Saginaw, MI Auto Insurance Rates
Saginaw, MI residents can save $890 by comparing multiple quotes & reading reviews & research on Saginaw car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1284 | $2236 | $3505 |
Latest Auto Insurance Reviews in Saginaw, Michigan
State Farm
I would definitely recommend State Farm's insurance to anyone who might be interested. They are reliable and easy to use, and their prices are very reasonable.
I would definitely recommend State Farm's insurance to anyone who might be interested. They are reliable and easy to use, and their prices are very reasonable.
Farmer's Insurance
My annual premium fee is $1200 with $20000 deductible. It might not be the best offer but overall I am satisfied with Farmers.
My annual premium fee is $1200 with $20000 deductible. It might not be the best offer but overall I am satisfied with Farmers.
Allstate
The company offers a good range of coverage and has a local office with a specific agent who I now know on a personal basis. The coverage is expensive but the people are very easy to work with and responsive.
The company offers a good range of coverage and has a local office with a specific agent who I now know on a personal basis. The coverage is expensive but the people are very easy to work with and responsive.
Progressive
No different then my previous company. I only switched because the premium was a bit cheaper
No different then my previous company. I only switched because the premium was a bit cheaper
Auto Owners Insurance
While I am not satisfied with the premium at this particular company it is still one of the cheapest that I have found. I did a of searching before purchasing insurance from this company and they had the lowest. They beat some companies by only ten to twenty dollars but they beat other companies by about one hundred dollars.
While I am not satisfied with the premium at this particular company it is still one of the cheapest that I have found. I did a of searching before purchasing insurance from this company and they had the lowest. They beat some companies by only ten to twenty dollars but they beat other companies by about one hundred dollars.
Safeco Insurance
Safeco competes with the best. But all in all, every company has perks here and there. Its about what fits you.
Safeco competes with the best. But all in all, every company has perks here and there. Its about what fits you.
Travelers
It is pretty easy to get a hold of my insurance company. I have had to call them several times in one day before and it did not take long. Only one time did I have to wait and extended period of time to get in touch with someone.
It is pretty easy to get a hold of my insurance company. I have had to call them several times in one day before and it did not take long. Only one time did I have to wait and extended period of time to get in touch with someone.
Geico
I have had nothing but a great experience with customer service. The hold times are short and the staff is very friendly. I would recommend them to anyone.
I have had nothing but a great experience with customer service. The hold times are short and the staff is very friendly. I would recommend them to anyone.
State Farm Auto Insurance, Saginaw, MI
$118/1 month
Car Insurance Policy Holder
- Divorced 23 Years old Female licensed 7 years ago with Own Ford Flex SEL used for Commute to Work or School with estimated annual mileage of 20,001+.
- High School, pursuing Bachelors Degree & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $$20KK (Per Person Bodily Injury) / $$40KK (Per Accident Bodily Injury)
- 10 K Property Damage
- 25 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Progressive Insurance, Saginaw, MI
$73/1 month
Car Insurance Policy Holder
- Married 27 Years old Female licensed 5 years ago with Own Ford Taurus SEL used for Business with estimated annual mileage of 15,001 - 20,000.
- Bachelors & Full Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $$20KK (Per Person Bodily Injury) / $$40KK (Per Accident Bodily Injury)
- 10 K Property Damage
- 25 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Progressive Insurance, Saginaw, MI
$65/1 month
Car Insurance Policy Holder
- Divorced 25 Years old Female licensed 6 years ago with Own Kia, Sportage EX, 2WD 4 Door Utility used for Business with estimated annual mileage of 6,001 - 7,500.
- Bachelors, pursuing Graduate Degree & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 2 cars insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $$50KK (Per Person Bodily Injury) / $$100KK (Per Accident Bodily Injury)
- 10 K Property Damage
- 100 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Safeco Insurance, Saginaw, MI
$161/1 month
Car Insurance Policy Holder
- Single 42 Years old Female licensed 25 years ago with Financed Scion, xD, 5 Door Hatchback used for Business with estimated annual mileage of 20,001+.
- Vocational & Full Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 3 people are part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 50 K Property Damage
- 50 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Nationwide Insurance, Saginaw, MI
$1414/12 months
Car Insurance Policy Holder
- Married 41 Years old Male licensed 11 years ago with Financed Subaru, Legacy 2.5I Limited, 4 Door Sedan AWD used for Business with estimated annual mileage of 7,501 - 9,000.
