San Diego, CA Auto Insurance Rates

San Diego, CA residents can save $530 by comparing multiple quotes & reading reviews & research on San Diego car insurance rates, quotes, agents & coverage.

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$1016 $1330 $2172

Latest Auto Insurance Reviews in San Diego, California


Geico
I am completely satisfied with my car insurance premium. Over the last 4 years while my wife was in nursing school and working full time, she had 2 car accidents.
Geico
I have had nothing but good experiences with this insurance company, including when I needed to make a claim, what more could anyone ask for.
Geico
I have usually found that policy offerings do not vary much from company to company. The best ideal expenditure is usually the deciding factor.
Progressive
I recommend this company for new drivers who have little to no accident history. Their good driver incentives program really knocks a lot off your rate and is worth trying for.
Allstate
I do wish it was lower, especially with how many insurances I have through this company. I have yet to reach the point where I feel the need to look to other insurances for a cheaper price so I am still satisfied.
State Farm
The policy offerings seem commensurate to what is offered by other car insurance companies.I have been with my car insurance at State Farm for over 20 years, so I admit I have not gone back in.
Geico
I would rate this a 4. Overall we are satisfied with the coverage, but have not had to go through a claims process so could not rate it a 5.
Progressive
The customer service was good. They gave me every discount available and brought my price down a lot. They went through a variety of questions just to determine what savings I would be able to get.
Allstate
They are a quality insurance and yes I would recommend them. My one gripe is they are a little expensive but they are a high quality insurance so you're going to pay for what you get.
Geico
Great and easy to understand. I was completly happy with my service. I have never had an accident.
Geico
Great and easy to understand. I was completly happy with my service. I have never had an accident.
Geico
I like the accessability, road side assistance, low rate and customer service. It was easy to sign up and easy to pay monthly.
Geico
My prium isn't so bad. But it is more than I would like. Why is everything so expensive.
State Farm
It's been a while since I tried to view my policy online. At that time, I could only view it. I would have liked to look at options so I could add or remove coverage as needed rather than having to talk to someone on the phone or go into their office.
Travelers
The phone app sometimes is slow when I want to look up my policy. I also cannot make any changes on my own
Geico
I'm going to keep it a buck fifty with you chief I'm not entirely sure what a premium is. I don't believe I'm the sharpest knife in the draw but I'm doing my best here.
Geico
My current insurance company does have better client to broker relationships and there is more of a communication of updates on my policy thru emails and phone calls that my broker does.
Mercury
It's easy to reach a customer agent, but reaching their roadside assistance takes a while. They have a good app and live online agents you can chat with that seem pretty smart.
The General Auto Insurance
My auto insurance covers probably the same things that others do: Bodily Injury, Property Damage, Medical Expenses, Comprehensive, Collision. It offers a discount if it is bundled with my homeowner's which is nice. It also offers multiple cars discount which helps.
Travelers
I really have no complaints thus far. I have never filed a claim so I can't speak on that part of the business.
Geico
It's easy to access online and cheaper. I can get rental reimbursement.
Allstate
The premiums are high, albeit justifiable. I would like comprehensive coverage to be significantly less than it is, premium wise. And PIP should not be represented as a need if your medical insurance provides coverage for auto-related medical emergencies.
Progressive
It has a reasonable price and easy to manage policy online
Write Your Review | San Diego, California Auto Insurance Analysis
Geico, San Diego, CA
$82/1 month
Car Insurance Policy Holder
  • Single 77 Years old Male licensed 29 years ago with Financed Honda Accord LX used for Business with estimated annual mileage of 12,001 - 15,000.
  • vocational education & Retired.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 20 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

San Diego Car Insurance Rate Comparisons

San Diego, CA's average car insurance of $1330 differs from Poway, CA (-$87), Bonita, CA (-$110), Eucalyptus Hills, CA (+$550) and California (+$489)

San Diego Poway, CA Bonita, CA Eucalyptus Hills, CA California
Median Insurance Rates $1330 -$87 -$110 +$550 +$489

San Diego Car Insurance Savings By Neighborhood & Street Area

San Diego Driver Street Residence & Car Locations Car Details in San Diego San Diego Driver Demographics San Diego Auto Insurance Estimates Recent San Diego Insurance Savings
Emerald Hills
Bayview Heights Dr2000 Cadillac Seville SLS47 year man$1874$360
Champion St2005 Buick Rendezvous CX70 year male senior$1388$718
Harbor Side
Moss St2006 Ford Fusion SEL16 year teenager$2653$652
Westby St2008 Lexus GS 350 Base42 year woman$1506$396
Riviera Villas
Alexandria Dr2006 Chrysler 300 C18 year male teenager$2868$838
Talbot St2011 Nissan Rogue S50 year married woman$1186$784
Logan Heights
S Bancroft St2012 Hyundai Sonata GLS66 year senior$1380$313
S 31st St2010 Mazda Mazda3 s Grand Touring16 year female teenager$2758$586
Greenbrier Mobile Home Park
Bisby Lake Ave2009 Acura TSX Base49 year married man$1571$661
Whelan Dr2013 Honda Civic LX83 year female senior$1247$443

