Sandy, UT Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Sandy, UT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Sandy, UT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Sandy, UT Auto Insurance Rates
- Sandy, UT Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Sandy, UT
- Multi Vehicle Insurance Savings in Sandy, UT
- How Credit Score Affects Car Insurance Rates in Sandy, UT
- How DUI Affects Auto Insurance Premiums in Sandy, UT
- Top Auto Insurance Agents Near Sandy, UT
- How Driving Violations Affect Auto Insurance Rates in Sandy, UT
- Sandy, UT Auto Insurance Discounts on Anti Theft Feature
- Sandy, UT Auto Insurance Company Reviews
Sandy, UT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Sandy, UT with that of other cities in and around Sandy.
| Sandy | Midvale | Draper | Holladay | White City | Granite | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,288 | $1,239 | $1,253 | $1,326 | $1,599 | $1,455 |
Sandy, UT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Sandy, UT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Sandy | $1,541 | $1,302 |
| White City | $1,130 | $954 |
| Granite | $1,345 | $1,136 |
| Cottonwood Heights | $1,142 | $965 |
| Midvale | $1,365 | $1,153 |
| Draper | $1,941 | $1,639 |
| Murray | $2,120 | $1,790 |
| Holladay | $1,359 | $1,148 |
Sandy, UT Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Sandy, UT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,179 |
| 20 Years | $1,655 |
| 30 Years | $1,275 |
| 40 Years | $1,226 |
| 50 Years | $1,136 |
| 60 Years | $1,152 |
| 70 Years | $1,340 |
Sandy, UT Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Sandy, UT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,215 | $361 |
| 3 Vehicles | $3,323 | $541 |
| 4 Vehicles | $4,431 | $721 |
Savings on 2 Vehicles bundle:$361
Savings on 3 Vehicles bundle:$541
Savings on 4 Vehicles bundle:$721
Sandy, UT Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Sandy, UT.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Sandy | $1,288 | $1,959 |
| White City | $1,599 | $2,432 |
| Granite | $1,455 | $2,213 |
| Cottonwood Heights | $1,309 | $1,991 |
| Midvale | $1,239 | $1,884 |
| Draper | $1,253 | $1,906 |
| Murray | $1,255 | $1,909 |
| Holladay | $1,326 | $2,017 |
Sandy, UT Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,105 |
| Excellent (740-799) | $1,261 |
| Good (670-739) | $1,342 |
| Average (580-669) | $1,751 |
| Poor (300-579) | $2,101 |
Sandy, UT Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Banasky Insurance Inc | Travelers | 12401 S 450 E UNIT D1, DRAPER, 84020 | 801-748-1009 |
| Kresha Brems | State Farm | 10269 S 1300 E, Sandy, 84094-4078 | 801-571-6210 |
| Shaun Speechly | State Farm | 2023 E 3300 S, Salt Lake City, 84109 | 801-433-0421 |
| Eric Hurst | Allstate | 1283 W 12600 S Ste 201, Riverton, 84065 | (801) 253-2005 |
| Rick Brunson | State Farm | 2132 W 5400 S, Taylorsville, 84129-1430 | 801-966-1000 |
| Glen Phillips Jr | State Farm | 2290 E 4500 S Ste 150, Salt Lake Cty, 84117-4428 | 801-272-5252 |
| Summit Insurance Group Llc | Liberty Mutual Independent | 7430 Creek Rd Ste 300, SANDY, 84093 | (801) 563-1131 |
| Jonathan Hertel | State Farm | 3500 S Main St Ste 106, S Salt Lake, 84115-4496 | 801-263-1890 |
| Joshua Walpole | Liberty Mutual | 764 E. Winchester Street Ste 100, Salt Lake City, 84107 | 1-801-685-0515 |
| Jordan River Insurance Inc | Liberty Mutual Independent | 877 W BAXTER DR, SOUTH JORDAN, 84095 | (801) 803-5640 |
| Downing & Gayle Insurance Services Inc | Travelers | 6440 S WASATCH BLVD STE 235A, SALT LAKE CITY, 84121 | 801-943-2600 |
Sandy, UT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$57 | $1,345 |
| Driver's Failure In Showing Documents | +$125 | $1,413 |
| Driving With An Expired Registration | +$133 | $1,421 |
| Driving At A Considerably Slow Pace | +$279 | $1,567 |
| Using A Cellphone While Driving | +$295 | $1,583 |
| Running A Red Light | +$300 | $1,588 |
| Speeding | +$316 | $1,604 |
| Driving A Vehicle Without The Required Permission | +$401 | $1,689 |
| Driving With An Expired/Suspended License | +$868 | $2,156 |
Sandy, UT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,236 |
| Active Disabling Device | $1,236 |
| Tracking Device | $1,211 |
| Passive Disabling Device | $1,198 |
Latest Auto Insurance Reviews in Sandy, UT | Back to Top
State FarmState Farm is one of the largest and most used homeowners insurance companies in the world, attesting to its reputation as an excellent provider.
Erie InsuranceEvery time I have had to work with my insurance company, I have had great success at getting the information that I've needed with ease.
TravelersOur deductible is comparable to the other options available. I think it fits our budget and I am sticking to our insurance in the future.
Progressiveit gives more premium packs and claims gives me. i would be happy because compared to other company it gives high policies. it will be helpful to all.here there more claims and special schemes are available
Liberty MutualI would recommend this car insurance company as it has great offerings, great customer service at a low price. They follow up with all your purchase as well.
ProgressiveI have the highest deductible I am allowed to have. I know how to drive and have never caused an accident. I take the high deductible to lower the premium.
ProgressiveI have the highest deductible I am allowed to have. I know how to drive and have never caused an accident. I take the high deductible to lower the premium.
Allstatethat is so beauty and improving always with a good face and everything is so technologyc and looks gorgeuos and amazing to me when i am talking to the guys of the company when they come for my car and fix and solve the things easily and fast
Aarp Auto InsuranceI have filed 2 claims in about 15 years and my insurance company covered everything with no problem or hesitation, they even gave use info on how to approach things with better results.
Erie InsuranceErie insurance is comparable to other insurance companies. The cost is average. I appreciate that in the event of an accident they will help you to maintain a rental car until your vehicle is repaired.
MetlifeI have not been able to find a cheaper premium price with any other insurance company for the offerings that I have. I have been with them for so long I get good deals and discounts because I have loyalty discounts.