Salisbury Auto Insurance Rates, Quotes, Agents & Reviews in MD

Salisbury, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Salisbury, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Salisbury, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Salisbury, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Salisbury, MD with that of other cities in and around Salisbury.

Salisbury Wicomico County Delmar Eden Parsonsburg Fruitland
Average Insurance Rates $1,076 $1,329 $1,312 $2,139 $1,329 $1,322

Salisbury, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Salisbury, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Salisbury $1,723 $1,456
Wicomico County $1,249 $1,055
Fruitland $2,543 $2,148
Delmar $1,229 $1,038
Parsonsburg $1,330 $1,123
Hebron $1,310 $1,107
Delmar $1,990 $1,681
Eden $2,774 $2,343

Salisbury, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Salisbury, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,491
20 Years $1,383
30 Years $1,065
40 Years $1,025
50 Years $949
60 Years $962
70 Years $1,120

Salisbury, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Salisbury, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,829 $323
3 Vehicles $2,744 $484
4 Vehicles $3,658 $646

Savings on 2 Vehicles bundle:$323

Savings on 3 Vehicles bundle:$484

Savings on 4 Vehicles bundle:$646


Salisbury, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Salisbury, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Salisbury $1,076 $1,716
Wicomico County $1,329 $2,119
Fruitland $1,322 $2,108
Delmar $1,312 $2,092
Parsonsburg $1,329 $2,119
Hebron $1,315 $2,097
Delmar $1,759 $2,914
Eden $2,139 $3,410

Salisbury, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $923
Excellent (740-799) $1,054
Good (670-739) $1,121
Average (580-669) $1,463
Poor (300-579) $1,755

Salisbury, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Tom Prunty State Farm 1131 S Salisbury Blvd Ste A2, Salisbury, 21801-6812 410-543-0333
Gamee Elliott State Farm 923 Eastern Shore Dr Ste A, Salisbury, 21804-6471 410-749-4725
Jack Colbourne Allstate 720 E College Ave Ste 1, Salisbury, 21804 (410) 546-9388
Gamee Elliott State Farm 923 Eastern Shore Drive, Salisbury, 21804-6461 410-749-4800
Avery W. Hall Insurance Agency, Inc. None 308 E Main St, Salisbury, 21801 None
Cooper Insurance Agency Inc Travelers 100 N FRUITLAND BLVD, FRUITLAND, 21826 410-546-1234
Ashley Insurance Inc Liberty Mutual Independent 38 S HARRISON ST, EASTON, 21601 410-822-1900

Salisbury, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$47 $1,123
Driver's Failure In Showing Documents +$104 $1,180
Driving With An Expired Registration +$111 $1,187
Driving At A Considerably Slow Pace +$233 $1,309
Using A Cellphone While Driving +$246 $1,322
Running A Red Light +$251 $1,327
Speeding +$264 $1,340
Driving A Vehicle Without The Required Permission +$335 $1,411
Driving With An Expired/Suspended License +$725 $1,801

Salisbury, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,033
Active Disabling Device $1,033
Tracking Device $1,011
Passive Disabling Device $1,001

Latest Auto Insurance Reviews in Salisbury, MD | Back to Top

Usaa
The coverage is excellent.USAA covered pretty much everything, even though it was my fault. Within a week I was in a new car and they settled the claim against me with no hassle.
State Farm
My auto insurance with State Farm has a $500 deductible, and I've always received that back in the 2 "not-at-fault" accident claims I've made with them.
Geico
I have been with Geico for many years and I tried switching in between to cut down the costs but when i shopped around, Geico came cheaper than other in terms of the premium and deductibles.
Safeco Insurance
Our car insurance policy offerings are better than competing insurance providers by several hundred dollars a year. We shopped through Primerica and they had the best policies for the money.
Allstate
I would recommend this company because they care about their customers and have customized plans so that you get what you need. They are always quick to answer.
State Auto
Customer service was very friendly and understanding when I had questions about coverage after an accident. They were good at following up.
Allstate
We are now receiving much better coverage for a much lower premium and the same deductible. Our premium is significantly lower with Allstate compared to Alfa.
Allstate
We are now receiving much better coverage for a much lower premium and the same deductible. Our premium is significantly lower with Allstate compared to Alfa.
Alfa Insurance
They are very good at what they do besides they provide one of the best services they care about their clients and they are in contact with them
Progressive
I have done some comparison shopping and have gotten quotes from other companies and have even asked my insurance company for my home insurance if they can beat the price we are paying and none can, so I am pleased with what we are paying for the coverage we have
Usaa
The company offers a culture and solutions that are suitable for my needs. They often go above the needs/requests of the customer.