurance rates, quotes, agents & coverage.

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$1122 $1662 $2762

Latest Auto Insurance Reviews in Sacramento, California

State Farm
I pay less that other companies and I also get a safe driving discount which really makes the premium so appealing. The premium doesn't go up much or as often as other companies.
Geico has been good to us and very straight forward in our dealings with them. I always recommend them to my friends.
I would recommend because the customer service has been great and the price is pretty good. The coverage is about the same as you could get anywhere else too.
I've fortunately only had to contact them one time about a payment issue which they handled quite well and very quickly.
The Hartford
I feel like this is getting to be redundant now. My answer remains the same as above, sorry.
company service is made a good service experience to me.that company get the best offerd for me.service are so good
Farmer's Insurance
There are several important things about my car however I have learned so many good and bad things in most of the time
All auto policies are the same in coverage. You can choose whatever you want and it will be comparable to what everyone else is offering.
I think customer service at Geico is sufficient. They provide a good deal of self-help stuff on their website and when you do have to call about claims, they are usually responsive and are pleasant to work with.
What I like about this company as far as services is that it is really good. I blew a tire and my roadside assistance through my insurance company arrived fast and had me out of there really quick.
My car insurance company offers certain services available online/through my cell phone, rather than having to call up and speak to a representative. This is much more convenient for me.
Geico's premiums started out saving me significant money when I first transferred over to them. However, over time that savings has slowly diminished and my new premium (just got it today) is actually now higher than my old premium. As such, even though I love Geico's customer service and great technology, I am going to start looking at moving to another provider
State Farm
I dislike that the rates are a little higher than other companies i have gotten quotes from. I think that the service is great but the prices are high.
Customer support is good. Very readily available, even on the weekends. It's a quick process to file a claim. I like what I have
California Casualty
Which company provides excellent customer service at the most affordable price point for me. But more importantly they provide coverage that no other auto insurance company on the market provides.
I dislike that the price is still too high although it is slightly less than other companies. I prefer it to be a lot lower, especially when the deductible changes. I need lower payments on my insurance.
State Farm
i love that my insurance company offers a safe drive device to connect to there data. safe driving allows me to receive discounts for my safe driving.
State Farm
I have had them as my auto insurance provider for a while and have no reason to look elsewhere for this need.
Write Your Review | Sacramento, California Auto Insurance Analysis
State Farm Auto Insurance, Sacramento, CA
$52/1 month
Car Insurance Policy Holder
  • Married 33 Years old Female licensed 6 years ago with Own Buick Lacrosse used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Associate & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 2 cars insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

Sacramento Car Insurance Rate Comparisons

Sacramento, CA's average car insurance of $1662 differs from Foothill Farms, CA (+$828), McClellan Park, CA (+$718), La Riviera, CA (+$868) and California (+$157)

Sacramento Foothill Farms, CA McClellan Park, CA La Riviera, CA California
Median Insurance Rates $1662 +$828 +$718 +$868 +$157

Sacramento Car Insurance Savings By Neighborhood & Street Area

Sacramento Driver Street Residence & Car Locations Car Details in Sacramento Sacramento Driver Demographics Sacramento Auto Insurance Estimates Recent Sacramento Insurance Savings
Graham (historical)
Borba Way2001 Cadillac Seville STS29 year woman$1787$978
Robles St2010 Mazda Mazda3 s Sport75 year male senior$1648$580
Fall Creek Way2006 Buick Rendezvous CX61 year female senior$1803$825
Stonecreek Dr2009 Ford Fusion V6 SEL33 year man$1924$944
Janell Way2012 Hyundai Sonata GLS16 year teenager$3546$655
Pamlee Ct2010 Toyota Prius III19 year male teenager$3219$704
East Sacramento
Miller Way2004 Chevrolet Silverado 2500HD Work Truck71 year senior$1652$333
Serra Way2009 Acura TSX Base w/Tech32 year married man$1965$730
Routier (historical)
Chatsworth Ln2008 Lexus GS 350 Base19 year female teenager$4205$785
Newbury Way2013 Honda Civic LX32 year married woman$1354$913

Sacramento Post DUI Car Insurance Rates

Sacramento West Sacramento Arden-Arcade Carmichael California
Median Post DUI Insurance Rate $3091 -$452 +$1131 +$1038 +$292
Male Teenager Post DUI Insurance Rate $6738 -$986 +$2465 +$2262 +$636
Female Teenager Post DUI Insurance Rate $6707 -$981 +$2453 +$2252 +$634

The Post DUI insurance in Sacramento, CA's is $3091 compared to West Sacramento (-$452), Arden-Arcade (+$1131), Carmichael (+$1038) and California (+$292)

In Sacramento, a male teenager with Post DUI pays $31 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Buick Rendezvous CX in Sacramento, CA would pay $6770 on auto insurance while a female teenager POST DUI would pay $6738.

