Salinas, CA Auto Insurance Rates
Salinas, CA residents can save $460 by comparing multiple quotes & reading reviews & research on Salinas car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $803 | $1157 | $1723 |
Latest Auto Insurance Reviews in Salinas, California
The premiums are a little lower than alot of other insurance companies but the price has been increasing so I'm not sure how much longer i'll be able to say they are cheaper than most.
I think the offerings are better than my last company because they were a cheap no name company. I did not feel safe with my last insurance but I do now.
We are completely satisfied with Met Life. We had to recently add an extra vehicle onto our policy and they did great and added the new vehicle in under 10 minutes during a phone call.
Hartford has a good customer service rating as far as I am concerned. They have been very helpful when I needed a towing and needed other information, i.e. renting a car.
Hartford has a good customer service rating as far as I am concerned. They have been very helpful when I needed a towing and needed other information, i.e. renting a car.
Sometimes, although rarely, they have a problem with their office staff not being as up to date as my actual representative is. That can be a stressful situation but it is always resolved in a quick and timely manner.
I like that their premiums are low and that they get things done behind the scenes without me having to help them or provide much information.
The downside is that if you ever need to file a claim or need help with some other issue, you do not have a local agent to work for you. You are at the mercy of the insurance company actually wanting to help you out, which rarely happens.
State Farm is a fairly "no frills" policy, which is great for a student budget. I know my car is cover should something bad happen and I'm not paying a ton of money for it.
I don't know enough about them to decide this. I guess I didnt' like that they wouldn't give us a quote due to accidents that we were not at fault in up until recently.
Policy premiums are lower than my previous policy. Policy also provides easy tracking of vehicles due to the OBD device required for each vehicle and the mobile app provided. All information is easily accessible on their website.
I like that I have a physical office and a physical agent should I need assistance. I can also walk into their office with my insurance payment and have it posted on the spot so that I know my payment will not be late.
- Divorced 29 Years old Female licensed 4 years ago with Own Honda Accord EX used for Business with estimated annual mileage of 9,001 - 12,000.
- high school education & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 5 K Property Damage
- 20 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Salinas Car Insurance Rate Comparisons
Salinas, CA's average car insurance of $1157 differs from Seaside, CA (+$553), Pajaro Dunes, CA (+$1373), Carmel Valley Village, CA (+$1283) and California (+$662)
| Salinas | Seaside, CA | Pajaro Dunes, CA | Carmel Valley Village, CA | California | |
| Median Insurance Rates | $1157 | +$553 | +$1373 | +$1283 | +$662 |
Salinas Car Insurance Savings By Neighborhood & Street Area
| Salinas Driver Street Residence & Car Locations | Car Details in Salinas | Salinas Driver Demographics | Salinas Auto Insurance Estimates | Recent Salinas Insurance Savings |
|---|---|---|---|---|
| Bolsa Knolls | ||||
| el Sur Ave | 2003 Cadillac Seville SLS | 74 year male senior | $1334 | $380 |
| Los Altos Way | 2004 Buick Rendezvous CX | 17 year male teenager | $2520 | $869 |
| Cooper | ||||
| Higuera Ln | 2001 Chevrolet Silverado 2500HD Base | 30 year married man | $1311 | $399 |
| Seville Way | 2009 Ford Fusion V6 SEL | 18 year female teenager | $2311 | $454 |
| Confederate Corners | ||||
| Bellarmine Dr | 2010 Toyota Prius V | 47 year woman | $995 | $867 |
| Montecito Cir | 2010 Mazda 3 S | 46 year married woman | $1036 | $340 |
| Gabilan Acres | ||||
| Messick Rd | 2012 Hyundai Sonata GLS | 42 year man | $1440 | $845 |
| Martines Rd | 2010 Nissan Rogue S | 19 year teenager | $2404 | $635 |
| Spreckels Junction | ||||
| el Paso Pl | 2013 Honda Civic LX | 60 year senior | $1069 | $475 |
| Sierra Dr | 2008 Chrysler 300C \N | 76 year female senior | $1231 | $624 |
Salinas Post DUI Car Insurance Rates
| Salinas | San Juan Bautista | Sand City | Castroville | California | |
| Median Post DUI Insurance Rate | $2152 | +$2237 | +$2479 | +$1642 | +$1231 |
| Male Teenager Post DUI Insurance Rate | $4690 | +$4877 | +$5406 | +$3581 | +$2684 |
| Female Teenager Post DUI Insurance Rate | $4668 | +$4857 | +$5381 | +$3564 | +$2673 |
The Post DUI insurance in Salinas, CA's is $2152 compared to San Juan Bautista (+$2237), Sand City (+$2479), Castroville (+$1642) and California (+$1231)
In Salinas, a male teenager with Post DUI pays $22 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2001 Chevrolet Silverado 2500HD Base in Salinas, CA would pay $4395 on auto insurance while a female teenager POST DUI would pay $4374.
