San Mateo, CA Auto Insurance Rates

San Mateo, CA residents can save $520 by comparing multiple quotes & reading reviews & research on San Mateo car insurance rates, quotes, agents & coverage.

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$945 $1296 $2027

Latest Auto Insurance Reviews in San Mateo, California


Progressive
My auto insurance company has policy offerings the same as all other companies. I chose my insurance company because they were the cheapest.
Alfa Insurance
We have not had any claims with the cars and have had ALFA for 30+ years. We bundle the insurance and we have found them to be great.
Progressive
i am completely satisfied with them. every time there is a problem or we need help they are there and they always answer
Allstate
They offer great fees and plans that satisfy your every need when it comes to keeping your car insured for any possible scenarios that might take place
Mapfre Insurance
They have been great to deal with. I have not had to deal with them often (knock on wood) but when I have in the past, customer service was great
Geico
Absolutely would recommend Geico. They may be known for their silly commercials, but I have found that their company provides excellent service and cares very much about their customers.
Allstate
We have not been in any wrecks, so customer service has not been an issue. We did have a nick in our windshield and Allstate was quick to fix this.
Aaa
I think that the policy offerings are similar to other companies. They also offer 100 miles free towing which helps a lot in accidents.
State Farm
My rep and his office are great...every time i have a question, or a need, they are there for me. They call me on a regular basis just to see that everything is running smoothly.
State Farm
My rep and his office are great...every time i have a question, or a need, they are there for me. They call me on a regular basis just to see that everything is running smoothly.
Allstate
The only thing I would suggest is that Allstate streamline the claims process a little bit. Sometimes, my claims have taken longer than others. I might upgrade this process using apps, etc. Otherwise, I have no suggestions.
Progressive
Giving me a huge discount due to my previous sign up with them even though it was more than 3 years ago made my premium much cheaper
Geico
The premium is very god compared to companies like State Farm. I was quoted from them and my premium was significantly higher.
Progressive
I joined Progressive as a younger man, at a time when no one else would insure me for less than a fortune. I've stayed with them because their service is consistently great and their premiums have actually gone down as I've aged.
The General Auto Insurance
I have united auto insurance. My rates are resonable for full coverage and also a low deductible. They offer me road side assistance and also 24/7 easy access to their site.
Progressive
The only thing I dislike is that there is no loyalty discount for being a customer greater than 5 years.
Allstate
They offer a policy which is right in the ballpark with what other companies were offering. I have been very happy with the service and the one claim I had to make was handled well so I will stay with them. They offer everything at a good price.
Write Your Review | San Mateo, California Auto Insurance Analysis
State Farm Auto Insurance, San Mateo, CA
$99/1 month
Car Insurance Policy Holder
  • Married 29 Years old Female licensed 4 years ago with Own Cadillac Escalade ESV Luxury used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Doctors & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

San Mateo Car Insurance Rate Comparisons

San Mateo, CA's average car insurance of $1296 differs from Hillsborough, CA (-$1), Woodside, CA (-$32), West Menlo Park (+$1064) and California (+$523)

San Mateo Hillsborough, CA Woodside, CA West Menlo Park California
Median Insurance Rates $1296 -$1 -$32 +$1064 +$523

San Mateo Car Insurance Savings By Neighborhood & Street Area

San Mateo Driver Street Residence & Car Locations Car Details in San Mateo San Mateo Driver Demographics San Mateo Auto Insurance Estimates Recent San Mateo Insurance Savings
Lindenwood
Manzanita Rd2003 Cadillac Seville SLS72 year senior$1527$710
Heather Dr2004 Buick Rendezvous CX49 year married woman$1225$913
Woodside Glens
W Maple Way2006 Ford Fusion SEL35 year married man$1425$620
Woodhill Dr2009 Acura TSX Base65 year male senior$1320$513
Hayward Park
Volans Ln2008 Chrysler 300 C29 year man$1623$911
E Court Ln2010 Nissan Rogue S19 year teenager$2683$974
The Willows
Green St2012 Hyundai Sonata GLS80 year female senior$1374$479
Cooley Ave2010 Mazda 3 S17 year female teenager$2692$793
Palomar Park
Lilly Ln2013 Honda Civic LX19 year male teenager$2452$410
Greenbrier Rd2010 Lincoln MKZ AWD38 year woman$1251$589

