Sams Valley Auto Insurance Rates, Quotes, Agents & Reviews in OR

Sams Valley, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Sams Valley, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Sams Valley, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Sams Valley, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Sams Valley, OR with that of other cities in and around Sams Valley.

Sams Valley Northwest Jackson Rogue River Gold Hill White City Eagle Point
Average Insurance Rates $1,439 $1,448 $1,402 $1,398 $1,397 $1,441

Sams Valley, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Sams Valley, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Sams Valley $1,175 $993
Gold Hill $1,470 $1,241
Northwest Jackson $3,059 $2,584
White City $1,103 $932
Wimer $1,139 $962
Eagle Point $1,399 $1,181
Central Point $1,588 $1,342
Rogue River $1,130 $954

Sams Valley, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Sams Valley, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,669
20 Years $1,849
30 Years $1,424
40 Years $1,370
50 Years $1,269
60 Years $1,287
70 Years $1,498

Sams Valley, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Sams Valley, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,533 $345
3 Vehicles $3,799 $518
4 Vehicles $5,065 $691

Savings on 2 Vehicles bundle:$345

Savings on 3 Vehicles bundle:$518

Savings on 4 Vehicles bundle:$691


Sams Valley, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Sams Valley, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Sams Valley $1,439 $2,153
Gold Hill $1,398 $2,091
Northwest Jackson $1,448 $2,166
White City $1,397 $2,090
Wimer $1,441 $2,156
Eagle Point $1,441 $2,156
Central Point $1,424 $2,130
Rogue River $1,402 $2,097

Sams Valley, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,235
Excellent (740-799) $1,409
Good (670-739) $1,499
Average (580-669) $1,956
Poor (300-579) $2,347

Sams Valley, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Mike Snowden State Farm 8336 Crater Lake Hwy Ste 105, White City, 97503-1024 541-830-4300
Mark Mcune State Farm 341 E Pine St, Central Point, 97502 541-664-1252
David W. Martin Allstate 21 S 7th St, Central Point, 97502 (541) 664-1400
Larry Nicholson State Farm 1380 Biddle Rd, Medford, 97504-5207 541-772-3233
Thomas Stanaland Farmers 722 Cardley Ave, Medford, 97504 (541) 779-5364
Tim Stafford Allstate 1046 Court St, Medford, 97501 (541) 773-4530
Robert Pinnell State Farm 10558 Highway 62 Ste C, Eagle Point, 97524-9436 541-826-6333
Chris Ginder Farmers 980 SW 6th St Ste 15, GRANTS PASS, 97526 (541) 476-6144

Sams Valley, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,502
Driver's Failure In Showing Documents +$140 $1,579
Driving With An Expired Registration +$148 $1,587
Driving At A Considerably Slow Pace +$312 $1,751
Using A Cellphone While Driving +$330 $1,769
Running A Red Light +$335 $1,774
Speeding +$353 $1,792
Driving A Vehicle Without The Required Permission +$448 $1,887
Driving With An Expired/Suspended License +$970 $2,409

Sams Valley, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,381
Active Disabling Device $1,381
Tracking Device $1,353
Passive Disabling Device $1,338