Salem Auto Insurance Rates, Quotes, Agents & Reviews in OR

Salem, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Salem, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Salem, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Salem, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Salem, OR with that of other cities in and around Salem.

Salem Hayesville Four Corners Brooks Labish Village Keizer
Average Insurance Rates $1,141 $1,403 $1,397 $1,995 $1,397 $1,136

Salem, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Salem, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Salem $1,427 $1,205
Four Corners $1,692 $1,429
Hayesville $1,479 $1,249
Keizer $1,473 $1,244
Labish Village $1,534 $1,295
Turner $1,501 $1,268
Eola $2,066 $1,745
Brooks $2,055 $1,736

Salem, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Salem, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,702
20 Years $1,466
30 Years $1,129
40 Years $1,086
50 Years $1,006
60 Years $1,020
70 Years $1,187

Salem, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Salem, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,963 $319
3 Vehicles $2,944 $479
4 Vehicles $3,925 $639

Savings on 2 Vehicles bundle:$319

Savings on 3 Vehicles bundle:$479

Savings on 4 Vehicles bundle:$639


Salem, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Salem, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Salem $1,141 $1,707
Four Corners $1,397 $2,090
Hayesville $1,403 $2,099
Keizer $1,136 $1,699
Labish Village $1,397 $2,090
Turner $1,438 $2,151
Eola $2,006 $3,001
Brooks $1,995 $2,984

Salem, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $979
Excellent (740-799) $1,117
Good (670-739) $1,189
Average (580-669) $1,551
Poor (300-579) $1,861

Salem, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Eric Oleary Farmers 2266 Mcgilchrist St SE Ste 200, SALEM, 97302 (503) 990-8155
Walnut Grove Insurance Agency Travelers 472 17TH STREET NE, SALEM, 97301 503-378-9900
Cora Slowikowski State Farm 2475 Lancaster Dr NE Ste 5, Salem, 97305-4275 503-375-3733
Francisco Narcio Arellano Farmers 3400 State St Ste G710, Salem, 97301 (503) 370-9058
Joe Guerra State Farm 3791 River Road North, Keizer, 97303-4824 503-463-1388
Le Doux Insurance Agency Inc Liberty Mutual Independent 1202 HAWTHORNE AVE NE, SALEM, 97301 (503) 371-6333
Krupke Ins Agency Inc Travelers 1217 NE BURNSIDE STE 403, GRESHAM, 97030 503-665-8600
Corey Kaster Lutcf Farmers 434 NE Knott St Ste 210, Portland, 97212 (503) 419-6421
Rich Ranf State Farm 1133 SW Market St Ste 222, Portland, 97201-3264 503-227-1595

Salem, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$50 $1,191
Driver's Failure In Showing Documents +$111 $1,252
Driving With An Expired Registration +$118 $1,259
Driving At A Considerably Slow Pace +$248 $1,389
Using A Cellphone While Driving +$261 $1,402
Running A Red Light +$266 $1,407
Speeding +$280 $1,421
Driving A Vehicle Without The Required Permission +$355 $1,496
Driving With An Expired/Suspended License +$769 $1,910

Salem, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,095
Active Disabling Device $1,095
Tracking Device $1,073
Passive Disabling Device $1,061

Latest Auto Insurance Reviews in Salem, OR | Back to Top

State Farm
Absolutely! I have recommended them to many people. In my area they are definitely the best, most caring people!
Allstate
The customer service is easy and helpful. There when you need them. I'v never needed them thus far but they helped with all of my insurance
Travelers
Im happy that they answer my questions very quick whenever I contact them
Liberty Mutual
Safe Driving Bonus Check - For every 6 months of accident-free driving you can earn a check from Allstate. Allstate has been in business over 80 years. Drivers who switched to Allstate saved an average of $356 a year. Adjustable limits and deductibles and Large network of local agents & strong financial ratings and roadside services & Rental reimbursement with Wide list of discount options - Including Safe Driver, Prepaid Policy & More Available nationwide.
Liberty Mutual
Safe Driving Bonus Check - For every 6 months of accident-free driving you can earn a check from Allstate. Allstate has been in business over 80 years. Drivers who switched to Allstate saved an average of $356 a year. Adjustable limits and deductibles and Large network of local agents & strong financial ratings and roadside services & Rental reimbursement with Wide list of discount options - Including Safe Driver, Prepaid Policy & More Available nationwide.
State Farm
I have been with this company for about 5 years. I have had no complaints about there policy offerings, they might have higher rates than some insurance companies, but the level of service by my agent just cannot be beat.
Allstate
I like that the website is user friendly and also if I have an accident, they are very friendly on the phone.
Allstate
They offer the same crap as any other provider with the exception of this alleged "safe driving bonus" that I have yet to ever see.
State Farm
With having teen age drivers my concern was cost and State Farm had the best price for the kids
Allstate
I think that they have decent policy offerings at least similar to the other big companies like state farm and progressive they have the same stuff