San Rafael, CA Auto Insurance Rates

San Rafael, CA residents can save $540 by comparing multiple quotes & reading reviews & research on San Rafael car insurance rates, quotes, agents & coverage.

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$964 $1355 $2081

Latest Auto Insurance Reviews in San Rafael, California


Geico
I absolutely love Geico. They have amazing customer service and outstanding coverage. They process claims quickly. I can not say enough good things about Geico.
Geico
I WOULD DEF RECOMMEND AS THEY ARE FRIENDLYA ND RELIABLE AND ALWAYS HELPFUL.
State Farm
My auto insurance with State Farm has a $500 deductible, and I've always received that back in the 2 "not-at-fault" accident claims I've made with them.
State Farm
I have a high deductible and a low premium because Ive set it up that way for my full coverage. Ive never been in an accident.
Esurance
I often recommend this company to people who are looking for coverage at a low cost and are fairly good drivers, if i know they are constantly getting into accidents i usually recommend them.
Progressive
I am happy with my car insurance offerings. The online system works fine, there is a discount program for safe driving. Pretty standard.
Farmer's Insurance
I am completely satisfied with Farmers Insurance and their customer service. When we need to add or change services, they are always helpful.
Kemper
I recommend this company because the coverage is good and the price is comparable. I haven't had any issues so far but need to see how their claim process works.
Write Your Review | San Rafael, California Auto Insurance Analysis
Progressive Insurance, San Rafael, CA
$85/1 month
Car Insurance Policy Holder
  • Single 22 Years old Female licensed 3 years ago with Own BMW 335i used for Commute to Work or School with estimated annual mileage of 5,001 - 6,000.
  • vocational education & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Allstate Auto Insurance, San Rafael, CA
$84/1 month
Car Insurance Policy Holder
  • Single 70 Years old Male licensed 30 years ago with Financed Ford, Explorer XLT, 4 Door SUV 4WD used for Business with estimated annual mileage of 12,001 - 15,000.
  • Bachelors & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $300K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 250 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Hartford, San Rafael, CA
$729/12 months
Car Insurance Policy Holder
  • Divorced 33 Years old Male licensed 17 years ago with Leased Nissan, Pathfinder SV, 4WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 20,001+.
  • PhD & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 20 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
State Farm Auto Insurance, San Rafael, CA
$1471/12 months
Car Insurance Policy Holder
  • Single 27 Years old Male licensed 5 years ago with Own Ford, Expedition EL XLT, 2WD 4 Door SUV used for Commute to Work or School with estimated annual mileage of 5,001 - 6,000.
  • Masters & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 100 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Nationwide Insurance, San Rafael, CA
$1298/12 months
Car Insurance Policy Holder
  • Married 56 Years old Male licensed 35 years ago with Financed Ford, Explorer AWD, 4 Door Utility 4WD used for Business with estimated annual mileage of 3,001 - 5,000.
  • Doctors & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 20 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
State Farm Auto Insurance, San Rafael, CA
$1051/12 months
Car Insurance Policy Holder
  • Divorced 65 Years old Male licensed 8 years ago with Financed Ford, Taurus SHO AWD, 4 Door Sedan 3.5L used for Business with estimated annual mileage of 15,001 - 20,000.
  • PhD & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 20 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Progressive Insurance, San Rafael, CA
$768/12 months
Car Insurance Policy Holder
  • Single 39 Years old Female licensed 22 years ago with Financed Toyota, Camry XLE, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 5,001 - 6,000.
  • Associate, pursuing Bachelors Degree & Part Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 100 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

San Rafael Car Insurance Rate Comparisons

San Rafael, CA's average car insurance of $1355 differs from Kentfield, CA (+$1175), Fairfax, CA (-$33), Black Point-Green Point, CA (+$1135) and California (+$464)

San Rafael Kentfield, CA Fairfax, CA Black Point-Green Point, CA California
Median Insurance Rates $1355 +$1175 -$33 +$1135 +$464

San Rafael Car Insurance Savings By Neighborhood & Street Area

San Rafael Driver Street Residence & Car Locations Car Details in San Rafael San Rafael Driver Demographics San Rafael Auto Insurance Estimates Recent San Rafael Insurance Savings
San Quentin
Sorrento Way2003 Cadillac Seville SLS77 year female senior$1629$425
Shoreline Pkwy2002 Buick Rendezvous CXL17 year male teenager$2966$368
Gallinas
Whittier Ave2007 Ford Fusion V6 SEL80 year senior$1312$911
Oak Crest Dr2009 Acura TSX \N64 year male senior$1371$450
Terra Linda
Poco Paso2010 Mazda Mazda3 s Sport49 year married man$1560$757
Debes Ranch Rd2008 Lexus GS 350 Base19 year female teenager$3435$846
Greenbrae
Meyer Rd2011 Nissan Rogue S23 year man$1639$300
la Loma Ct2013 Honda Civic LX54 year woman$1139$455
Lucas Valley
Quail Ct2010 Toyota Prius \N36 year married woman$1128$971
Quietwood Dr2006 Chrysler 300 C17 year teenager$2912$788

