Salisbury Auto Insurance Rates, Quotes, Agents & Reviews in VT

Salisbury, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Salisbury, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Salisbury, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Salisbury, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Salisbury, VT with that of other cities in and around Salisbury.

Salisbury Goshen Leicester Cornwall Ripton Middlebury
Average Insurance Rates $1,113 $1,087 $1,089 $1,171 $1,104 $1,112

Salisbury, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Salisbury, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Salisbury $1,188 $1,003
Leicester $1,509 $1,275
East Middlebury $1,557 $1,315
Middlebury $1,491 $1,260
Cornwall $1,431 $1,208
Whiting $1,713 $1,447
Ripton $1,174 $992
Goshen $2,062 $1,742

Salisbury, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Salisbury, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,611
20 Years $1,430
30 Years $1,101
40 Years $1,060
50 Years $981
60 Years $995
70 Years $1,158

Salisbury, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Salisbury, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,937 $289
3 Vehicles $2,905 $434
4 Vehicles $3,873 $579

Savings on 2 Vehicles bundle:$289

Savings on 3 Vehicles bundle:$434

Savings on 4 Vehicles bundle:$579

Salisbury, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Salisbury, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Salisbury $1,113 $2,300
Leicester $1,089 $2,250
East Middlebury $1,084 $2,240
Middlebury $1,112 $2,298
Cornwall $1,171 $2,420
Whiting $1,091 $2,255
Ripton $1,104 $2,281
Goshen $1,087 $2,246

Salisbury, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $955
Excellent (740-799) $1,090
Good (670-739) $1,160
Average (580-669) $1,513
Poor (300-579) $1,815

Salisbury, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jim Soriano State Farm 211 Maple St Ste 27C, Middlebury, 05753-1147 802-388-3276
Mackey Insurance None Marble Works Office Bldg Marble Works Office Bldg, Middlebury, 5753 None
Mccrillis & Eldredge Ins Inc Liberty Mutual Independent 2 PARK ST, BRANDON, 5733 (802) 247-3514
Holden Financial Services Inc Allstate 94 Court St, Middlebury, 5753 (802) 388-4992
Nfp None Po Box 436 Bethel, Adelaide, 5032 None
Kinney Pike Insurance Liberty Mutual Independent 199 Main St, Poultney, 5764 (802) 287-9881

Salisbury, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$49 $1,162
Driver's Failure In Showing Documents +$108 $1,221
Driving With An Expired Registration +$115 $1,228
Driving At A Considerably Slow Pace +$242 $1,355
Using A Cellphone While Driving +$255 $1,368
Running A Red Light +$259 $1,372
Speeding +$273 $1,386
Driving A Vehicle Without The Required Permission +$346 $1,459
Driving With An Expired/Suspended License +$750 $1,863

Salisbury, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,068
Active Disabling Device $1,068
Tracking Device $1,046
Passive Disabling Device $1,035