Salinas Car Insurance by Segment
Salinas Teenagers Car Insurance Rates Comparison
14275 Salinas Teenagers (8% of total population), 55% Male & 45% Female.
| Salinas | Pajaro | Elkhorn | Boronda | California | |
| All Teenagers | $2522 | +$1532 | +$1031 | +$2993 | +$1443 |
| Male Teenager | $2522 | +$1532 | +$1031 | +$2993 | +$1443 |
| Female Teenager | $2510 | +$1526 | +$1027 | +$2980 | +$1437 |
Salinas teenagers pay $2522 in insurance in contrast with Pajaro (+$1532), Elkhorn (+$1031), Boronda (+$2993) and California (+$1443). The difference between Male & Female teenagers in Salinas is $12
Example
- 2013 Jeep Wrangler Sport Male Teenager Insurance Rate $2199
- 2012 Lincoln MKZ Base Female Teenager Insurance Rate $2504
Salinas Men & Women Car Insurance
163827 Salinas Adults (100% of total population), 51% Men & 49% Women.
| Salinas | Elkhorn | Aromas | San Juan Bautista | California | |
| All Women | $1122 | +$459 | +$342 | +$1167 | +$642 |
| Married Women | $1087 | +$445 | +$332 | +$1131 | +$622 |
| All Men | $1469 | +$601 | +$448 | +$1528 | +$841 |
| Married Men | $1399 | +$573 | +$428 | +$1456 | +$801 |
The typical insurance rate of $1469 that Salinas Men pay varies from Elkhorn (+$601), Aromas (+$448), San Juan Bautista (+$1528) and California (+$841). In Salinas, married men pay $312 more than married women.
Example
- 2013 Volkswagen Beetle 2.5 PZEV Married Men Insurance Rate $1479
- 2014 Kia Sorento LX Married Women Insurance Rate $1234
Salinas Senior Car Insurance
18356 Salinas Seniors (11% of total population), 45% Senior Men & 55% Senior Women.
| Salinas | Toro Park | Chualar | Las Lomas | California | |
| All Seniors | $1226 | +$1339 | +$1413 | +$894 | +$702 |
| Senior Men | $1203 | +$1313 | +$1386 | +$877 | +$688 |
| Senior Women | $1249 | +$1364 | +$1440 | +$911 | +$715 |
Salinas seniors pay $1226 in insurance compared to Toro Park (+$1339), Chualar (+$1413), Las Lomas (+$894) and California (+$702). In Salinas, senior men pay $46 less than senior women.
Salinas Car Insurance Discounts for Multiple Vehicles
Salinas Population with 1 Vehicle 13481 (30% of Salinas population), 2 Vehicles 16955 (38% of the Salinas population) and 3 vehicles 7606 (17% of the population)
| Salinas | Pajaro | Boronda | Moss Landing | California | |
| 2 Vehicles | $2199 | +$1335 | +$2608 | +$1829 | +$1258 |
| 3 Vehicles | $3356 | +$2038 | +$3981 | +$2792 | +$1920 |
| 4 Vehicles | $4513 | +$2741 | +$5354 | +$3755 | +$2582 |
Salinas Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| GMC, Terrain SLE1 | $200 | $1130 | $1330 | $1040 | $1240 | $90 |
| Ford, Mustang Shelby GT500 | $400 | $1430 | $1830 | $1370 | $1770 | $60 |
| Chevrolet, Equinox LTZ AWD | $100 | $1090 | $1190 | $1000 | $1100 | $90 |
| Scion, xD | $500 | $1140 | $1640 | $1070 | $1570 | $70 |
| Subaru, Impreza WRX | $1500 | $1150 | $1650 | $1090 | $2590 | $-940 |