San Diego Post DUI Car Insurance Rates

San Diego Spring Valley Coronado Casa de Oro-Mount Helix California
Median Post DUI Insurance Rate $2473 +$1247 -$59 +$2195 +$910
Male Teenager Post DUI Insurance Rate $5392 +$2717 -$131 +$4784 +$1982
Female Teenager Post DUI Insurance Rate $5367 +$2705 -$130 +$4762 +$1974

The Post DUI insurance in San Diego, CA's is $2473 compared to Spring Valley (+$1247), Coronado (-$59), Casa de Oro-Mount Helix (+$2195) and California (+$910)

In San Diego, a male teenager with Post DUI pays $25 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Ford Fusion SEL in San Diego, CA would pay $4934 on auto insurance while a female teenager POST DUI would pay $4910.

San Diego Car Insurance by Segment

San Diego Teenagers Car Insurance Rates Comparison

163608 San Diego Teenagers (7% of total population), 52% Male & 48% Female.

San Diego Del Mar Casa de Oro-Mount Helix El Cajon California
All Teenagers $2899 -$253 +$2572 -$70 +$1066
Male Teenager $2899 -$253 +$2572 -$70 +$1066
Female Teenager $2886 -$252 +$2560 -$70 +$1061

San Diego teenagers pay $2899 in insurance in contrast with Del Mar (-$253), Casa de Oro-Mount Helix (+$2572), El Cajon (-$70) and California (+$1066). The difference between Male & Female teenagers in San Diego is $13

Example

  • 2013 Jeep Wrangler Sport Male Teenager Insurance Rate $2539
  • 2010 Toyota Prius V Female Teenager Insurance Rate $2564

San Diego Men & Women Car Insurance

2266727 San Diego Adults (100% of total population), 50% Men & 50% Women.

San Diego Granite Hills Spring Valley Fairbanks Ranch California
All Women $1290 -$78 +$650 +$1057 +$474
Married Women $1250 -$75 +$630 +$1024 +$459
All Men $1689 -$102 +$851 +$1384 +$621
Married Men $1609 -$97 +$811 +$1319 +$591

The typical insurance rate of $1689 that San Diego Men pay varies from Granite Hills (-$102), Spring Valley (+$851), Fairbanks Ranch (+$1384) and California (+$621). In San Diego, married men pay $359 more than married women.

Example

  • 2004 Chevrolet Silverado 2500HD Work Truck Married Men Insurance Rate $1695
  • 2014 Kia Sorento LX Married Women Insurance Rate $1422

San Diego Senior Car Insurance

360922 San Diego Seniors (15% of total population), 45% Senior Men & 55% Senior Women.

San Diego Granite Hills Chula Vista La Presa California
All Seniors $1409 -$84 -$97 +$1007 +$519
Senior Men $1383 -$83 -$96 +$988 +$508
Senior Women $1436 -$86 -$99 +$1026 +$528

San Diego seniors pay $1409 in insurance compared to Granite Hills (-$84), Chula Vista (-$97), La Presa (+$1007) and California (+$519). In San Diego, senior men pay $53 less than senior women.

San Diego Car Insurance Discounts for Multiple Vehicles

San Diego Population with 1 Vehicle 268252 (34% of San Diego population), 2 Vehicles 306274 (39% of the San Diego population) and 3 vehicles 111917 (14% of the population)

San Diego Casa de Oro-Mount Helix Lakeside Poway California
2 Vehicles $2527 +$2242 +$1444 -$165 +$930
3 Vehicles $3857 +$3422 +$2204 -$252 +$1419
4 Vehicles $5187 +$4602 +$2964 -$339 +$1908

Car Insurance Agents in San Diego, CA

Rank Agent Name Agent Contact
1 5th Avenue Insurance Services 3945 Camino Del Rio S, San Diego, CA
2 AAA Insurance 4973 Clairemont Dr Ste C, San Diego, CA 92117
3 AAA Insurance 12630 Sabre Springs Pkwy, San Diego, CA 92128
4 Aaron J. Farmer Insurance Agency 7960 Silverton Ave Ste 202, San Diego, CA 92126
5 Adler Insurance Services 7125 El Cajon Blvd Ste 3, San Diego, CA 92115
6 Adriana's Insurance Services 505 E San Ysidro Blvd, San Diego, CA 92173
7 AIS - Auto Insurance Specialists 3131 Camino Del Rio N, San Diego, CA
8 Alan Beilstein - State Farm Insurance Agent 9164 Fletcher Parkway, San Diego, CA
9 Alan Lee Pavey 9532 Babauta Rd, San Diego, CA 92129
10 Alan Thorpe 2220 Hartford St, San Diego, CA 92110

San Diego Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Porsche, Cayenne Turbo $100 $1470 $1570 $1390 $1490 $80
Ford, Expedition EL XLT $700 $1280 $1780 $1200 $1900 $-120
Ford, Mustang $400 $1420 $1820 $1360 $1760 $60
Audi, Q7 TDI Prestige $1000 $1390 $1890 $1310 $2310 $-420
Acura, RDX Tech $200 $1340 $1540 $1270 $1470 $70