- Bachelors & Freelancer.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Farmers Auto Insurance, Saginaw, MI
$3114/12 months
Car Insurance Policy Holder
- Married 52 Years old Female licensed 18 years ago with Own Honda, CR-Z EX, 2 Door Coupe Hybrid used for Business with estimated annual mileage of 15,001 - 20,000.
- Less than High School & Part Time Job.
- accidents in history , No traffic tickets , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $300K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
- 20 K Property Damage
- 500 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Farmers Auto Insurance, Saginaw, MI
$2623/12 months
Car Insurance Policy Holder
- Single 59 Years old Male licensed 11 years ago with Financed Porsche, Panamera S, 4 Door Sedan used for Business with estimated annual mileage of 9,001 - 12,000.
- Associate, pursuing Bachelors Degree & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Fiesta Auto Insurance, Saginaw, MI
$1379/12 months
Car Insurance Policy Holder
- Single 18 Years old Female licensed 2 years ago with Own Chrysler, 200 Limited, 4 Door Convertible used for Business with estimated annual mileage of 6,001 - 7,500.
- Less than High School & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Saginaw, MI
$1563/12 months
Car Insurance Policy Holder
- Married 37 Years old Female licensed 5 years ago with Own Chrysler, 200 Limited, 4 Door Convertible used for Commute to Work or School with estimated annual mileage of 20,001+.
- Lawyer & Full Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 50 K Property Damage
- 50 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Geico, Saginaw, MI
Rate : $55/1 month
Chevrolet Cobalt 2007
I use my car for personal use. I've had Geico for a few years and had one accident, which was in a rental car. Geico was great with me, covering me against the other people in the accident. They also gave me accident forgiveness which means my rates didn't go up. I was very happy!
I'm 27 and single. I live in a fairly safe neighborhood. I have some college. I'm currently employed in sales.
Saginaw Car Insurance Rate Comparisons
Saginaw, MI's average car insurance of $2236 differs from Spaulding, MI (+$1274), Blumfield, MI (+$34), Robin Glen-Indiantown, MI (+$1264) and Michigan (+$284)
| Saginaw | Spaulding, MI | Blumfield, MI | Robin Glen-Indiantown, MI | Michigan | |
| Median Insurance Rates | $2236 | +$1274 | +$34 | +$1264 | +$284 |
Saginaw Car Insurance Savings By Neighborhood & Street Area
| Saginaw Driver Street Residence & Car Locations | Car Details in Saginaw | Saginaw Driver Demographics | Saginaw Auto Insurance Estimates | Recent Saginaw Insurance Savings |
|---|---|---|---|---|
| Other Area | ||||
| Elizabeth St | 2001 Chevrolet Silverado 2500HD Base | 17 year male teenager | $3823 | $641 |
| E Outer Dr | 2004 Acura TSX Base w/Navi | 27 year woman | $2131 | $308 |
| Kensington Dr | 2009 Ford Fusion V6 SEL | 18 year female teenager | $3659 | $319 |
| Lowell Ave | 2003 Cadillac DeVille DTS | 17 year teenager | $4416 | $752 |
| Arnold St | 2007 Audi A6 3.2 quattro | 75 year senior | $2878 | $753 |
| Saginaw Valley Mobile Home Park | ||||
| Waterford Dr | 2006 Buick Rendezvous CX | 66 year female senior | $2453 | $610 |
| Essex Ave | 2010 Mazda Mazda3 s Grand Touring | 53 year married woman | $1732 | $369 |
| Eton Pl | 2011 Hyundai Sonata GLS | 43 year married man | $2591 | $395 |
| Camden Dr | 2010 Toyota Prius IV | 61 year male senior | $2403 | $819 |
| Saxton Dr | 2011 Kia Sorento LX | 41 year man | $2502 | $853 |
Saginaw Post DUI Car Insurance Rates
| Saginaw | Tittabawassee | Swan Creek | Albee | Michigan | |
| Median Post DUI Insurance Rate | $4158 | -$401 | +$380 | +$1180 | +$529 |
| Male Teenager Post DUI Insurance Rate | $7443 | -$720 | +$679 | +$2111 | +$945 |
| Female Teenager Post DUI Insurance Rate | $7402 | -$716 | +$675 | +$2098 | +$940 |
The Post DUI insurance in Saginaw, MI's is $4158 compared to Tittabawassee (-$401), Swan Creek (+$380), Albee (+$1180) and Michigan (+$529)
In Saginaw, a male teenager with Post DUI pays $41 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion V6 SEL in Saginaw, MI would pay $6844 on auto insurance while a female teenager POST DUI would pay $6805.
