San Francisco, CA Auto Insurance Rates

San Francisco, CA residents can save $710 by comparing multiple quotes & reading reviews & research on San Francisco car insurance rates, quotes, agents & coverage.

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$1197 $1769 $3010

Latest Auto Insurance Reviews in San Francisco, California


Geico
The deductable with geico auto insurance will be high and they only allow certain shops. this is why i switched to liability only. A 1 is the rating
State Farm
More economical, better options of premium payments and deductibles are lower with respect to the competition provided greater range of coverage in case of accident or accident.
State Farm
Had a claim last year and ti was a great experience. They paid me more for my totaled vehicle than I expected. No complaints.
Progressive
Progressive insurance is far more superior to the other companies that we have contracted with in the past. The premiums are lower and the service is much better.
Travelers
I think that the policy offerings with Travelers car insurance are competitive. I am unsure if they are anything to brag about, as i am looking elsewhere since after years of being with them the premiums went up.
Geico
My premium is cheaper than any other company has offered me and the deductible is small. The coverage covers everything I would need it to.
Allstate
My car company insurance is the same as my house which very land and their customer service is always point.Very professional very helpful.
Allstate
good information when we had a crash not our fault but good advice given No issues with them at all would rate 5 great service
Aaa
It has the same deductible. And it is $100 cheaper then liberty mutual. I am satisfied with AAA and they also cover towing expenses.
Geico
The premium initially is better than the rest of the companies. I see Geico as means to build up your driving record. However, the fallout of making a claim is going to destroy you via Geico.
Geico
I like that geico has been around for a long time . I trust them . I also like the roadside assistance.
State Farm
I Would give them a four because they do have other offerings for financial resources and life insurance. I would be willing to try these offerings in the future.
Nationwide
The premium is extremely high for the coverage I get. I can not increase my coverage because it is too expensive through nationwide. I have found cheaper insurance with better coverage but I have not switched yet.
State Farm
My premium is always going down, as to previously it was being adjusted every month, and I had to pay initial fees literally every month, because the reps were more out for self then the overall benefit of the company.
The General Auto Insurance
My insurance company offers a variety of policy options, from basic liability coverage to full comprehensive coverage. It also offers other non auto related policies, which though I do not participate in, I find can be a great convenience for customers.
Travelers
Our car insurance premium is actually lower than a lot of other insurance companies. Or at least at this older age, our premiums have lowered.
Geico
I had one bad customer service experience so far where the person was not very nice or helpful. This made me upset and I called back. the second person I got was much nicer and helped me with the issue.
Geico
I dislike that each year you do not get any added benefits. You only get a certain number of tows per policy year also. I think it should be unlimited.
Aaa
The premium is slightly lower than other companies we have worked with, including budget brands that claim to have the best rates.
Geico
we can get in contact with Geico 24 hours a day. There are several different ways to contact them including email, phone, online chat, and snail mail. They also have an app for the phone. the people we have communicated with have always been friendly and helpful.
Write Your Review | San Francisco, California Auto Insurance Analysis
Geico, San Francisco, CA
$116/1 month
Car Insurance Policy Holder
  • Married 57 Years old Female licensed 33 years ago with Own Ford Mustang GT used for Business with estimated annual mileage of 15,001 - 20,000.
  • Masters & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

San Francisco Car Insurance Rate Comparisons

San Francisco, CA's average car insurance of $1769 differs from Muir Beach, CA (+$671), Broadmoor, CA (+$671), Inverness, CA (+$741) and California (+$50)

San Francisco Muir Beach, CA Broadmoor, CA Inverness, CA California
Median Insurance Rates $1769 +$671 +$671 +$741 +$50

San Francisco Car Insurance Savings By Neighborhood & Street Area

San Francisco Driver Street Residence & Car Locations Car Details in San Francisco San Francisco Driver Demographics San Francisco Auto Insurance Estimates Recent San Francisco Insurance Savings
Marina District
Cervantes Blvd2003 Cadillac Seville STS51 year woman$1902$622
Marina Green Dr2005 Chrysler Pacifica Base82 year senior$1852$468
Bayside Village
Tandang Sora St2009 Ford Fusion V6 SEL31 year married man$1952$826
Bonifacio St2010 Toyota Prius V19 year female teenager$3417$581
Mission District
Mistral St2006 Buick Rendezvous CX81 year female senior$1920$730
Mistral St2010 Mazda Mazda3 s Sport46 year man$2151$794
Fort McDowell
Gateview Ct2012 Hyundai Sonata GLS18 year male teenager$3782$743
Exposition Dr2009 Acura TSX Base36 year married woman$1618$334
Opera Plaza
Alice B Toklas Pl2013 Honda Civic LX70 year male senior$1600$834
Cedar St2011 Lincoln MKZ Base19 year teenager$3845$496

San Francisco Post DUI Car Insurance Rates

San Francisco Woodacre Muir Beach Stinson Beach California
Median Post DUI Insurance Rate $3290 +$1285 +$1248 +$1174 +$93
Male Teenager Post DUI Insurance Rate $7172 +$2801 +$2721 +$2559 +$202
Female Teenager Post DUI Insurance Rate $7138 +$2790 +$2708 +$2548 +$203

The Post DUI insurance in San Francisco, CA's is $3290 compared to Woodacre (+$1285), Muir Beach (+$1248), Stinson Beach (+$1174) and California (+$93)

In San Francisco, a male teenager with Post DUI pays $34 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion V6 SEL in San Francisco, CA would pay $6543 on auto insurance while a female teenager POST DUI would pay $6513.

