Sacramento, CA Auto Insurance Rates
Sacramento, CA residents can save $660 by comparing multiple quotes & reading reviews & research on Sacramento car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1122 | $1662 | $2762 |
Latest Auto Insurance Reviews in Sacramento, California
State Farm
I pay less that other companies and I also get a safe driving discount which really makes the premium so appealing. The premium doesn't go up much or as often as other companies.
I pay less that other companies and I also get a safe driving discount which really makes the premium so appealing. The premium doesn't go up much or as often as other companies.
Geico
Geico has been good to us and very straight forward in our dealings with them. I always recommend them to my friends.
Geico has been good to us and very straight forward in our dealings with them. I always recommend them to my friends.
Allstate
I would recommend because the customer service has been great and the price is pretty good. The coverage is about the same as you could get anywhere else too.
I would recommend because the customer service has been great and the price is pretty good. The coverage is about the same as you could get anywhere else too.
Geico
I've fortunately only had to contact them one time about a payment issue which they handled quite well and very quickly.
I've fortunately only had to contact them one time about a payment issue which they handled quite well and very quickly.
The Hartford
I feel like this is getting to be redundant now. My answer remains the same as above, sorry.
I feel like this is getting to be redundant now. My answer remains the same as above, sorry.
Progressive
company service is made a good service experience to me.that company get the best offerd for me.service are so good
company service is made a good service experience to me.that company get the best offerd for me.service are so good
Farmer's Insurance
There are several important things about my car however I have learned so many good and bad things in most of the time
There are several important things about my car however I have learned so many good and bad things in most of the time
Kemper
All auto policies are the same in coverage. You can choose whatever you want and it will be comparable to what everyone else is offering.
All auto policies are the same in coverage. You can choose whatever you want and it will be comparable to what everyone else is offering.
Geico
I think customer service at Geico is sufficient. They provide a good deal of self-help stuff on their website and when you do have to call about claims, they are usually responsive and are pleasant to work with.
I think customer service at Geico is sufficient. They provide a good deal of self-help stuff on their website and when you do have to call about claims, they are usually responsive and are pleasant to work with.
Geico
What I like about this company as far as services is that it is really good. I blew a tire and my roadside assistance through my insurance company arrived fast and had me out of there really quick.
What I like about this company as far as services is that it is really good. I blew a tire and my roadside assistance through my insurance company arrived fast and had me out of there really quick.
Allstate
My car insurance company offers certain services available online/through my cell phone, rather than having to call up and speak to a representative. This is much more convenient for me.
My car insurance company offers certain services available online/through my cell phone, rather than having to call up and speak to a representative. This is much more convenient for me.
Geico
Geico's premiums started out saving me significant money when I first transferred over to them. However, over time that savings has slowly diminished and my new premium (just got it today) is actually now higher than my old premium. As such, even though I love Geico's customer service and great technology, I am going to start looking at moving to another provider
Geico's premiums started out saving me significant money when I first transferred over to them. However, over time that savings has slowly diminished and my new premium (just got it today) is actually now higher than my old premium. As such, even though I love Geico's customer service and great technology, I am going to start looking at moving to another provider
State Farm
I dislike that the rates are a little higher than other companies i have gotten quotes from. I think that the service is great but the prices are high.
I dislike that the rates are a little higher than other companies i have gotten quotes from. I think that the service is great but the prices are high.
Metlife
Customer support is good. Very readily available, even on the weekends. It's a quick process to file a claim. I like what I have
Customer support is good. Very readily available, even on the weekends. It's a quick process to file a claim. I like what I have
California Casualty
Which company provides excellent customer service at the most affordable price point for me. But more importantly they provide coverage that no other auto insurance company on the market provides.
Which company provides excellent customer service at the most affordable price point for me. But more importantly they provide coverage that no other auto insurance company on the market provides.
Geico
I dislike that the price is still too high although it is slightly less than other companies. I prefer it to be a lot lower, especially when the deductible changes. I need lower payments on my insurance.
I dislike that the price is still too high although it is slightly less than other companies. I prefer it to be a lot lower, especially when the deductible changes. I need lower payments on my insurance.
