Saks Auto Insurance Rates, Quotes, Agents & Reviews in AL

Saks, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Saks, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Saks, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Saks, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Saks, AL with that of other cities in and around Saks.

Saks Calhoun County Hobson City Anniston Oxford Alexandria
Average Insurance Rates $1,422 $1,436 $1,402 $1,370 $1,462 $1,447

Saks, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Saks, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Saks $1,539 $1,300
Anniston $1,620 $1,369
Alexandria $2,795 $2,361
Weaver $1,808 $1,527
West End-Cobb Town $1,920 $1,622
Calhoun County $1,466 $1,238
Hobson City $1,444 $1,220
Oxford $1,088 $919

Saks, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Saks, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,614
20 Years $1,827
30 Years $1,407
40 Years $1,354
50 Years $1,254
60 Years $1,271
70 Years $1,480

Saks, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Saks, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,417 $427
3 Vehicles $3,626 $640
4 Vehicles $4,835 $853

Savings on 2 Vehicles bundle:$427

Savings on 3 Vehicles bundle:$640

Savings on 4 Vehicles bundle:$853

Saks, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Saks, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Saks $1,422 $2,521
Anniston $1,370 $2,429
Alexandria $1,447 $2,566
Weaver $1,431 $2,537
West End-Cobb Town $1,392 $2,468
Calhoun County $1,436 $2,546
Hobson City $1,402 $2,486
Oxford $1,462 $2,592

Saks, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,220
Excellent (740-799) $1,393
Good (670-739) $1,482
Average (580-669) $1,933
Poor (300-579) $2,319

Saks, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Larry Currie State Farm 425 East 10th Street, Anniston, 36207-4789 256-237-5911
Billy Kemp Allstate 1197 Highway 77, Southside, 35907 (256) 442-6566
Cory Bline Allstate 141 Magnolia St, Lincoln, 35096 (205) 763-2006
The Parnell Insurance Agency Liberty Mutual Independent 400 SNOW ST, OXFORD, 36203 (256) 831-8887
Matthew Maniscalco State Farm 250 Davis Loop, Oxford, 36203-3454 256-835-7774
Mark Lee Insurance Agency Inc. Nationwide 320 Snow St STE A, Oxford, 36203 (256) 831-8691
Charlotte Alford State Farm 220 J Street, Anniston, 36207-6614 256-237-9408
Dormon & Reynolds Insurance Inc Travelers 1227 Leighton Ave, Anniston, 36207 None
Shawn Snider State Farm 100 Bill Robison Pkwy Ste A, Anniston, 36206-2610 256-820-4450
Chuck Burns Allstate 5451 Chalkville Rd, Birmingham, 35235 (205) 856-9022
Bill Ward State Farm 1329 Quintard Ave, Anniston, 36201-4619 256-236-1966
Delores Armstrong Cpc Farmers 5415 Beacon Dr Ste 141, Irondale, 35210 (205) 956-0330
Robert Hodges State Farm 9721-D Parkway East, Birmingham, 35215-7858 205-836-7234

Saks, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,485
Driver's Failure In Showing Documents +$138 $1,560
Driving With An Expired Registration +$146 $1,568
Driving At A Considerably Slow Pace +$309 $1,731
Using A Cellphone While Driving +$326 $1,748
Running A Red Light +$331 $1,753
Speeding +$348 $1,770
Driving A Vehicle Without The Required Permission +$442 $1,864
Driving With An Expired/Suspended License +$958 $2,380

Saks, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,365
Active Disabling Device $1,365
Tracking Device $1,337
Passive Disabling Device $1,322