San Angelo, TX Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in San Angelo, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Average Rate of Car Insurance in San Angelo, TX, is $1,178
The average cost of auto insurance in San Angelo, TX, is $1,178. Car owners here can improve save more by comparing multiple auto insurance quotes from different auto insurers. The cost of auto insurance depends on numerous factors ranging from the make and model of the vehicle to the driver’s age.
Demographics:
The cost of auto insurance depends on the driver’s age and gender. Women are generally considered to be safe drivers, making auto insurance cheaper for them. Auto insurance is the most affordable for drivers who are in their fifties and sixties. Auto insurance is expensive for teenagers since they lack driving experience. The average cost of auto insurance for teenagers in San Angelo is $3,822.
Driving Record:
The driving record of car owners also has a direct impact on the cost of auto insurance. Getting charged for offenses such as DUI and driving without a proper license can have a long-term impact on San Angelo’s auto insurance cost. Post-DUI, the average cost of auto insurance increases to $1,834, from $1,178.
Neighborhood:
The neighborhood one lives in San Angelo can also have an impact on the cost of auto insurance. Zimlon offers the option of keying in one’s zip code to get accurate auto insurance quotes from multiple auto insurance companies. Depending on several factors like the make and model of the vehicle and the rate of auto thefts in the neighborhood, the price can vary.
Deductible:
Deductibles are among the most common factors affecting the rate of auto insurance in the country, and San Angelo is no different. A high deductible leads to a decrease in the cost of auto insurance, while a low deductible can lead to an increase. The average cost of auto insurance on a low deductible ($500) is $1,213. This goes down to $1,025 when the deductible is higher ($1,000).
Credit Score:
A healthy credit score will also determine the cost of one’s auto insurance. Possessing an “exceptional” or “good” credit score will reduce the cost of auto insurance for car owners, while a “poor” credit score can lead to a substantial increase in auto insurance. The cost of auto insurance when the credit score is “exceptional” is $1.011. This increases to $1,921 when the credit score is “poor”.
Factors that can influence the cost of car insurance in San Angelo, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- San Angelo, TX Auto Insurance Rates
- San Angelo, TX Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in San Angelo, TX
- Multi Vehicle Insurance Savings in San Angelo, TX
- How Credit Score Affects Car Insurance Rates in San Angelo, TX
- How DUI Affects Auto Insurance Premiums in San Angelo, TX
- Top Auto Insurance Agents Near San Angelo, TX
- How Driving Violations Affect Auto Insurance Rates in San Angelo, TX
- San Angelo, TX Auto Insurance Discounts on Anti Theft Feature
- San Angelo, TX Auto Insurance Company Reviews
San Angelo, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in San Angelo, TX with that of other cities in and around San Angelo.
| San Angelo | West Tom Green | East Tom Green | Tom Green County | Grape Creek | Carlsbad | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,178 | $1,989 | $1,968 | $1,907 | $1,854 | $1,802 |
San Angelo, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around San Angelo, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| San Angelo | $1,213 | $1,025 |
| Tom Green County | $1,500 | $1,267 |
| West Tom Green | $1,680 | $1,419 |
| East Tom Green | $1,483 | $1,253 |
| Grape Creek | $1,307 | $1,104 |
| Carlsbad | $1,414 | $1,195 |
| Christoval | $2,178 | $1,840 |
San Angelo, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in San Angelo, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,822 |
| 20 Years | $1,514 |
| 30 Years | $1,166 |
| 40 Years | $1,122 |
| 50 Years | $1,039 |
| 60 Years | $1,053 |
| 70 Years | $1,226 |
San Angelo, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in San Angelo, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,026 | $330 |
| 3 Vehicles | $3,039 | $495 |
| 4 Vehicles | $4,052 | $660 |
Savings on 2 Vehicles bundle:$330
Savings on 3 Vehicles bundle:$495
Savings on 4 Vehicles bundle:$660
San Angelo, TX Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around San Angelo, TX.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| San Angelo | $1,178 | $1,834 |
| Tom Green County | $1,907 | $2,969 |