State Farm
i love that my insurance company offers a safe drive device to connect to there data. safe driving allows me to receive discounts for my safe driving.
i love that my insurance company offers a safe drive device to connect to there data. safe driving allows me to receive discounts for my safe driving.
State Farm
I have had them as my auto insurance provider for a while and have no reason to look elsewhere for this need.
I have had them as my auto insurance provider for a while and have no reason to look elsewhere for this need.
State Farm Auto Insurance, Sacramento, CA
$52/1 month
Car Insurance Policy Holder
- Married 33 Years old Female licensed 6 years ago with Own Buick Lacrosse used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- Associate & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 2 cars insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Sacramento Car Insurance Rate Comparisons
Sacramento, CA's average car insurance of $1662 differs from Foothill Farms, CA (+$828), McClellan Park, CA (+$718), La Riviera, CA (+$868) and California (+$157)
| Sacramento | Foothill Farms, CA | McClellan Park, CA | La Riviera, CA | California | |
| Median Insurance Rates | $1662 | +$828 | +$718 | +$868 | +$157 |
Sacramento Car Insurance Savings By Neighborhood & Street Area
| Sacramento Driver Street Residence & Car Locations | Car Details in Sacramento | Sacramento Driver Demographics | Sacramento Auto Insurance Estimates | Recent Sacramento Insurance Savings |
|---|---|---|---|---|
| Graham (historical) | ||||
| Borba Way | 2001 Cadillac Seville STS | 29 year woman | $1787 | $978 |
| Robles St | 2010 Mazda Mazda3 s Sport | 75 year male senior | $1648 | $580 |
| Gardenland | ||||
| Fall Creek Way | 2006 Buick Rendezvous CX | 61 year female senior | $1803 | $825 |
| Stonecreek Dr | 2009 Ford Fusion V6 SEL | 33 year man | $1924 | $944 |
| Arcade | ||||
| Janell Way | 2012 Hyundai Sonata GLS | 16 year teenager | $3546 | $655 |
| Pamlee Ct | 2010 Toyota Prius III | 19 year male teenager | $3219 | $704 |
| East Sacramento | ||||
| Miller Way | 2004 Chevrolet Silverado 2500HD Work Truck | 71 year senior | $1652 | $333 |
| Serra Way | 2009 Acura TSX Base w/Tech | 32 year married man | $1965 | $730 |
| Routier (historical) | ||||
| Chatsworth Ln | 2008 Lexus GS 350 Base | 19 year female teenager | $4205 | $785 |
| Newbury Way | 2013 Honda Civic LX | 32 year married woman | $1354 | $913 |
Sacramento Post DUI Car Insurance Rates
| Sacramento | West Sacramento | Arden-Arcade | Carmichael | California | |
| Median Post DUI Insurance Rate | $3091 | -$452 | +$1131 | +$1038 | +$292 |
| Male Teenager Post DUI Insurance Rate | $6738 | -$986 | +$2465 | +$2262 | +$636 |
| Female Teenager Post DUI Insurance Rate | $6707 | -$981 | +$2453 | +$2252 | +$634 |
The Post DUI insurance in Sacramento, CA's is $3091 compared to West Sacramento (-$452), Arden-Arcade (+$1131), Carmichael (+$1038) and California (+$292)
In Sacramento, a male teenager with Post DUI pays $31 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Buick Rendezvous CX in Sacramento, CA would pay $6770 on auto insurance while a female teenager POST DUI would pay $6738.
Sacramento Car Insurance by Segment
Sacramento Teenagers Car Insurance Rates Comparison
76738 Sacramento Teenagers (7% of total population), 51% Male & 49% Female.
| Sacramento | Foothill Farms | Florin | Freeport | California | |
| All Teenagers | $3623 | +$1805 | +$1652 | +$1064 | +$342 |
| Male Teenager | $3623 | +$1805 | +$1652 | +$1064 | +$342 |
| Female Teenager | $3606 | +$1797 | +$1645 | +$1059 | +$341 |
Sacramento teenagers pay $3623 in insurance in contrast with Foothill Farms (+$1805), Florin (+$1652), Freeport (+$1064) and California (+$342). The difference between Male & Female teenagers in Sacramento is $17