San Mateo Post DUI Car Insurance Rates

San Mateo Atherton Woodside Mountain View California
Median Post DUI Insurance Rate $2410 -$145 -$59 -$201 +$973
Male Teenager Post DUI Insurance Rate $5254 -$316 -$130 -$439 +$2120
Female Teenager Post DUI Insurance Rate $5230 -$315 -$130 -$437 +$2111

The Post DUI insurance in San Mateo, CA's is $2410 compared to Atherton (-$145), Woodside (-$59), Mountain View (-$201) and California (+$973)

In San Mateo, a male teenager with Post DUI pays $24 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Ford Fusion SEL in San Mateo, CA would pay $4776 on auto insurance while a female teenager POST DUI would pay $4754.

San Mateo Car Insurance by Segment

San Mateo Teenagers Car Insurance Rates Comparison

22603 San Mateo Teenagers (5% of total population), 51% Male & 49% Female.

San Mateo San Carlos Portola Valley Mountain View California
All Teenagers $2825 -$151 +$2603 -$236 +$1140
Male Teenager $2825 -$151 +$2603 -$236 +$1140
Female Teenager $2812 -$150 +$2591 -$235 +$1135

San Mateo teenagers pay $2825 in insurance in contrast with San Carlos (-$151), Portola Valley (+$2603), Mountain View (-$236) and California (+$1140). The difference between Male & Female teenagers in San Mateo is $13

Example

  • 2007 Lexus GS 350 Base Male Teenager Insurance Rate $3298
  • 2010 Toyota Prius V Female Teenager Insurance Rate $2499

San Mateo Men & Women Car Insurance

386093 San Mateo Adults (100% of total population), 49% Men & 51% Women.

San Mateo Redwood City Mountain View San Carlos California
All Women $1257 +$1071 -$105 -$67 +$507
Married Women $1218 +$1038 -$102 -$65 +$491
All Men $1645 +$1403 -$137 -$87 +$665
Married Men $1568 +$1336 -$131 -$84 +$632

The typical insurance rate of $1645 that San Mateo Men pay varies from Redwood City (+$1403), Mountain View (-$137), San Carlos (-$87) and California (+$665). In San Mateo, married men pay $350 more than married women.

Example

  • 2013 Volkswagen Beetle 2.5 PZEV Married Men Insurance Rate $1646
  • 2014 Kia Sorento LX Married Women Insurance Rate $1386

San Mateo Senior Car Insurance

72054 San Mateo Seniors (18% of total population), 44% Senior Men & 56% Senior Women.

San Mateo Belmont Emerald Lake Hills Atherton California
All Seniors $1373 -$9 +$1245 -$82 +$555
Senior Men $1347 -$9 +$1221 -$81 +$544
Senior Women $1399 -$10 +$1268 -$84 +$565

San Mateo seniors pay $1373 in insurance compared to Belmont (-$9), Emerald Lake Hills (+$1245), Atherton (-$82) and California (+$555). In San Mateo, senior men pay $52 less than senior women.

San Mateo Car Insurance Discounts for Multiple Vehicles

San Mateo Population with 1 Vehicle 43899 (31% of San Mateo population), 2 Vehicles 56113 (40% of the San Mateo population) and 3 vehicles 22940 (16% of the population)

San Mateo Menlo Park Redwood City San Mateo County California
2 Vehicles $2463 -$143 +$2097 +$2344 +$994
3 Vehicles $3759 -$218 +$3201 +$3578 +$1517
4 Vehicles $5055 -$293 +$4305 +$4812 +$2040

San Mateo Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Acura, TL SH Tech $700 $1330 $1830 $1220 $1920 $-90
Acura, TSX Tech $400 $1280 $1680 $1180 $1580 $100
Cadillac, Escalade ESV Luxury $500 $1380 $1880 $1300 $1800 $80
Buick, Lacrosse Premium I $200 $1340 $1540 $1220 $1420 $120
Buick, Lacrosse Leather $300 $1240 $1540 $1170 $1470 $70