San Mateo, CA Auto Insurance Rates
San Mateo, CA residents can save $520 by comparing multiple quotes & reading reviews & research on San Mateo car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $945 | $1296 | $2027 |
Latest Auto Insurance Reviews in San Mateo, California
same as other vendors. You choose the risk you are willing to accept and they price accordingly. I also prefer their pricing model
My auto insurance company has policy offerings the same as all other companies. I chose my insurance company because they were the cheapest.
We have not had any claims with the cars and have had ALFA for 30+ years. We bundle the insurance and we have found them to be great.
i am completely satisfied with them. every time there is a problem or we need help they are there and they always answer
They offer great fees and plans that satisfy your every need when it comes to keeping your car insured for any possible scenarios that might take place
They have been great to deal with. I have not had to deal with them often (knock on wood) but when I have in the past, customer service was great
Absolutely would recommend Geico. They may be known for their silly commercials, but I have found that their company provides excellent service and cares very much about their customers.
We have not been in any wrecks, so customer service has not been an issue. We did have a nick in our windshield and Allstate was quick to fix this.
I think that the policy offerings are similar to other companies. They also offer 100 miles free towing which helps a lot in accidents.
My rep and his office are great...every time i have a question, or a need, they are there for me. They call me on a regular basis just to see that everything is running smoothly.
My rep and his office are great...every time i have a question, or a need, they are there for me. They call me on a regular basis just to see that everything is running smoothly.
The only thing I would suggest is that Allstate streamline the claims process a little bit. Sometimes, my claims have taken longer than others. I might upgrade this process using apps, etc. Otherwise, I have no suggestions.
Giving me a huge discount due to my previous sign up with them even though it was more than 3 years ago made my premium much cheaper
The premium is very god compared to companies like State Farm. I was quoted from them and my premium was significantly higher.
I joined Progressive as a younger man, at a time when no one else would insure me for less than a fortune. I've stayed with them because their service is consistently great and their premiums have actually gone down as I've aged.
I have united auto insurance. My rates are resonable for full coverage and also a low deductible. They offer me road side assistance and also 24/7 easy access to their site.
The only thing I dislike is that there is no loyalty discount for being a customer greater than 5 years.
They offer a policy which is right in the ballpark with what other companies were offering. I have been very happy with the service and the one claim I had to make was handled well so I will stay with them. They offer everything at a good price.
- Married 29 Years old Female licensed 4 years ago with Own Cadillac Escalade ESV Luxury used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- Doctors & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
San Mateo Car Insurance Rate Comparisons
San Mateo, CA's average car insurance of $1296 differs from Hillsborough, CA (-$1), Woodside, CA (-$32), West Menlo Park (+$1064) and California (+$523)
| San Mateo | Hillsborough, CA | Woodside, CA | West Menlo Park | California | |
| Median Insurance Rates | $1296 | -$1 | -$32 | +$1064 | +$523 |
San Mateo Car Insurance Savings By Neighborhood & Street Area
| San Mateo Driver Street Residence & Car Locations | Car Details in San Mateo | San Mateo Driver Demographics | San Mateo Auto Insurance Estimates | Recent San Mateo Insurance Savings |
|---|---|---|---|---|
| Lindenwood | ||||
| Manzanita Rd | 2003 Cadillac Seville SLS | 72 year senior | $1527 | $710 |
| Heather Dr | 2004 Buick Rendezvous CX | 49 year married woman | $1225 | $913 |
| Woodside Glens | ||||
| W Maple Way | 2006 Ford Fusion SEL | 35 year married man | $1425 | $620 |
| Woodhill Dr | 2009 Acura TSX Base | 65 year male senior | $1320 | $513 |
| Hayward Park | ||||
| Volans Ln | 2008 Chrysler 300 C | 29 year man | $1623 | $911 |
| E Court Ln | 2010 Nissan Rogue S | 19 year teenager | $2683 | $974 |
| The Willows | ||||
| Green St | 2012 Hyundai Sonata GLS | 80 year female senior | $1374 | $479 |
| Cooley Ave | 2010 Mazda 3 S | 17 year female teenager | $2692 | $793 |
| Palomar Park | ||||
| Lilly Ln | 2013 Honda Civic LX | 19 year male teenager | $2452 | $410 |
| Greenbrier Rd | 2010 Lincoln MKZ AWD | 38 year woman | $1251 | $589 |
San Mateo Post DUI Car Insurance Rates
| San Mateo | Atherton | Woodside | Mountain View | California | |
| Median Post DUI Insurance Rate | $2410 | -$145 | -$59 | -$201 | +$973 |
| Male Teenager Post DUI Insurance Rate | $5254 | -$316 | -$130 | -$439 | +$2120 |
| Female Teenager Post DUI Insurance Rate | $5230 | -$315 | -$130 | -$437 | +$2111 |
The Post DUI insurance in San Mateo, CA's is $2410 compared to Atherton (-$145), Woodside (-$59), Mountain View (-$201) and California (+$973)
In San Mateo, a male teenager with Post DUI pays $24 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Ford Fusion SEL in San Mateo, CA would pay $4776 on auto insurance while a female teenager POST DUI would pay $4754.