Example
- 2009 Chrysler 300C Male Teenager Insurance Rate $3581
- 2011 Lincoln MKZ AWD Female Teenager Insurance Rate $3591
Sacramento Men & Women Car Insurance
1077222 Sacramento Adults (100% of total population), 49% Men & 51% Women.
| Sacramento | Florin | West Sacramento | Arden-Arcade | California | |
| All Women | $1612 | +$735 | -$236 | +$589 | +$152 |
| Married Women | $1562 | +$712 | -$229 | +$571 | +$147 |
| All Men | $2110 | +$963 | -$308 | +$772 | +$200 |
| Married Men | $2011 | +$917 | -$295 | +$735 | +$189 |
The typical insurance rate of $2110 that Sacramento Men pay varies from Florin (+$963), West Sacramento (-$308), Arden-Arcade (+$772) and California (+$200). In Sacramento, married men pay $449 more than married women.
Example
- 2013 Volkswagen Beetle 2.5 PZEV Married Men Insurance Rate $2111
- 2014 Kia Sorento LX Married Women Insurance Rate $1769
Sacramento Senior Car Insurance
179010 Sacramento Seniors (16% of total population), 43% Senior Men & 57% Senior Women.
| Sacramento | Elk Grove | North Highlands | Rancho Cordova | California | |
| All Seniors | $1761 | -$229 | +$920 | -$186 | +$167 |
| Senior Men | $1728 | -$225 | +$903 | -$183 | +$163 |
| Senior Women | $1794 | -$233 | +$938 | -$190 | +$170 |
Sacramento seniors pay $1761 in insurance compared to Elk Grove (-$229), North Highlands (+$920), Rancho Cordova (-$186) and California (+$167). In Sacramento, senior men pay $66 less than senior women.
Sacramento Car Insurance Discounts for Multiple Vehicles
Sacramento Population with 1 Vehicle 148333 (37% of Sacramento population), 2 Vehicles 142001 (36% of the Sacramento population) and 3 vehicles 50853 (13% of the population)
| Sacramento | Fruitridge Pocket | Foothill Farms | Freeport | California | |
| 2 Vehicles | $3158 | +$1478 | +$1573 | +$927 | +$299 |
| 3 Vehicles | $4820 | +$2256 | +$2401 | +$1415 | +$456 |
| 4 Vehicles | $6482 | +$3034 | +$3229 | +$1903 | +$613 |
Car Insurance Agents in Sacramento, CA
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | 16th Street Auto Body | 312 N 12th St, Sacramento, CA |
| 2 | AAA | 8225 Laguna Blvd, Sacramento, CA |
| 3 | A AACO Insurance | 1029 J St Ste 120, Sacramento, CA 95814 |
| 4 | AAA Insurance | 4740 Natomas Blvd Ste 140, Sacramento, CA 95835 |
| 5 | AAA Insurance | 15 Bicentennial Cir, Sacramento, CA 95826 |
| 6 | AAA Insurance | 1056 Florin Rd, Sacramento, CA 95831 |
| 7 | Access Capitol Insurance | 1310 Howe Ave, Sacramento, CA 95825 |
| 8 | Albert Figueroa | 5681 Franklin Blvd Ste N1, Sacramento, CA 95824 |
| 9 | Alex Rue Insurance Agency | 9815 Antelope Rd, Sacramento, CA |
| 10 | Alliant Insurance Services | 1792 Tribute Rd Ste 450, Sacramento, CA 95815 |
Sacramento Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Suzuki, Kizashi SE | $1500 | $1640 | $2140 | $1540 | $3040 | $-900 |
| Kia, Rio LX | $400 | $1760 | $2160 | $1610 | $2010 | $150 |
| Hyundai, Tucson GL | $100 | $1610 | $1710 | $1540 | $1640 | $70 |
| Ford, Explorer Limited AWD | $500 | $1700 | $2200 | $1560 | $2060 | $140 |
| Nissan, Altima 2.5 | $700 | $1820 | $2320 | $1700 | $2400 | $-80 |