San Rafael, CA Auto Insurance Rates
San Rafael, CA residents can save $540 by comparing multiple quotes & reading reviews & research on San Rafael car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $964 | $1355 | $2081 |
Latest Auto Insurance Reviews in San Rafael, California
Geico
I absolutely love Geico. They have amazing customer service and outstanding coverage. They process claims quickly. I can not say enough good things about Geico.
I absolutely love Geico. They have amazing customer service and outstanding coverage. They process claims quickly. I can not say enough good things about Geico.
Geico
I WOULD DEF RECOMMEND AS THEY ARE FRIENDLYA ND RELIABLE AND ALWAYS HELPFUL.
I WOULD DEF RECOMMEND AS THEY ARE FRIENDLYA ND RELIABLE AND ALWAYS HELPFUL.
State Farm
My auto insurance with State Farm has a $500 deductible, and I've always received that back in the 2 "not-at-fault" accident claims I've made with them.
My auto insurance with State Farm has a $500 deductible, and I've always received that back in the 2 "not-at-fault" accident claims I've made with them.
State Farm
I have a high deductible and a low premium because Ive set it up that way for my full coverage. Ive never been in an accident.
I have a high deductible and a low premium because Ive set it up that way for my full coverage. Ive never been in an accident.
Esurance
I often recommend this company to people who are looking for coverage at a low cost and are fairly good drivers, if i know they are constantly getting into accidents i usually recommend them.
I often recommend this company to people who are looking for coverage at a low cost and are fairly good drivers, if i know they are constantly getting into accidents i usually recommend them.
Progressive
I am happy with my car insurance offerings. The online system works fine, there is a discount program for safe driving. Pretty standard.
I am happy with my car insurance offerings. The online system works fine, there is a discount program for safe driving. Pretty standard.
Farmer's Insurance
I am completely satisfied with Farmers Insurance and their customer service. When we need to add or change services, they are always helpful.
I am completely satisfied with Farmers Insurance and their customer service. When we need to add or change services, they are always helpful.
Kemper
I recommend this company because the coverage is good and the price is comparable. I haven't had any issues so far but need to see how their claim process works.
I recommend this company because the coverage is good and the price is comparable. I haven't had any issues so far but need to see how their claim process works.
Progressive Insurance, San Rafael, CA
$85/1 month
Car Insurance Policy Holder
- Single 22 Years old Female licensed 3 years ago with Own BMW 335i used for Commute to Work or School with estimated annual mileage of 5,001 - 6,000.
- vocational education & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 25 K Property Damage
- 50 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Allstate Auto Insurance, San Rafael, CA
$84/1 month
Car Insurance Policy Holder
- Single 70 Years old Male licensed 30 years ago with Financed Ford, Explorer XLT, 4 Door SUV 4WD used for Business with estimated annual mileage of 12,001 - 15,000.
- Bachelors & Retired.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $300K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
- 5 K Property Damage
- 250 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Hartford, San Rafael, CA
$729/12 months
Car Insurance Policy Holder
- Divorced 33 Years old Male licensed 17 years ago with Leased Nissan, Pathfinder SV, 4WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 20,001+.
- PhD & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 5 K Property Damage
- 20 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
State Farm Auto Insurance, San Rafael, CA
$1471/12 months
Car Insurance Policy Holder
- Single 27 Years old Male licensed 5 years ago with Own Ford, Expedition EL XLT, 2WD 4 Door SUV used for Commute to Work or School with estimated annual mileage of 5,001 - 6,000.
- Masters & Full Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 100 K Property Damage
- 50 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Nationwide Insurance, San Rafael, CA
$1298/12 months
Car Insurance Policy Holder
- Married 56 Years old Male licensed 35 years ago with Financed Ford, Explorer AWD, 4 Door Utility 4WD used for Business with estimated annual mileage of 3,001 - 5,000.
- Doctors & Full Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 20 K Property Damage
- 20 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
State Farm Auto Insurance, San Rafael, CA
$1051/12 months
Car Insurance Policy Holder
- Divorced 65 Years old Male licensed 8 years ago with Financed Ford, Taurus SHO AWD, 4 Door Sedan 3.5L used for Business with estimated annual mileage of 15,001 - 20,000.
- PhD & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 20 K Property Damage
- 20 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Progressive Insurance, San Rafael, CA
$768/12 months
Car Insurance Policy Holder
- Single 39 Years old Female licensed 22 years ago with Financed Toyota, Camry XLE, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 5,001 - 6,000.