San Mateo Car Insurance by Segment
San Mateo Teenagers Car Insurance Rates Comparison
22603 San Mateo Teenagers (5% of total population), 51% Male & 49% Female.
| San Mateo | San Carlos | Portola Valley | Mountain View | California | |
| All Teenagers | $2825 | -$151 | +$2603 | -$236 | +$1140 |
| Male Teenager | $2825 | -$151 | +$2603 | -$236 | +$1140 |
| Female Teenager | $2812 | -$150 | +$2591 | -$235 | +$1135 |
San Mateo teenagers pay $2825 in insurance in contrast with San Carlos (-$151), Portola Valley (+$2603), Mountain View (-$236) and California (+$1140). The difference between Male & Female teenagers in San Mateo is $13
Example
- 2007 Lexus GS 350 Base Male Teenager Insurance Rate $3298
- 2010 Toyota Prius V Female Teenager Insurance Rate $2499
San Mateo Men & Women Car Insurance
386093 San Mateo Adults (100% of total population), 49% Men & 51% Women.
| San Mateo | Redwood City | Mountain View | San Carlos | California | |
| All Women | $1257 | +$1071 | -$105 | -$67 | +$507 |
| Married Women | $1218 | +$1038 | -$102 | -$65 | +$491 |
| All Men | $1645 | +$1403 | -$137 | -$87 | +$665 |
| Married Men | $1568 | +$1336 | -$131 | -$84 | +$632 |
The typical insurance rate of $1645 that San Mateo Men pay varies from Redwood City (+$1403), Mountain View (-$137), San Carlos (-$87) and California (+$665). In San Mateo, married men pay $350 more than married women.
Example
- 2013 Volkswagen Beetle 2.5 PZEV Married Men Insurance Rate $1646
- 2014 Kia Sorento LX Married Women Insurance Rate $1386
San Mateo Senior Car Insurance
72054 San Mateo Seniors (18% of total population), 44% Senior Men & 56% Senior Women.
| San Mateo | Belmont | Emerald Lake Hills | Atherton | California | |
| All Seniors | $1373 | -$9 | +$1245 | -$82 | +$555 |
| Senior Men | $1347 | -$9 | +$1221 | -$81 | +$544 |
| Senior Women | $1399 | -$10 | +$1268 | -$84 | +$565 |
San Mateo seniors pay $1373 in insurance compared to Belmont (-$9), Emerald Lake Hills (+$1245), Atherton (-$82) and California (+$555). In San Mateo, senior men pay $52 less than senior women.
San Mateo Car Insurance Discounts for Multiple Vehicles
San Mateo Population with 1 Vehicle 43899 (31% of San Mateo population), 2 Vehicles 56113 (40% of the San Mateo population) and 3 vehicles 22940 (16% of the population)
| San Mateo | Menlo Park | Redwood City | San Mateo County | California | |
| 2 Vehicles | $2463 | -$143 | +$2097 | +$2344 | +$994 |
| 3 Vehicles | $3759 | -$218 | +$3201 | +$3578 | +$1517 |
| 4 Vehicles | $5055 | -$293 | +$4305 | +$4812 | +$2040 |
San Mateo Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Acura, TL SH Tech | $700 | $1330 | $1830 | $1220 | $1920 | $-90 |
| Acura, TSX Tech | $400 | $1280 | $1680 | $1180 | $1580 | $100 |
| Cadillac, Escalade ESV Luxury | $500 | $1380 | $1880 | $1300 | $1800 | $80 |
| Buick, Lacrosse Premium I | $200 | $1340 | $1540 | $1220 | $1420 | $120 |
| Buick, Lacrosse Leather | $300 | $1240 | $1540 | $1170 | $1470 | $70 |