San Jose, CA Auto Insurance Rates
San Jose, CA residents can save $550 by comparing multiple quotes & reading reviews & research on San Jose car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $969 | $1377 | $2125 |
Latest Auto Insurance Reviews in San Jose, California
Geico
I think the deductible is about average and maybe a little below, Compared to other companies, We have never had to pay it as we havent had claims but I am happy with it and think that it is lower then many,.
I think the deductible is about average and maybe a little below, Compared to other companies, We have never had to pay it as we havent had claims but I am happy with it and think that it is lower then many,.
State Farm
I would recommend State Farm to anyone that want a courteous and reliable Insurance company. Every year they check my policy's and call me to update and even saved me money.
I would recommend State Farm to anyone that want a courteous and reliable Insurance company. Every year they check my policy's and call me to update and even saved me money.
State Farm
Compared to other car insurance companies, there isn't a whole lot of difference in quality or price but they are still very fair in their businesses.
Compared to other car insurance companies, there isn't a whole lot of difference in quality or price but they are still very fair in their businesses.
Geico
Premiums and deductibles are a little less than most other companies. I did some research into switching policies until I realized these numbers were higher for most other companies.
Premiums and deductibles are a little less than most other companies. I did some research into switching policies until I realized these numbers were higher for most other companies.
State Farm
I would recommend this car company, actually HIGHLY recommend them. I have had claims with them before and never had an issue getting bills and claims paid. I wuld rate them a 5.
I would recommend this car company, actually HIGHLY recommend them. I have had claims with them before and never had an issue getting bills and claims paid. I wuld rate them a 5.
Travelers
The premium on the car policy is the best for the area. For some reason our old insurance company (Erie) was almost twice the amount travelers is charging. Not sure why but I'll take it
The premium on the car policy is the best for the area. For some reason our old insurance company (Erie) was almost twice the amount travelers is charging. Not sure why but I'll take it
Progressive
Progressive's customer service department exceeds my expectations. Anytime I have a question about my policy they are eager to help and are very knowledgeable about their products.
Progressive's customer service department exceeds my expectations. Anytime I have a question about my policy they are eager to help and are very knowledgeable about their products.
State Farm
this is the same company that I have my homeowners insurance policy with, they give me great coverage and a big discount.
this is the same company that I have my homeowners insurance policy with, they give me great coverage and a big discount.
Liberty Mutual
There is unlimited potential to grow your deductible fund. Even if you need to use your fund, you'll continue to earn at the start of your next renewal.
There is unlimited potential to grow your deductible fund. Even if you need to use your fund, you'll continue to earn at the start of your next renewal.
Progressive
There is nothing at this point that I do not like about the company. They provide me everything I need for my simple needs. They have good features and technology.
There is nothing at this point that I do not like about the company. They provide me everything I need for my simple needs. They have good features and technology.
Progressive
The average discount is reportedly 10 to 15%, but can go up to 30%. It should be noted though that in a few states, I actually saw their rates increase, so only get it if you know for sure you're a safe, infrequent driver.
The average discount is reportedly 10 to 15%, but can go up to 30%. It should be noted though that in a few states, I actually saw their rates increase, so only get it if you know for sure you're a safe, infrequent driver.
Wawanesa Insurance
Wawanesa is a full service insurance provider based in San Diego, CA. They're smaller in scope, but offer the same auto and home insurance policy coverages as the major insurance companies.
Wawanesa is a full service insurance provider based in San Diego, CA. They're smaller in scope, but offer the same auto and home insurance policy coverages as the major insurance companies.
Progressive
It is very easy to get in contact with anyone with this company. I have the mobile app along side web access for any of my needs on my policy.
It is very easy to get in contact with anyone with this company. I have the mobile app along side web access for any of my needs on my policy.
The Hartford
Our auto insurance review highlights the companies that will come through ... the most affordable price on the policy you want is to compare quotes. ... ratings from more than one agency, the best needed to earn at least an .... your rates, and if you're a safe diver that could mean an average of $130 savings.
Our auto insurance review highlights the companies that will come through ... the most affordable price on the policy you want is to compare quotes. ... ratings from more than one agency, the best needed to earn at least an .... your rates, and if you're a safe diver that could mean an average of $130 savings.
Safeco Insurance
I am completely satisfied with the customer service support at travellers. I have never had to wait on the phone. They have helped me figure things out right away.
I am completely satisfied with the customer service support at travellers. I have never had to wait on the phone. They have helped me figure things out right away.