San Francisco Car Insurance by Segment

San Francisco Teenagers Car Insurance Rates Comparison

34780 San Francisco Teenagers (4% of total population), 48% Male & 52% Female.

San Francisco Mill Valley Stinson Beach Fairfax California
All Teenagers $3856 -$940 +$1376 -$975 +$109
Male Teenager $3856 -$940 +$1376 -$975 +$109
Female Teenager $3838 -$935 +$1370 -$970 +$109

San Francisco teenagers pay $3856 in insurance in contrast with Mill Valley (-$940), Stinson Beach (+$1376), Fairfax (-$975) and California (+$109). The difference between Male & Female teenagers in San Francisco is $18

Example

  • 2014 Volkswagen Beetle 2.5 PZEV Male Teenager Insurance Rate $3679
  • 2005 Chevrolet Silverado 2500HD LS Female Teenager Insurance Rate $3621

San Francisco Men & Women Car Insurance

807755 San Francisco Adults (100% of total population), 51% Men & 49% Women.

San Francisco Broadmoor Ross Marin City California
All Women $1715 +$651 +$700 -$522 +$49
Married Women $1662 +$631 +$678 -$506 +$47
All Men $2246 +$852 +$916 -$684 +$64
Married Men $2140 +$812 +$872 -$652 +$60

The typical insurance rate of $2246 that San Francisco Men pay varies from Broadmoor (+$852), Ross (+$916), Marin City (-$684) and California (+$64). In San Francisco, married men pay $478 more than married women.

Example

  • 2008 Lexus GS 350 Base Married Men Insurance Rate $1886
  • 2013 Jeep Wrangler Sport Married Women Insurance Rate $1874

San Francisco Senior Car Insurance

157794 San Francisco Seniors (19% of total population), 45% Senior Men & 55% Senior Women.

San Francisco Point Reyes Station Fairfax Lagunitas-Forest Knolls California
All Seniors $1875 +$764 -$474 +$711 +$53
Senior Men $1839 +$750 -$465 +$698 +$52
Senior Women $1910 +$779 -$483 +$725 +$54

San Francisco seniors pay $1875 in insurance compared to Point Reyes Station (+$764), Fairfax (-$474), Lagunitas-Forest Knolls (+$711) and California (+$53). In San Francisco, senior men pay $71 less than senior women.

San Francisco Car Insurance Discounts for Multiple Vehicles

San Francisco Population with 1 Vehicle 139768 (41% of San Francisco population), 2 Vehicles 71894 (21% of the San Francisco population) and 3 vehicles 18233 (5% of the population)

San Francisco Marin County Bolinas Alto California
2 Vehicles $3362 +$1369 +$1160 +$1445 +$95
3 Vehicles $5131 +$2090 +$1771 +$2206 +$145
4 Vehicles $6900 +$2811 +$2382 +$2967 +$195

Car Insurance Agents in San Francisco, CA

Rank Agent Name Agent Contact
1 AAA 599 Clement St, San Francisco, CA
2 AAA 2300 16th St, San Francisco, CA
3 AAA Insurance 1585 Sloat Blvd, San Francisco, CA 94132
4 AAA Insurance 160 Sutter St, San Francisco, CA 94104
5 ABD Insurance & Financial Services 755 Sansome St Ste 450, San Francisco, CA 94111
6 Adrienne Ng 52 2nd St Fl 2, San Francisco, CA 94105
7 Alan Chan - State Farm Insurance Agent 1700 California St, San Francisco, CA
8 Alex Sourikoff Insurance Agency 624 Taraval St, San Francisco, CA 94116
9 Alice Hung 2209 Irving St Ste 204, San Francisco, CA 94122
10 Allan Chan 5264 Mission St, San Francisco, CA 94112

San Francisco Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Hyundai, Sonata SE $300 $1810 $2110 $1690 $1990 $120
Volvo, XC60 3.2 $500 $1740 $2240 $1610 $2110 $130
Volvo, S60 T5 $400 $1830 $2230 $1670 $2070 $160
Ford, Explorer XLT $1500 $1880 $2380 $1750 $3250 $-870
Suzuki, Grand Vitara Limited $100 $1860 $1960 $1710 $1810 $150