Salisbury, MD Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Salisbury, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Salisbury, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Salisbury, MD Auto Insurance Rates
- Salisbury, MD Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Salisbury, MD
- Multi Vehicle Insurance Savings in Salisbury, MD
- How Credit Score Affects Car Insurance Rates in Salisbury, MD
- How DUI Affects Auto Insurance Premiums in Salisbury, MD
- Top Auto Insurance Agents Near Salisbury, MD
- How Driving Violations Affect Auto Insurance Rates in Salisbury, MD
- Salisbury, MD Auto Insurance Discounts on Anti Theft Feature
- Salisbury, MD Auto Insurance Company Reviews
Salisbury, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Salisbury, MD with that of other cities in and around Salisbury.
| Salisbury | Wicomico County | Delmar | Eden | Parsonsburg | Fruitland | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,076 | $1,329 | $1,312 | $2,139 | $1,329 | $1,322 |
Salisbury, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Salisbury, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Salisbury | $1,723 | $1,456 |
| Wicomico County | $1,249 | $1,055 |
| Fruitland | $2,543 | $2,148 |
| Delmar | $1,229 | $1,038 |
| Parsonsburg | $1,330 | $1,123 |
| Hebron | $1,310 | $1,107 |
| Delmar | $1,990 | $1,681 |
| Eden | $2,774 | $2,343 |
Salisbury, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Salisbury, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,491 |
| 20 Years | $1,383 |
| 30 Years | $1,065 |
| 40 Years | $1,025 |
| 50 Years | $949 |
| 60 Years | $962 |
| 70 Years | $1,120 |
Salisbury, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Salisbury, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,829 | $323 |
| 3 Vehicles | $2,744 | $484 |
| 4 Vehicles | $3,658 | $646 |
Savings on 2 Vehicles bundle:$323
Savings on 3 Vehicles bundle:$484
Savings on 4 Vehicles bundle:$646
Salisbury, MD Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Salisbury, MD.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Salisbury | $1,076 | $1,716 |
| Wicomico County | $1,329 | $2,119 |
| Fruitland | $1,322 | $2,108 |
| Delmar | $1,312 | $2,092 |
| Parsonsburg | $1,329 | $2,119 |
| Hebron | $1,315 | $2,097 |
| Delmar | $1,759 | $2,914 |
| Eden | $2,139 | $3,410 |
Salisbury, MD Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $923 |
| Excellent (740-799) | $1,054 |
| Good (670-739) | $1,121 |
| Average (580-669) | $1,463 |
| Poor (300-579) | $1,755 |
Salisbury, MD Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Tom Prunty | State Farm | 1131 S Salisbury Blvd Ste A2, Salisbury, 21801-6812 | 410-543-0333 |
| Gamee Elliott | State Farm | 923 Eastern Shore Dr Ste A, Salisbury, 21804-6471 | 410-749-4725 |
| Jack Colbourne | Allstate | 720 E College Ave Ste 1, Salisbury, 21804 | (410) 546-9388 |
| Gamee Elliott | State Farm | 923 Eastern Shore Drive, Salisbury, 21804-6461 | 410-749-4800 |
| Avery W. Hall Insurance Agency, Inc. | None | 308 E Main St, Salisbury, 21801 | None |
| Cooper Insurance Agency Inc | Travelers | 100 N FRUITLAND BLVD, FRUITLAND, 21826 | 410-546-1234 |
| Ashley Insurance Inc | Liberty Mutual Independent | 38 S HARRISON ST, EASTON, 21601 | 410-822-1900 |
Salisbury, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$47 | $1,123 |
| Driver's Failure In Showing Documents | +$104 | $1,180 |
| Driving With An Expired Registration | +$111 | $1,187 |
| Driving At A Considerably Slow Pace | +$233 | $1,309 |
| Using A Cellphone While Driving | +$246 | $1,322 |
| Running A Red Light | +$251 | $1,327 |
| Speeding | +$264 | $1,340 |
| Driving A Vehicle Without The Required Permission | +$335 | $1,411 |
| Driving With An Expired/Suspended License | +$725 | $1,801 |
Salisbury, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,033 |
| Active Disabling Device | $1,033 |
| Tracking Device | $1,011 |
| Passive Disabling Device | $1,001 |
Latest Auto Insurance Reviews in Salisbury, MD | Back to Top
UsaaThe coverage is excellent.USAA covered pretty much everything, even though it was my fault. Within a week I was in a new car and they settled the claim against me with no hassle.
State FarmMy auto insurance with State Farm has a $500 deductible, and I've always received that back in the 2 "not-at-fault" accident claims I've made with them.
GeicoI have been with Geico for many years and I tried switching in between to cut down the costs but when i shopped around, Geico came cheaper than other in terms of the premium and deductibles.
Safeco InsuranceOur car insurance policy offerings are better than competing insurance providers by several hundred dollars a year. We shopped through Primerica and they had the best policies for the money.
AllstateI would recommend this company because they care about their customers and have customized plans so that you get what you need. They are always quick to answer.
State AutoCustomer service was very friendly and understanding when I had questions about coverage after an accident. They were good at following up.
AllstateWe are now receiving much better coverage for a much lower premium and the same deductible. Our premium is significantly lower with Allstate compared to Alfa.
AllstateWe are now receiving much better coverage for a much lower premium and the same deductible. Our premium is significantly lower with Allstate compared to Alfa.
Alfa InsuranceThey are very good at what they do besides they provide one of the best services they care about their clients and they are in contact with them
ProgressiveI have done some comparison shopping and have gotten quotes from other companies and have even asked my insurance company for my home insurance if they can beat the price we are paying and none can, so I am pleased with what we are paying for the coverage we have
UsaaThe company offers a culture and solutions that are suitable for my needs. They often go above the needs/requests of the customer.