San Dimas Auto Insurance Rates, Quotes, Agents & Reviews in CA

San Dimas, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in San Dimas, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Latest Car Insurance Rates in Fortuna, CA

The average cost of car insurance in Fortuna, CA, is $1,961. Car insurance is quite important. Consider the following scenario: You or a car passenger were in an accident. Then, vehicle insurance coverage might help with covering medical expenses and helping with lost income resulting from accident-related injuries. Car insurance might also be helpful if you get into an accident and damage someone else's property.    

Every vehicle owner in Fortuna must pay for auto insurance. It might be challenging to insure vehicles and choose the appropriate insurance. In order to help you get the best price, this article will explain the variables that go into determining your vehicle insurance rates, how they are calculated, and what you can do to change them.

Credit History

It's no secret that your credit score can affect your ability to borrow money at favourable rates. But did you know that your credit score can affect your car insurance rates? In Fortuna, California, insurers can use your credit information when determining your auto insurance premium. That means if you have a poor credit score, you could be paying significantly more for your car insurance than someone with a good credit score. For example, in Fortuna, CA, car owners with exceptional credit scores have to pay $1,683, while those with poor credit must pay $3,199. Therefore, the lower the vehicle insurance rates in Fortuna, CA, the higher the credit score.

Age of the Driver

Teenagers in Fortuna, California, pay $6,363 for auto insurance, while drivers over the age of 40 pay $1,867. The average car insurance rates in Fortuna, CA, are determined by the driver's age. The younger the driver, the higher the rates. The older the driver, the lower the rates. This is because younger drivers are considered more of a risk on the road. They are more likely to get into accidents and cause accidents. Older drivers are considered more experienced and less likely to get into accidents. A defensive driving course can help younger drivers save a little money. In contrast, senior drivers may be eligible for exceptional savings.

Driving Habits

A clean driving record is one of the most important factors in determining car insurance rates. In Fortuna, CA, a clean driving record can save you up to 25% on your car insurance premiums. Insurance companies use your driving history to determine how dangerous it is to insure you. Your insurance will more likely result in a claim if you have a history of accidents and moving offences. For example, in Fortuna, California, car insurance rates increase by +$457 and +$1,322 for drivers who run red lights or have expired licenses.

Factors that can influence the cost of car insurance in San Dimas, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

San Dimas, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in San Dimas, CA with that of other cities in and around San Dimas.

San Dimas Covina Citrus La Verne Pomona Charter Oak
Average Insurance Rates $1,542 $1,664 $1,868 $1,503 $1,625 $1,876

San Dimas, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around San Dimas, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
San Dimas $1,946 $1,643
La Verne $1,997 $1,687
Charter Oak $1,474 $1,245
Glendora $1,384 $1,169
East San Gabriel Valley $1,354 $1,144
Pomona $1,765 $1,491
Covina $1,722 $1,455
Citrus $1,316 $1,112

San Dimas, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in San Dimas, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,004
20 Years $1,981
30 Years $1,526
40 Years $1,468
50 Years $1,360
60 Years $1,379
70 Years $1,605

San Dimas, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in San Dimas, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,683 $401
3 Vehicles $4,025 $601
4 Vehicles $5,366 $802

Savings on 2 Vehicles bundle:$401

Savings on 3 Vehicles bundle:$601

Savings on 4 Vehicles bundle:$802

San Dimas, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around San Dimas, CA.

Location Average Insurance Cost Post DUI Insurance Rate
San Dimas $1,542 $3,797
La Verne $1,503 $3,701
Charter Oak $1,876 $4,619
Glendora $1,568 $3,861
East San Gabriel Valley $1,903 $4,686
Pomona $1,625 $4,001
Covina $1,664 $4,097
Citrus $1,868 $4,599

San Dimas, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,323
Excellent (740-799) $1,510
Good (670-739) $1,607
Average (580-669) $2,096
Poor (300-579) $2,515

San Dimas, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$68 $1,610
Driver's Failure In Showing Documents +$150 $1,692
Driving With An Expired Registration +$159 $1,701
Driving At A Considerably Slow Pace +$335 $1,877
Using A Cellphone While Driving +$353 $1,895
Running A Red Light +$359 $1,901
Speeding +$378 $1,920
Driving A Vehicle Without The Required Permission +$480 $2,022
Driving With An Expired/Suspended License +$1,039 $2,581

San Dimas, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,480
Active Disabling Device $1,480
Tracking Device $1,449
Passive Disabling Device $1,434

Latest Auto Insurance Reviews in San Dimas, CA | Back to Top

I think that our deductible is pretty much comparable to any other company.I think this is pretty much standard. Our price of $100 a month premium seems pretty good/average too.
State Farm
I feel like the offerings from this company are good compared to those of other insurance providers. They provide rental, towing, and other options I like to have.
I would highly recommend Allstate to anyone because of their fantastic customer service and policy offerings such as varnishing deductible and accident forgiveness.