San Angelo Auto Insurance Rates, Quotes, Agents & Reviews in TX

San Angelo, TX Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in San Angelo, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in San Angelo, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


San Angelo, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in San Angelo, TX with that of other cities in and around San Angelo.

San Angelo West Tom Green East Tom Green Tom Green County Grape Creek Carlsbad
Average Insurance Rates $1,178 $1,989 $1,968 $1,907 $1,854 $1,802

San Angelo, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around San Angelo, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
San Angelo $1,213 $1,025
Tom Green County $1,500 $1,267
West Tom Green $1,680 $1,419
East Tom Green $1,483 $1,253
Grape Creek $1,307 $1,104
Carlsbad $1,414 $1,195
Christoval $2,178 $1,840

San Angelo, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in San Angelo, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,822
20 Years $1,514
30 Years $1,166
40 Years $1,122
50 Years $1,039
60 Years $1,053
70 Years $1,226

San Angelo, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in San Angelo, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,026 $330
3 Vehicles $3,039 $495
4 Vehicles $4,052 $660

Savings on 2 Vehicles bundle:$330

Savings on 3 Vehicles bundle:$495

Savings on 4 Vehicles bundle:$660


San Angelo, TX Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around San Angelo, TX.

Location Average Insurance Cost Post DUI Insurance Rate
San Angelo $1,178 $1,834
Tom Green County $1,907 $2,969
West Tom Green $1,989 $3,096
East Tom Green $1,968 $3,064
Grape Creek $1,854 $2,886
Carlsbad $1,802 $2,805
Christoval $1,809 $2,816

San Angelo, TX Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,011
Excellent (740-799) $1,154
Good (670-739) $1,227
Average (580-669) $1,601
Poor (300-579) $1,921

San Angelo, TX Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Tony Villarreal State Farm 1820 Clg Hills Blvd, San Angelo, 76904-4910 325-942-7595
Tyler Freeman Farmers 3427 Johnson Ave, San Angelo, 76904 (325) 245-7014
Steve White State Farm 218 N Koenigheim St, San Angelo, 76903-5781 325-655-6793
Floyd C Petitt Insurance Liberty Mutual Independent 5002 KNICKERBOCKER RD, SAN ANGELO, 76904 (325) 223-1563
Floyd C Petitt Insurance Liberty Mutual Independent 5002 KNICKERBOCKER RD, SAN ANGELO, 76904 (325) 223-1563
Floyd C Petitt Insurance Liberty Mutual Independent 5002 KNICKERBOCKER RD, SAN ANGELO, 76904 (325) 223-1563
Floyd C Petitt Insurance Liberty Mutual Independent 5002 KNICKERBOCKER RD, SAN ANGELO, 76904 (325) 223-1563
Steve Stapleton Farmers 2021 W Beauregard Ave, San Angelo, 76901 (325) 944-2722
William Eggar Allstate 5122 Knickerbocker Rd, San Angelo, 76904 (325) 944-4500
Bill Eggar Allstate 2419 College Hills Blvd, San Angelo, 76904 (325) 942-1433
Benjamin Perez Farmers 327 W 11th St, San Angelo, 76903 (325) 655-2900

San Angelo, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$52 $1,230
Driver's Failure In Showing Documents +$114 $1,292
Driving With An Expired Registration +$121 $1,299
Driving At A Considerably Slow Pace +$256 $1,434
Using A Cellphone While Driving +$270 $1,448
Running A Red Light +$274 $1,452
Speeding +$289 $1,467
Driving A Vehicle Without The Required Permission +$366 $1,544
Driving With An Expired/Suspended License +$794 $1,972

San Angelo, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,131
Active Disabling Device $1,131
Tracking Device $1,107
Passive Disabling Device $1,096

Latest Auto Insurance Reviews in San Angelo, TX | Back to Top

Geico
premium is great for the deductible and knowing that I have gone through a claim and that was great, makes me feel even better about the premium.
Progressive
Recommend absolutely. Customer service is great, the offerings are great, and their ads aren't bad compared to some other insurance ads.
Geico
I like the people who work for Geico. They are smart and easy to talk to, they seem to always do their best for me.
Travelers
I would recommend this company. They have always helped us quickly, whether it was an accident or a new car or trailer. They are reasonably priced and we have no complaints.
State Farm
Cost is competitive, actually lower than our previous carrier.Had hail damage to a rental car, which covered a portion of the rental car companies claim, assisted us in figuring out.
Safeco Insurance
We switched a while back and have not had to use the insurance or contact support. However, they seem to be a nice company to do business with. They send us nice notes for our birthdays...
Geico
The only thing I dislike is that Geico likes to increase my policy every 6 months. I don't feel like old customers should be paying higher rates.
Usaa
I like the fact that they are available online or via phone 24/7 and if there is an issue I need them to handle they are courteous and will do their best to clear up the issue or get my car to a dealer for repairs.
Travelers
I only deal with Travelers on their website, when I make my annual premium payment to them. As far as customer service, I go through an agent/broker who gets the rates from the insurance companies, and I'm very satisfied with their customer service.
Safety Insurance
I like that my insurance company is online and I don't have a specific agent I need to talk to. I've had agents in the past and while they have good qualities, I am satisfied with my current situation.
Geico
Geico is easy to work with,I feel very comfortable working with them.They have someone to answer any questions at any time of the day and the rates are the best
State Farm
Multi-car discounts.I love the price points that this insurance company offers and I also love how easy they are to work with and I can tell they are not the kind of company that would try to jip you out of your money.
Progressive
I love the fact about how quick they work on claims to get them solved.