| West Tom Green | $1,989 | $3,096 |
| East Tom Green | $1,968 | $3,064 |
| Grape Creek | $1,854 | $2,886 |
| Carlsbad | $1,802 | $2,805 |
| Christoval | $1,809 | $2,816 |
San Angelo, TX Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,011 |
| Excellent (740-799) | $1,154 |
| Good (670-739) | $1,227 |
| Average (580-669) | $1,601 |
| Poor (300-579) | $1,921 |
San Angelo, TX Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Tony Villarreal | State Farm | 1820 Clg Hills Blvd, San Angelo, 76904-4910 | 325-942-7595 |
| Tyler Freeman | Farmers | 3427 Johnson Ave, San Angelo, 76904 | (325) 245-7014 |
| Steve White | State Farm | 218 N Koenigheim St, San Angelo, 76903-5781 | 325-655-6793 |
| Floyd C Petitt Insurance | Liberty Mutual Independent | 5002 KNICKERBOCKER RD, SAN ANGELO, 76904 | (325) 223-1563 |
| Floyd C Petitt Insurance | Liberty Mutual Independent | 5002 KNICKERBOCKER RD, SAN ANGELO, 76904 | (325) 223-1563 |
| Floyd C Petitt Insurance | Liberty Mutual Independent | 5002 KNICKERBOCKER RD, SAN ANGELO, 76904 | (325) 223-1563 |
| Floyd C Petitt Insurance | Liberty Mutual Independent | 5002 KNICKERBOCKER RD, SAN ANGELO, 76904 | (325) 223-1563 |
| Steve Stapleton | Farmers | 2021 W Beauregard Ave, San Angelo, 76901 | (325) 944-2722 |
| William Eggar | Allstate | 5122 Knickerbocker Rd, San Angelo, 76904 | (325) 944-4500 |
| Bill Eggar | Allstate | 2419 College Hills Blvd, San Angelo, 76904 | (325) 942-1433 |
| Benjamin Perez | Farmers | 327 W 11th St, San Angelo, 76903 | (325) 655-2900 |
San Angelo, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$52 | $1,230 |
| Driver's Failure In Showing Documents | +$114 | $1,292 |
| Driving With An Expired Registration | +$121 | $1,299 |
| Driving At A Considerably Slow Pace | +$256 | $1,434 |
| Using A Cellphone While Driving | +$270 | $1,448 |
| Running A Red Light | +$274 | $1,452 |
| Speeding | +$289 | $1,467 |
| Driving A Vehicle Without The Required Permission | +$366 | $1,544 |
| Driving With An Expired/Suspended License | +$794 | $1,972 |
San Angelo, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,131 |
| Active Disabling Device | $1,131 |
| Tracking Device | $1,107 |
| Passive Disabling Device | $1,096 |
Latest Auto Insurance Reviews in San Angelo, TX | Back to Top
Geicopremium is great for the deductible and knowing that I have gone through a claim and that was great, makes me feel even better about the premium.
ProgressiveRecommend absolutely. Customer service is great, the offerings are great, and their ads aren't bad compared to some other insurance ads.
GeicoI like the people who work for Geico. They are smart and easy to talk to, they seem to always do their best for me.
TravelersI would recommend this company. They have always helped us quickly, whether it was an accident or a new car or trailer. They are reasonably priced and we have no complaints.
State FarmCost is competitive, actually lower than our previous carrier.Had hail damage to a rental car, which covered a portion of the rental car companies claim, assisted us in figuring out.
Safeco InsuranceWe switched a while back and have not had to use the insurance or contact support. However, they seem to be a nice company to do business with. They send us nice notes for our birthdays...
GeicoThe only thing I dislike is that Geico likes to increase my policy every 6 months. I don't feel like old customers should be paying higher rates.
UsaaI like the fact that they are available online or via phone 24/7 and if there is an issue I need them to handle they are courteous and will do their best to clear up the issue or get my car to a dealer for repairs.
TravelersI only deal with Travelers on their website, when I make my annual premium payment to them. As far as customer service, I go through an agent/broker who gets the rates from the insurance companies, and I'm very satisfied with their customer service.
Safety InsuranceI like that my insurance company is online and I don't have a specific agent I need to talk to. I've had agents in the past and while they have good qualities, I am satisfied with my current situation.
GeicoGeico is easy to work with,I feel very comfortable working with them.They have someone to answer any questions at any time of the day and the rates are the best
State FarmMulti-car discounts.I love the price points that this insurance company offers and I also love how easy they are to work with and I can tell they are not the kind of company that would try to jip you out of your money.
ProgressiveI love the fact about how quick they work on claims to get them solved.