Progressive
They're cheap, accessible, and friendly every time we call. They did everything they could to make the bill cheaper even; the best part? They offered up the information, I didn't have to ask.
They're cheap, accessible, and friendly every time we call. They did everything they could to make the bill cheaper even; the best part? They offered up the information, I didn't have to ask.
State Farm
The premiums are a bit high. That could be because I live as well as my own age. However, when i look at other company's, I find that their prices to be comparable, within reason, of State Farm.
The premiums are a bit high. That could be because I live as well as my own age. However, when i look at other company's, I find that their prices to be comparable, within reason, of State Farm.
Liberty Mutual
Liberty Mutual has comparable offerings to other insurance carriers. On a scale from 1 to 10 with a 10 being the best I guess they would be a 9 only because I don't know exactly whether other insurance providers carry anything that Liberty Mutual does not carry.
Liberty Mutual has comparable offerings to other insurance carriers. On a scale from 1 to 10 with a 10 being the best I guess they would be a 9 only because I don't know exactly whether other insurance providers carry anything that Liberty Mutual does not carry.
Progressive Insurance, San Jose, CA
$102/1 month
Car Insurance Policy Holder
- Married 48 Years old Male licensed 26 years ago with Own Scion xD used for Business with estimated annual mileage of 15,001 - 20,000.
- bachelors degree & Freelancer.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 5 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
San Jose Car Insurance Rate Comparisons
San Jose, CA's average car insurance of $1377 differs from Santa Clara, CA (-$132), Alum Rock, CA (+$233), Cambrian Park, CA (+$1153) and California (+$442)
| San Jose | Santa Clara, CA | Alum Rock, CA | Cambrian Park, CA | California | |
| Median Insurance Rates | $1377 | -$132 | +$233 | +$1153 | +$442 |
San Jose Car Insurance Savings By Neighborhood & Street Area
| San Jose Driver Street Residence & Car Locations | Car Details in San Jose | San Jose Driver Demographics | San Jose Auto Insurance Estimates | Recent San Jose Insurance Savings |
|---|---|---|---|---|
| Alamitos | ||||
| New Ireland Ct | 2006 Ford Fusion V6 SEL | 17 year female teenager | $2727 | $702 |
| Muirhouse Pl | 2004 Buick Rendezvous CXL | 18 year male teenager | $3014 | $502 |
| Greenmeadow | ||||
| San Antonio Way | 2007 Jeep Commander Sport | 67 year female senior | $1293 | $608 |
| Lundy Ln | 2002 Chevrolet Silverado 2500HD Base | 31 year man | $1640 | $413 |
| Saint Francis | ||||
| Sevyson Ct | 2006 Chrysler 300 C | 72 year male senior | $1419 | $394 |
| Stockton Pl | 2008 Acura TSX Base | 26 year woman | $1307 | $463 |
| Monroe Park | ||||
| Montelena Ct | 2008 Mazda Speed 3 | 19 year teenager | $2873 | $800 |
| Silva Ct | 2010 Lincoln MKZ Base | 54 year married man | $1668 | $874 |
| Ranchero Thunderbird Mobile Home Court | ||||
| Dahlia Dr | 2014 Volkswagen Jetta S | 79 year senior | $1392 | $930 |
| Gardenia Way | 2011 Nissan Rogue S | 28 year married woman | $1232 | $592 |
San Jose Post DUI Car Insurance Rates
| San Jose | Newark | Lexington Hills | Los Gatos | California | |
| Median Post DUI Insurance Rate | $2561 | -$50 | +$1940 | -$272 | +$822 |
| Male Teenager Post DUI Insurance Rate | $5581 | -$108 | +$4230 | -$591 | +$1793 |
| Female Teenager Post DUI Insurance Rate | $5557 | -$110 | +$4209 | -$589 | +$1784 |
The Post DUI insurance in San Jose, CA's is $2561 compared to Newark (-$50), Lexington Hills (+$1940), Los Gatos (-$272) and California (+$822)
In San Jose, a male teenager with Post DUI pays $24 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Jeep Commander Sport in San Jose, CA would pay $4856 on auto insurance while a female teenager POST DUI would pay $4834.
