Salinas, CA Auto Insurance Rates

Salinas, CA residents can save $460 by comparing multiple quotes & reading reviews & research on Salinas car insurance rates, quotes, agents & coverage.

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$803 $1157 $1723

Latest Auto Insurance Reviews in Salinas, California

Premium and deducted has stayed the same , it was a lower cost of the policy that made switch from insurance companies , plus Geico offer a better customer service.
I love their offering. They have a policy for just about everything. I have had this insurance since my first car purchased by my parents and they have been goo to me about my rates.
All insurance in the state I live in is ridiculously expensive, with that being said our policy is the cheapest we can find for the coverage we need. Our Deductible is $500 which makes it the lowest available in our area.
Farmer's Insurance
it cover the five years plan for full service and accident cover policy. it also cover the driving policy and insurance for periodic coverage insurance facility
Farm Bureau
I have been with Farm Bureau for over 10 years now. The customer service is very high quality, and I never have to wait long on the phone to talk to an agent.
The premiums are a little lower than alot of other insurance companies but the price has been increasing so I'm not sure how much longer i'll be able to say they are cheaper than most.
I think the offerings are better than my last company because they were a cheap no name company. I did not feel safe with my last insurance but I do now.
We are completely satisfied with Met Life. We had to recently add an extra vehicle onto our policy and they did great and added the new vehicle in under 10 minutes during a phone call.
The Hartford
Hartford has a good customer service rating as far as I am concerned. They have been very helpful when I needed a towing and needed other information, i.e. renting a car.
The Hartford
Hartford has a good customer service rating as far as I am concerned. They have been very helpful when I needed a towing and needed other information, i.e. renting a car.
Sometimes, although rarely, they have a problem with their office staff not being as up to date as my actual representative is. That can be a stressful situation but it is always resolved in a quick and timely manner.
I like that their premiums are low and that they get things done behind the scenes without me having to help them or provide much information.
The downside is that if you ever need to file a claim or need help with some other issue, you do not have a local agent to work for you. You are at the mercy of the insurance company actually wanting to help you out, which rarely happens.
Encompass Insurance
State Farm is a fairly "no frills" policy, which is great for a student budget. I know my car is cover should something bad happen and I'm not paying a ton of money for it.
I don't know enough about them to decide this. I guess I didnt' like that they wouldn't give us a quote due to accidents that we were not at fault in up until recently.
Metromile Auto Insurance
Policy premiums are lower than my previous policy. Policy also provides easy tracking of vehicles due to the OBD device required for each vehicle and the mobile app provided. All information is easily accessible on their website.
State Farm
I like that I have a physical office and a physical agent should I need assistance. I can also walk into their office with my insurance payment and have it posted on the spot so that I know my payment will not be late.
Write Your Review | Salinas, California Auto Insurance Analysis
Liberty Mutual, Salinas, CA
$70/1 month
Car Insurance Policy Holder
  • Divorced 29 Years old Female licensed 4 years ago with Own Honda Accord EX used for Business with estimated annual mileage of 9,001 - 12,000.
  • high school education & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 20 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

Salinas Car Insurance Rate Comparisons

Salinas, CA's average car insurance of $1157 differs from Seaside, CA (+$553), Pajaro Dunes, CA (+$1373), Carmel Valley Village, CA (+$1283) and California (+$662)

Salinas Seaside, CA Pajaro Dunes, CA Carmel Valley Village, CA California
Median Insurance Rates $1157 +$553 +$1373 +$1283 +$662

Salinas Car Insurance Savings By Neighborhood & Street Area

Salinas Driver Street Residence & Car Locations Car Details in Salinas Salinas Driver Demographics Salinas Auto Insurance Estimates Recent Salinas Insurance Savings
Bolsa Knolls
el Sur Ave2003 Cadillac Seville SLS74 year male senior$1334$380
Los Altos Way2004 Buick Rendezvous CX17 year male teenager$2520$869
Higuera Ln2001 Chevrolet Silverado 2500HD Base30 year married man$1311$399
Seville Way2009 Ford Fusion V6 SEL18 year female teenager$2311$454
Confederate Corners
Bellarmine Dr2010 Toyota Prius V47 year woman$995$867
Montecito Cir2010 Mazda 3 S46 year married woman$1036$340
Gabilan Acres
Messick Rd2012 Hyundai Sonata GLS42 year man$1440$845
Martines Rd2010 Nissan Rogue S19 year teenager$2404$635
Spreckels Junction
el Paso Pl2013 Honda Civic LX60 year senior$1069$475
Sierra Dr2008 Chrysler 300C \N76 year female senior$1231$624