- Associate, pursuing Bachelors Degree & Part Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
- 5 K Property Damage
- 100 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
San Rafael Car Insurance Rate Comparisons
San Rafael, CA's average car insurance of $1355 differs from Kentfield, CA (+$1175), Fairfax, CA (-$33), Black Point-Green Point, CA (+$1135) and California (+$464)
| San Rafael | Kentfield, CA | Fairfax, CA | Black Point-Green Point, CA | California | |
| Median Insurance Rates | $1355 | +$1175 | -$33 | +$1135 | +$464 |
San Rafael Car Insurance Savings By Neighborhood & Street Area
| San Rafael Driver Street Residence & Car Locations | Car Details in San Rafael | San Rafael Driver Demographics | San Rafael Auto Insurance Estimates | Recent San Rafael Insurance Savings |
|---|---|---|---|---|
| San Quentin | ||||
| Sorrento Way | 2003 Cadillac Seville SLS | 77 year female senior | $1629 | $425 |
| Shoreline Pkwy | 2002 Buick Rendezvous CXL | 17 year male teenager | $2966 | $368 |
| Gallinas | ||||
| Whittier Ave | 2007 Ford Fusion V6 SEL | 80 year senior | $1312 | $911 |
| Oak Crest Dr | 2009 Acura TSX \N | 64 year male senior | $1371 | $450 |
| Terra Linda | ||||
| Poco Paso | 2010 Mazda Mazda3 s Sport | 49 year married man | $1560 | $757 |
| Debes Ranch Rd | 2008 Lexus GS 350 Base | 19 year female teenager | $3435 | $846 |
| Greenbrae | ||||
| Meyer Rd | 2011 Nissan Rogue S | 23 year man | $1639 | $300 |
| la Loma Ct | 2013 Honda Civic LX | 54 year woman | $1139 | $455 |
| Lucas Valley | ||||
| Quail Ct | 2010 Toyota Prius \N | 36 year married woman | $1128 | $971 |
| Quietwood Dr | 2006 Chrysler 300 C | 17 year teenager | $2912 | $788 |
San Rafael Post DUI Car Insurance Rates
| San Rafael | Ross | Alto | Lucas Valley-Marinwood | California | |
| Median Post DUI Insurance Rate | $2520 | +$2111 | +$2185 | +$2074 | +$863 |
| Male Teenager Post DUI Insurance Rate | $5492 | +$4604 | +$4765 | +$4522 | +$1882 |
| Female Teenager Post DUI Insurance Rate | $5468 | +$4581 | +$4743 | +$4499 | +$1873 |
The Post DUI insurance in San Rafael, CA's is $2520 compared to Ross (+$2111), Alto (+$2185), Lucas Valley-Marinwood (+$2074) and California (+$863)
In San Rafael, a male teenager with Post DUI pays $24 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Ford Fusion V6 SEL in San Rafael, CA would pay $5018 on auto insurance while a female teenager POST DUI would pay $4995.
San Rafael Car Insurance by Segment
San Rafael Teenagers Car Insurance Rates Comparison
3577 San Rafael Teenagers (5% of total population), 58% Male & 42% Female.
| San Rafael | Corte Madera | San Anselmo | Kentfield | California | |
| All Teenagers | $2953 | +$11 | -$67 | +$2562 | +$1012 |
| Male Teenager | $2953 | +$11 | -$67 | +$2562 | +$1012 |
| Female Teenager | $2940 | +$11 | -$67 | +$2550 | +$1007 |
San Rafael teenagers pay $2953 in insurance in contrast with Corte Madera (+$11), San Anselmo (-$67), Kentfield (+$2562) and California (+$1012). The difference between Male & Female teenagers in San Rafael is $13
Example
- 2011 GMC Sierra 1500 SLE Male Teenager Insurance Rate $2792
- 2013 Volkswagen Beetle 2.5 PZEV Female Teenager Insurance Rate $2805
San Rafael Men & Women Car Insurance
70856 San Rafael Adults (100% of total population), 50% Men & 50% Women.
| San Rafael | Black Point-Green Point | Alto | Tiburon | California | |
| All Women | $1314 | +$1101 | +$1140 | +$975 | +$450 |
| Married Women | $1273 | +$1067 | +$1105 | +$945 | +$436 |
| All Men | $1720 | +$1442 | +$1493 | +$1277 | +$590 |
| Married Men | $1639 | +$1373 | +$1422 | +$1216 | +$561 |
The typical insurance rate of $1720 that San Rafael Men pay varies from Black Point-Green Point (+$1442), Alto (+$1493), Tiburon (+$1277) and California (+$590). In San Rafael, married men pay $366 more than married women.
Example
- 2005 Chevrolet Silverado 2500HD LT Married Men Insurance Rate $1633
- 2014 Kia Sorento LX Married Women Insurance Rate $1445
San Rafael Senior Car Insurance
15954 San Rafael Seniors (22% of total population), 44% Senior Men & 56% Senior Women.
| San Rafael | Ross Valley | Corte Madera | Sleepy Hollow | California | |
| All Seniors | $1436 | +$1224 | +$5 | +$1245 | +$492 |
| Senior Men | $1409 | +$1201 | +$5 | +$1222 | +$482 |
| Senior Women | $1463 | +$1247 | +$5 | +$1269 | +$501 |
San Rafael seniors pay $1436 in insurance compared to Ross Valley (+$1224), Corte Madera (+$5), Sleepy Hollow (+$1245) and California (+$492). In San Rafael, senior men pay $54 less than senior women.
San Rafael Car Insurance Discounts for Multiple Vehicles
San Rafael Population with 1 Vehicle 9457 (34% of San Rafael population), 2 Vehicles 12349 (44% of the San Rafael population) and 3 vehicles 3000 (11% of the population)
| San Rafael | Sleepy Hollow | San Pablo | Larkspur | California | |
| 2 Vehicles | $2575 | +$2232 | +$494 | -$78 | +$882 |
| 3 Vehicles | $3930 | +$3407 | +$754 | -$119 | +$1346 |
| 4 Vehicles | $5285 | +$4582 | +$1014 | -$160 | +$1810 |
San Rafael Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| GMC, Yukon SLT | $300 | $1330 | $1630 | $1270 | $1570 | $60 |
| Chevrolet, Corvette | $200 | $1440 | $1640 | $1360 | $1560 | $80 |
| Acura, ZDX | $100 | $1430 | $1530 | $1320 | $1420 | $110 |
| BMW, 328i | $500 | $1380 | $1880 | $1270 | $1770 | $110 |
| Volkswagen, Jetta SEL | $1500 | $1470 | $1970 | $1360 | $2860 | $-890 |