San Jose Car Insurance by Segment
San Jose Teenagers Car Insurance Rates Comparison
104647 San Jose Teenagers (6% of total population), 52% Male & 48% Female.
| San Jose | Sunnyvale | Saratoga | Palo Alto | California | |
| All Teenagers | $3001 | -$281 | -$329 | -$346 | +$964 |
| Male Teenager | $3001 | -$281 | -$329 | -$346 | +$964 |
| Female Teenager | $2988 | -$280 | -$328 | -$345 | +$959 |
San Jose teenagers pay $3001 in insurance in contrast with Sunnyvale (-$281), Saratoga (-$329), Palo Alto (-$346) and California (+$964). The difference between Male & Female teenagers in San Jose is $13
Example
- 2013 Dodge Journey SXT Male Teenager Insurance Rate $3163
- 2013 Hyundai Sonata GLS Female Teenager Insurance Rate $2936
San Jose Men & Women Car Insurance
1666871 San Jose Adults (100% of total population), 50% Men & 50% Women.
| San Jose | Palo Alto | Santa Clara County | Los Altos Hills | California | |
| All Women | $1335 | -$154 | +$973 | +$954 | +$429 |
| Married Women | $1294 | -$150 | +$943 | +$924 | +$415 |
| All Men | $1748 | -$202 | +$1274 | +$1249 | +$562 |
| Married Men | $1666 | -$193 | +$1213 | +$1189 | +$534 |
The typical insurance rate of $1748 that San Jose Men pay varies from Palo Alto (-$202), Santa Clara County (+$1274), Los Altos Hills (+$1249) and California (+$562). In San Jose, married men pay $372 more than married women.
Example
- 2013 Toyota Prius Married Men Insurance Rate $1858
- 2014 Kia Sorento LX Married Women Insurance Rate $1470
San Jose Senior Car Insurance
263093 San Jose Seniors (15% of total population), 45% Senior Men & 55% Senior Women.
| San Jose | Loyola | West Santa Clara | Mountain View | California | |
| All Seniors | $1459 | +$1127 | +$1201 | -$200 | +$469 |
| Senior Men | $1432 | +$1105 | +$1178 | -$197 | +$459 |
| Senior Women | $1487 | +$1148 | +$1223 | -$204 | +$477 |
San Jose seniors pay $1459 in insurance compared to Loyola (+$1127), West Santa Clara (+$1201), Mountain View (-$200) and California (+$469). In San Jose, senior men pay $55 less than senior women.
San Jose Car Insurance Discounts for Multiple Vehicles
San Jose Population with 1 Vehicle 165258 (29% of San Jose population), 2 Vehicles 233824 (41% of the San Jose population) and 3 vehicles 91852 (16% of the population)
| San Jose | Palo Alto | Lexington Hills | Los Altos Hills | California | |
| 2 Vehicles | $2617 | -$302 | +$1981 | +$1867 | +$840 |
| 3 Vehicles | $3994 | -$461 | +$3024 | +$2850 | +$1282 |
| 4 Vehicles | $5371 | -$620 | +$4067 | +$3833 | +$1724 |
Car Insurance Agents in San Jose, CA
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | AAA | 5340 Thornwood Dr, San Jose, CA |
| 2 | AAA | 5291 Prospect Rd, San Jose, CA |
| 3 | AAA | 900 Miramonte Ave, San Jose, CA |
| 4 | AAA | 5120 Stevens Creek Blvd, San Jose, CA |
| 5 | Aaron Sessions - State Farm Insurance Agent | 3001 Winchester Blvd, San Jose, CA |
| 6 | ABD Insurance & Financial Services | 5448 Thornwood Dr, San Jose, CA 95123 |
| 7 | Adesh Kumar | 2858 Stevens Creek Blvd Ste 205, San Jose, CA 95128 |
| 8 | Affinity Risk Management & Insurance Solutions | 1818 Tully Rd Ste 162a, San Jose, CA 95122 |
| 9 | AJ Abdelkhalek - State Farm Insurance Agent | 771 E El Camino Real, San Jose, CA |
| 10 | Akin-Dequine Farmers Insurance | 6472 Camden Ave, San Jose, CA |
San Jose Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Honda, Accord LX | $400 | $1420 | $1820 | $1340 | $1740 | $80 |
| GMC, Sierra 2500HD Work Truck | $1500 | $1350 | $1850 | $1290 | $2790 | $-940 |
| Ford, Expedition King Ranch | $200 | $1310 | $1510 | $1230 | $1430 | $80 |
| Chevrolet, Cruze LS | $100 | $1400 | $1500 | $1300 | $1400 | $100 |
| GMC, Terrain SLE1 | $700 | $1380 | $1880 | $1280 | $1980 | $-100 |