Sacramento Car Insurance by Segment

Sacramento Teenagers Car Insurance Rates Comparison

76738 Sacramento Teenagers (7% of total population), 51% Male & 49% Female.

Sacramento Foothill Farms Florin Freeport California
All Teenagers $3623 +$1805 +$1652 +$1064 +$342
Male Teenager $3623 +$1805 +$1652 +$1064 +$342
Female Teenager $3606 +$1797 +$1645 +$1059 +$341

Sacramento teenagers pay $3623 in insurance in contrast with Foothill Farms (+$1805), Florin (+$1652), Freeport (+$1064) and California (+$342). The difference between Male & Female teenagers in Sacramento is $17


  • 2009 Chrysler 300C Male Teenager Insurance Rate $3581
  • 2011 Lincoln MKZ AWD Female Teenager Insurance Rate $3591

Sacramento Men & Women Car Insurance

1077222 Sacramento Adults (100% of total population), 49% Men & 51% Women.

Sacramento Florin West Sacramento Arden-Arcade California
All Women $1612 +$735 -$236 +$589 +$152
Married Women $1562 +$712 -$229 +$571 +$147
All Men $2110 +$963 -$308 +$772 +$200
Married Men $2011 +$917 -$295 +$735 +$189

The typical insurance rate of $2110 that Sacramento Men pay varies from Florin (+$963), West Sacramento (-$308), Arden-Arcade (+$772) and California (+$200). In Sacramento, married men pay $449 more than married women.


  • 2013 Volkswagen Beetle 2.5 PZEV Married Men Insurance Rate $2111
  • 2014 Kia Sorento LX Married Women Insurance Rate $1769

Sacramento Senior Car Insurance

179010 Sacramento Seniors (16% of total population), 43% Senior Men & 57% Senior Women.

Sacramento Elk Grove North Highlands Rancho Cordova California
All Seniors $1761 -$229 +$920 -$186 +$167
Senior Men $1728 -$225 +$903 -$183 +$163
Senior Women $1794 -$233 +$938 -$190 +$170

Sacramento seniors pay $1761 in insurance compared to Elk Grove (-$229), North Highlands (+$920), Rancho Cordova (-$186) and California (+$167). In Sacramento, senior men pay $66 less than senior women.

Sacramento Car Insurance Discounts for Multiple Vehicles

Sacramento Population with 1 Vehicle 148333 (37% of Sacramento population), 2 Vehicles 142001 (36% of the Sacramento population) and 3 vehicles 50853 (13% of the population)

Sacramento Fruitridge Pocket Foothill Farms Freeport California
2 Vehicles $3158 +$1478 +$1573 +$927 +$299
3 Vehicles $4820 +$2256 +$2401 +$1415 +$456
4 Vehicles $6482 +$3034 +$3229 +$1903 +$613

Car Insurance Agents in Sacramento, CA

Rank Agent Name Agent Contact
1 16th Street Auto Body 312 N 12th St, Sacramento, CA
2 AAA 8225 Laguna Blvd, Sacramento, CA
3 A AACO Insurance 1029 J St Ste 120, Sacramento, CA 95814
4 AAA Insurance 4740 Natomas Blvd Ste 140, Sacramento, CA 95835
5 AAA Insurance 15 Bicentennial Cir, Sacramento, CA 95826
6 AAA Insurance 1056 Florin Rd, Sacramento, CA 95831
7 Access Capitol Insurance 1310 Howe Ave, Sacramento, CA 95825
8 Albert Figueroa 5681 Franklin Blvd Ste N1, Sacramento, CA 95824
9 Alex Rue Insurance Agency 9815 Antelope Rd, Sacramento, CA
10 Alliant Insurance Services 1792 Tribute Rd Ste 450, Sacramento, CA 95815

Sacramento Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Suzuki, Kizashi SE $1500 $1640 $2140 $1540 $3040 $-900
Kia, Rio LX $400 $1760 $2160 $1610 $2010 $150
Hyundai, Tucson GL $100 $1610 $1710 $1540 $1640 $70
Ford, Explorer Limited AWD $500 $1700 $2200 $1560 $2060 $140
Nissan, Altima 2.5 $700 $1820 $2320 $1700 $2400 $-80