Saginaw Car Insurance by Segment
Saginaw Teenagers Car Insurance Rates Comparison
4580 Saginaw Teenagers (8% of total population), 54% Male & 46% Female.
| Saginaw | Shields | Blumfield | Albee | Michigan | |
| All Teenagers | $3980 | +$665 | +$60 | +$1128 | +$505 |
| Male Teenager | $4002 | +$669 | +$61 | +$1135 | +$508 |
| Female Teenager | $3980 | +$665 | +$60 | +$1128 | +$505 |
Saginaw teenagers pay $3980 in insurance in contrast with Shields (+$665), Blumfield (+$60), Albee (+$1128) and Michigan (+$505). The difference between Male & Female teenagers in Saginaw is $22
Example
- 2013 Honda Civic LX Male Teenager Insurance Rate $3721
- 2012 Dodge Journey SXT Female Teenager Insurance Rate $3734
Saginaw Men & Women Car Insurance
51776 Saginaw Adults (100% of total population), 47% Men & 53% Women.
| Saginaw | Buena Vista charter | Saginaw County | James | Michigan | |
| All Women | $2057 | +$1163 | +$749 | +$316 | +$261 |
| Married Women | $1788 | +$1012 | +$652 | +$276 | +$228 |
| All Men | $2772 | +$1568 | +$1010 | +$427 | +$352 |
| Married Men | $2638 | +$1492 | +$961 | +$406 | +$335 |
The typical insurance rate of $2772 that Saginaw Men pay varies from Buena Vista charter (+$1568), Saginaw County (+$1010), James (+$427) and Michigan (+$352). In Saginaw, married men pay $850 more than married women.
Example
- 2007 Jeep Grand Cherokee SRT-8 Married Men Insurance Rate $2743
- 2010 Lexus GS 350 Base Married Women Insurance Rate $3098
Saginaw Senior Car Insurance
8161 Saginaw Seniors (15% of total population), 44% Senior Men & 56% Senior Women.
| Saginaw | Frankenlust | Bridgeport | Freeland | Michigan | |
| All Seniors | $2481 | -$384 | +$1348 | -$317 | +$316 |
| Senior Men | $2481 | -$384 | +$1348 | -$317 | +$316 |
| Senior Women | $2504 | -$388 | +$1360 | -$320 | +$318 |
Saginaw seniors pay $2481 in insurance compared to Frankenlust (-$384), Bridgeport (+$1348), Freeland (-$317) and Michigan (+$316). In Saginaw, senior men pay $23 less than senior women.
Saginaw Car Insurance Discounts for Multiple Vehicles
Saginaw Population with 1 Vehicle 8523 (44% of Saginaw population), 2 Vehicles 5506 (28% of the Saginaw population) and 3 vehicles 1578 (8% of the population)
| Saginaw | Swan Creek | Portsmouth charter | Blumfield | Michigan | |
| 2 Vehicles | $4249 | +$387 | +$1603 | +$64 | +$539 |
| 3 Vehicles | $6485 | +$591 | +$2447 | +$98 | +$823 |
| 4 Vehicles | $8721 | +$795 | +$3291 | +$132 | +$1107 |
Saginaw Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lexus, LS 460 L | $200 | $2370 | $2570 | $2260 | $2460 | $110 |
| Toyota, Corolla S | $700 | $2660 | $3160 | $2490 | $3190 | $-30 |
| Scion, xD | $400 | $2280 | $2680 | $2160 | $2560 | $120 |
| Chevrolet, Silverado 1500 LT | $1500 | $2400 | $2900 | $2240 | $3740 | $-840 |
| Nissan, Titan S King Cab SWB | $1000 | $2210 | $2710 | $2060 | $3060 | $-350 |