San Antonio Auto Insurance Rates, Quotes, Agents & Reviews in TX

San Antonio, TX Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in San Antonio, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in San Antonio, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

San Antonio, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in San Antonio, TX with that of other cities in and around San Antonio.

San Antonio Castle Hills San Antonio Central Balcones Heights Alamo Heights Olmos Park
Average Insurance Rates $1,444 $2,102 $1,858 $1,885 $2,449 $2,617

San Antonio, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around San Antonio, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
San Antonio $1,106 $934
Bexar County $1,716 $1,449
Balcones Heights $2,765 $2,335
Olmos Park $1,881 $1,589
Alamo Heights $1,547 $1,307
Castle Hills $2,172 $1,835
San Antonio Central $2,422 $2,045
Terrell Hills $1,555 $1,314

San Antonio, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in San Antonio, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,686
20 Years $1,855
30 Years $1,429
40 Years $1,375
50 Years $1,273
60 Years $1,291
70 Years $1,503

San Antonio, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in San Antonio, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,541 $347
3 Vehicles $3,812 $520
4 Vehicles $5,083 $693

Savings on 2 Vehicles bundle:$347

Savings on 3 Vehicles bundle:$520

Savings on 4 Vehicles bundle:$693

San Antonio, TX Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around San Antonio, TX.

Location Average Insurance Cost Post DUI Insurance Rate
San Antonio $1,444 $2,248
Bexar County $1,691 $2,632
Balcones Heights $1,885 $2,935
Olmos Park $2,617 $4,074
Alamo Heights $2,449 $3,813
Castle Hills $2,102 $3,272
San Antonio Central $1,858 $2,892
Terrell Hills $2,466 $3,839

San Antonio, TX Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,239
Excellent (740-799) $1,414
Good (670-739) $1,505
Average (580-669) $1,963
Poor (300-579) $2,355

San Antonio, TX Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Katie Slaydon State Farm 6704 N New Braunfels Ave, San Antonio, 78209-3830 210-828-3276
David Massey Allstate 5975 FM 78 Ste 200, San Antonio, 78244 (210) 662-6012
Brian Sanchez Liberty Mutual 9901 Interstate Hwy 10 West, San Antonio, 78230 1-210-536-9961
Brian Sanchez Liberty Mutual 9901 Interstate Hwy 10 West, San Antonio, 78230 1-210-536-9961
Jerome Crayton State Farm 3511 Oakgate Dr, San Antonio, 78230-3307 210-341-4176
William Sawyer Allstate 5015 De Zavala Rd Ste 101, San Antonio, 78249 (210) 525-0933
The Solutions Group Travelers 2211 NW MILITARY HWY STE 211, SAN ANTONIO, 78213 210-490-7200
Cs Innovative Insurance Solutions Lc Liberty Mutual Independent 9842 LORENE LANE, SAN ANTONIO, 78216 210-541-8399
Joe Finger State Farm 8701 Broadway St, San Antonio, 78217-6316 210-822-2220
Shacklett Insurance Team Allstate 8063 Callaghan Rd, San Antonio, 78230 (210) 547-8064
Jeffrey Hoffmeyer Allstate 8209 Roughrider Dr Ste 220, Windcrest, 78239 (210) 653-6400

San Antonio, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,508
Driver's Failure In Showing Documents +$140 $1,584
Driving With An Expired Registration +$149 $1,593
Driving At A Considerably Slow Pace +$313 $1,757
Using A Cellphone While Driving +$331 $1,775
Running A Red Light +$336 $1,780
Speeding +$354 $1,798
Driving A Vehicle Without The Required Permission +$449 $1,893
Driving With An Expired/Suspended License +$973 $2,417

San Antonio, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,386
Active Disabling Device $1,386
Tracking Device $1,357
Passive Disabling Device $1,343

Latest Auto Insurance Reviews in San Antonio, TX | Back to Top

State Farm
My premium is pricey, compared to other places I have thought about using. They always warn you ahead of time about price increases rather than just applying them to your next bill.
State Farm
I am fully satisfied with this car insurance company's customer service. They treat the customers as much as best. They interact very friendly.
I am very satisfied.I've had to make about 3 small claims with them over the last 2 years.They are quick to take care of it and at this time my premium has not jumped up.
I love my accessibility because I use my local agent. When I have a problem, I call my agent and he either answers right then or calls back quickly. Their online contacts aren't quite as good (how could they be, really?), but I sometimes pay my bill online and have worked with the adjuster online before. Both services work smoothly and quickly.
American National Property And Casualty Company
I am satisfied with the offerings. They have everything I can think of plus life insurance as well. My rep takes time to make sure I understand all the offerings.
With usaa because its offered for the military and anywhere we go its offered. Where as other companies are not international. The also have great customer service and always ready to be helpful.
what i like about all state is that they will work with you if you are not financial well off. They will give you a coverage that is cheap for you and will work best for you.
National General
Overall, the customer support is adequate. I wish that they had a live chat option on the website instead of just options to call (and wait on hold) or email them and sometimes wait too long for a response.
The Hartford
I like my agent and the people at the local office. I like their willingness to help and concern for their customers.
I liked the company at first because of the commercials (stupid, I know) but it stuck out to me. I also like how quick they are to respond and give me a quote when I was interested in getting auto insurance with them. When i had an accident they were quick to send me a check to cover the cost of the damages and they let me use the auto body shop of my choice.
State Farm
I have had no problems with the insurance company because I can call my insurance agent and have my issues resolve