Safford Auto Insurance Rates, Quotes, Agents & Reviews in AL

Safford, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Safford, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Safford, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Safford, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Safford, AL with that of other cities in and around Safford.

Safford Dayton Uniontown Dallas County Orrville Thomaston
Average Insurance Rates $1,425 $1,964 $1,370 $1,403 $1,372 $1,395

Safford, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Safford, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Safford $1,239 $1,047
Orrville $1,427 $1,205
Catherine $2,114 $1,785
Uniontown $2,650 $2,239
Alberta $1,342 $1,134
Thomaston $1,340 $1,132
Dallas County $1,588 $1,342
Dayton $2,023 $1,709

Safford, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Safford, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,624
20 Years $1,831
30 Years $1,410
40 Years $1,357
50 Years $1,257
60 Years $1,274
70 Years $1,483

Safford, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Safford, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,508 $342
3 Vehicles $3,762 $513
4 Vehicles $5,016 $684

Savings on 2 Vehicles bundle:$342

Savings on 3 Vehicles bundle:$513

Savings on 4 Vehicles bundle:$684

Safford, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Safford, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Safford $1,425 $2,527
Orrville $1,372 $2,433
Catherine $2,052 $3,638
Uniontown $1,370 $2,429
Alberta $1,370 $2,429
Thomaston $1,395 $2,473
Dallas County $1,403 $2,488
Dayton $1,964 $3,482

Safford, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,223
Excellent (740-799) $1,396
Good (670-739) $1,485
Average (580-669) $1,937
Poor (300-579) $2,324

Safford, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
The Morris Agency Inc Travelers 1003 BROAD ST, SELMA, 36701 334-872-2303
Velma Carlton Allstate 112 S Main St, Linden, 36748 (334) 295-1005
Blackbelt Insurors Inc None 1170 Washington St , Uniontown, 36786 None
Kris Mullins Clu, Flmi State Farm 305 East Jefferson St, Demopolis, 36732 334-289-2643
Kevin Hayes State Farm 87 Walnut St, Centreville, 35042-2373 205-926-9031
Blackbelt Insurors Liberty Mutual Independent 1205 Washington St, Marion, 36756 (334) 683-9411
Marengo Ins Agcy Allstate 107 W Washington St, Demopolis, 36732 (334) 289-0828

Safford, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,488
Driver's Failure In Showing Documents +$138 $1,563
Driving With An Expired Registration +$147 $1,572
Driving At A Considerably Slow Pace +$309 $1,734
Using A Cellphone While Driving +$326 $1,751
Running A Red Light +$332 $1,757
Speeding +$349 $1,774
Driving A Vehicle Without The Required Permission +$443 $1,868
Driving With An Expired/Suspended License +$960 $2,385

Safford, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,368
Active Disabling Device $1,368
Tracking Device $1,340
Passive Disabling Device $1,325