San Antonio, TX Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in San Antonio, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in San Antonio, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- San Antonio, TX Auto Insurance Rates
- San Antonio, TX Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in San Antonio, TX
- Multi Vehicle Insurance Savings in San Antonio, TX
- How Credit Score Affects Car Insurance Rates in San Antonio, TX
- How DUI Affects Auto Insurance Premiums in San Antonio, TX
- Top Auto Insurance Agents Near San Antonio, TX
- How Driving Violations Affect Auto Insurance Rates in San Antonio, TX
- San Antonio, TX Auto Insurance Discounts on Anti Theft Feature
- San Antonio, TX Auto Insurance Company Reviews
San Antonio, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in San Antonio, TX with that of other cities in and around San Antonio.
| San Antonio | Castle Hills | San Antonio Central | Balcones Heights | Alamo Heights | Olmos Park | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,444 | $2,102 | $1,858 | $1,885 | $2,449 | $2,617 |
San Antonio, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around San Antonio, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| San Antonio | $1,106 | $934 |
| Bexar County | $1,716 | $1,449 |
| Balcones Heights | $2,765 | $2,335 |
| Olmos Park | $1,881 | $1,589 |
| Alamo Heights | $1,547 | $1,307 |
| Castle Hills | $2,172 | $1,835 |
| San Antonio Central | $2,422 | $2,045 |
| Terrell Hills | $1,555 | $1,314 |
San Antonio, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in San Antonio, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,686 |
| 20 Years | $1,855 |
| 30 Years | $1,429 |
| 40 Years | $1,375 |
| 50 Years | $1,273 |
| 60 Years | $1,291 |
| 70 Years | $1,503 |
San Antonio, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in San Antonio, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,541 | $347 |
| 3 Vehicles | $3,812 | $520 |
| 4 Vehicles | $5,083 | $693 |
Savings on 2 Vehicles bundle:$347
Savings on 3 Vehicles bundle:$520
Savings on 4 Vehicles bundle:$693
San Antonio, TX Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around San Antonio, TX.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| San Antonio | $1,444 | $2,248 |
| Bexar County | $1,691 | $2,632 |
| Balcones Heights | $1,885 | $2,935 |
| Olmos Park | $2,617 | $4,074 |
| Alamo Heights | $2,449 | $3,813 |
| Castle Hills | $2,102 | $3,272 |
| San Antonio Central | $1,858 | $2,892 |
| Terrell Hills | $2,466 | $3,839 |
San Antonio, TX Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,239 |
| Excellent (740-799) | $1,414 |
| Good (670-739) | $1,505 |
| Average (580-669) | $1,963 |
| Poor (300-579) | $2,355 |
San Antonio, TX Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Katie Slaydon | State Farm | 6704 N New Braunfels Ave, San Antonio, 78209-3830 | 210-828-3276 |
| David Massey | Allstate | 5975 FM 78 Ste 200, San Antonio, 78244 | (210) 662-6012 |
| Brian Sanchez | Liberty Mutual | 9901 Interstate Hwy 10 West, San Antonio, 78230 | 1-210-536-9961 |
| Brian Sanchez | Liberty Mutual | 9901 Interstate Hwy 10 West, San Antonio, 78230 | 1-210-536-9961 |
| Jerome Crayton | State Farm | 3511 Oakgate Dr, San Antonio, 78230-3307 | 210-341-4176 |
| William Sawyer | Allstate | 5015 De Zavala Rd Ste 101, San Antonio, 78249 | (210) 525-0933 |
| The Solutions Group | Travelers | 2211 NW MILITARY HWY STE 211, SAN ANTONIO, 78213 | 210-490-7200 |
| Cs Innovative Insurance Solutions Lc | Liberty Mutual Independent | 9842 LORENE LANE, SAN ANTONIO, 78216 | 210-541-8399 |
| Joe Finger | State Farm | 8701 Broadway St, San Antonio, 78217-6316 | 210-822-2220 |
| Shacklett Insurance Team | Allstate | 8063 Callaghan Rd, San Antonio, 78230 | (210) 547-8064 |
| Jeffrey Hoffmeyer | Allstate | 8209 Roughrider Dr Ste 220, Windcrest, 78239 | (210) 653-6400 |
San Antonio, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$64 | $1,508 |
| Driver's Failure In Showing Documents | +$140 | $1,584 |
| Driving With An Expired Registration | +$149 | $1,593 |
| Driving At A Considerably Slow Pace | +$313 | $1,757 |
| Using A Cellphone While Driving | +$331 | $1,775 |
| Running A Red Light | +$336 | $1,780 |
| Speeding | +$354 | $1,798 |
| Driving A Vehicle Without The Required Permission | +$449 | $1,893 |
| Driving With An Expired/Suspended License | +$973 | $2,417 |
San Antonio, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,386 |
| Active Disabling Device | $1,386 |
| Tracking Device | $1,357 |
| Passive Disabling Device | $1,343 |
Latest Auto Insurance Reviews in San Antonio, TX | Back to Top
State FarmMy premium is pricey, compared to other places I have thought about using. They always warn you ahead of time about price increases rather than just applying them to your next bill.
State FarmI am fully satisfied with this car insurance company's customer service. They treat the customers as much as best. They interact very friendly.
UsaaI am very satisfied.I've had to make about 3 small claims with them over the last 2 years.They are quick to take care of it and at this time my premium has not jumped up.
AllstateI love my accessibility because I use my local agent. When I have a problem, I call my agent and he either answers right then or calls back quickly. Their online contacts aren't quite as good (how could they be, really?), but I sometimes pay my bill online and have worked with the adjuster online before. Both services work smoothly and quickly.
American National Property And Casualty CompanyI am satisfied with the offerings. They have everything I can think of plus life insurance as well. My rep takes time to make sure I understand all the offerings.
UsaaWith usaa because its offered for the military and anywhere we go its offered. Where as other companies are not international. The also have great customer service and always ready to be helpful.
Allstatewhat i like about all state is that they will work with you if you are not financial well off. They will give you a coverage that is cheap for you and will work best for you.
National GeneralOverall, the customer support is adequate. I wish that they had a live chat option on the website instead of just options to call (and wait on hold) or email them and sometimes wait too long for a response.
The HartfordI like my agent and the people at the local office. I like their willingness to help and concern for their customers.
GeicoI liked the company at first because of the commercials (stupid, I know) but it stuck out to me. I also like how quick they are to respond and give me a quote when I was interested in getting auto insurance with them. When i had an accident they were quick to send me a check to cover the cost of the damages and they let me use the auto body shop of my choice.
State FarmI have had no problems with the insurance company because I can call my insurance agent and have my issues resolve