Salinas Post DUI Car Insurance Rates

Salinas San Juan Bautista Sand City Castroville California
Median Post DUI Insurance Rate $2152 +$2237 +$2479 +$1642 +$1231
Male Teenager Post DUI Insurance Rate $4690 +$4877 +$5406 +$3581 +$2684
Female Teenager Post DUI Insurance Rate $4668 +$4857 +$5381 +$3564 +$2673

The Post DUI insurance in Salinas, CA's is $2152 compared to San Juan Bautista (+$2237), Sand City (+$2479), Castroville (+$1642) and California (+$1231)

In Salinas, a male teenager with Post DUI pays $22 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2001 Chevrolet Silverado 2500HD Base in Salinas, CA would pay $4395 on auto insurance while a female teenager POST DUI would pay $4374.

Salinas Car Insurance by Segment

Salinas Teenagers Car Insurance Rates Comparison

14275 Salinas Teenagers (8% of total population), 55% Male & 45% Female.

Salinas Pajaro Elkhorn Boronda California
All Teenagers $2522 +$1532 +$1031 +$2993 +$1443
Male Teenager $2522 +$1532 +$1031 +$2993 +$1443
Female Teenager $2510 +$1526 +$1027 +$2980 +$1437

Salinas teenagers pay $2522 in insurance in contrast with Pajaro (+$1532), Elkhorn (+$1031), Boronda (+$2993) and California (+$1443). The difference between Male & Female teenagers in Salinas is $12


  • 2013 Jeep Wrangler Sport Male Teenager Insurance Rate $2199
  • 2012 Lincoln MKZ Base Female Teenager Insurance Rate $2504

Salinas Men & Women Car Insurance

163827 Salinas Adults (100% of total population), 51% Men & 49% Women.

Salinas Elkhorn Aromas San Juan Bautista California
All Women $1122 +$459 +$342 +$1167 +$642
Married Women $1087 +$445 +$332 +$1131 +$622
All Men $1469 +$601 +$448 +$1528 +$841
Married Men $1399 +$573 +$428 +$1456 +$801

The typical insurance rate of $1469 that Salinas Men pay varies from Elkhorn (+$601), Aromas (+$448), San Juan Bautista (+$1528) and California (+$841). In Salinas, married men pay $312 more than married women.


  • 2013 Volkswagen Beetle 2.5 PZEV Married Men Insurance Rate $1479
  • 2014 Kia Sorento LX Married Women Insurance Rate $1234

Salinas Senior Car Insurance

18356 Salinas Seniors (11% of total population), 45% Senior Men & 55% Senior Women.

Salinas Toro Park Chualar Las Lomas California
All Seniors $1226 +$1339 +$1413 +$894 +$702
Senior Men $1203 +$1313 +$1386 +$877 +$688
Senior Women $1249 +$1364 +$1440 +$911 +$715

Salinas seniors pay $1226 in insurance compared to Toro Park (+$1339), Chualar (+$1413), Las Lomas (+$894) and California (+$702). In Salinas, senior men pay $46 less than senior women.

Salinas Car Insurance Discounts for Multiple Vehicles

Salinas Population with 1 Vehicle 13481 (30% of Salinas population), 2 Vehicles 16955 (38% of the Salinas population) and 3 vehicles 7606 (17% of the population)

Salinas Pajaro Boronda Moss Landing California
2 Vehicles $2199 +$1335 +$2608 +$1829 +$1258
3 Vehicles $3356 +$2038 +$3981 +$2792 +$1920
4 Vehicles $4513 +$2741 +$5354 +$3755 +$2582

Salinas Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
GMC, Terrain SLE1 $200 $1130 $1330 $1040 $1240 $90
Ford, Mustang Shelby GT500 $400 $1430 $1830 $1370 $1770 $60
Chevrolet, Equinox LTZ AWD $100 $1090 $1190 $1000 $1100 $90
Scion, xD $500 $1140 $1640 $1070 $1570 $70
Subaru, Impreza WRX $1500 $1150 $1650 $1090 $2590 $-940