San Rafael Post DUI Car Insurance Rates

San Rafael Ross Alto Lucas Valley-Marinwood California
Median Post DUI Insurance Rate $2520 +$2111 +$2185 +$2074 +$863
Male Teenager Post DUI Insurance Rate $5492 +$4604 +$4765 +$4522 +$1882
Female Teenager Post DUI Insurance Rate $5468 +$4581 +$4743 +$4499 +$1873

The Post DUI insurance in San Rafael, CA's is $2520 compared to Ross (+$2111), Alto (+$2185), Lucas Valley-Marinwood (+$2074) and California (+$863)

In San Rafael, a male teenager with Post DUI pays $24 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Ford Fusion V6 SEL in San Rafael, CA would pay $5018 on auto insurance while a female teenager POST DUI would pay $4995.

San Rafael Car Insurance by Segment

San Rafael Teenagers Car Insurance Rates Comparison

3577 San Rafael Teenagers (5% of total population), 58% Male & 42% Female.

San Rafael Corte Madera San Anselmo Kentfield California
All Teenagers $2953 +$11 -$67 +$2562 +$1012
Male Teenager $2953 +$11 -$67 +$2562 +$1012
Female Teenager $2940 +$11 -$67 +$2550 +$1007

San Rafael teenagers pay $2953 in insurance in contrast with Corte Madera (+$11), San Anselmo (-$67), Kentfield (+$2562) and California (+$1012). The difference between Male & Female teenagers in San Rafael is $13

Example

  • 2011 GMC Sierra 1500 SLE Male Teenager Insurance Rate $2792
  • 2013 Volkswagen Beetle 2.5 PZEV Female Teenager Insurance Rate $2805

San Rafael Men & Women Car Insurance

70856 San Rafael Adults (100% of total population), 50% Men & 50% Women.

San Rafael Black Point-Green Point Alto Tiburon California
All Women $1314 +$1101 +$1140 +$975 +$450
Married Women $1273 +$1067 +$1105 +$945 +$436
All Men $1720 +$1442 +$1493 +$1277 +$590
Married Men $1639 +$1373 +$1422 +$1216 +$561

The typical insurance rate of $1720 that San Rafael Men pay varies from Black Point-Green Point (+$1442), Alto (+$1493), Tiburon (+$1277) and California (+$590). In San Rafael, married men pay $366 more than married women.

Example

  • 2005 Chevrolet Silverado 2500HD LT Married Men Insurance Rate $1633
  • 2014 Kia Sorento LX Married Women Insurance Rate $1445

San Rafael Senior Car Insurance

15954 San Rafael Seniors (22% of total population), 44% Senior Men & 56% Senior Women.

San Rafael Ross Valley Corte Madera Sleepy Hollow California
All Seniors $1436 +$1224 +$5 +$1245 +$492
Senior Men $1409 +$1201 +$5 +$1222 +$482
Senior Women $1463 +$1247 +$5 +$1269 +$501

San Rafael seniors pay $1436 in insurance compared to Ross Valley (+$1224), Corte Madera (+$5), Sleepy Hollow (+$1245) and California (+$492). In San Rafael, senior men pay $54 less than senior women.

San Rafael Car Insurance Discounts for Multiple Vehicles

San Rafael Population with 1 Vehicle 9457 (34% of San Rafael population), 2 Vehicles 12349 (44% of the San Rafael population) and 3 vehicles 3000 (11% of the population)

San Rafael Sleepy Hollow San Pablo Larkspur California
2 Vehicles $2575 +$2232 +$494 -$78 +$882
3 Vehicles $3930 +$3407 +$754 -$119 +$1346
4 Vehicles $5285 +$4582 +$1014 -$160 +$1810

San Rafael Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
GMC, Yukon SLT $300 $1330 $1630 $1270 $1570 $60
Chevrolet, Corvette $200 $1440 $1640 $1360 $1560 $80
Acura, ZDX $100 $1430 $1530 $1320 $1420 $110
BMW, 328i $500 $1380 $1880 $1270 $1770 $110
Volkswagen, Jetta SEL $1500 $1470 $1970 $1360 $2860 $-890