Santa Barbara, CA Auto Insurance Rates
Santa Barbara, CA residents can save $460 by comparing multiple quotes & reading reviews & research on Santa Barbara car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $795 | $1138 | $1568 |
Latest Auto Insurance Reviews in Santa Barbara, California
Geico
My car Insurance is just okay. I always feel rushed and like they are in a hurry to get me off the phone, They deal with the issue as quick as they can and try to be done so they can move on.
My car Insurance is just okay. I always feel rushed and like they are in a hurry to get me off the phone, They deal with the issue as quick as they can and try to be done so they can move on.
Progressive
my experience with my car insurance companys customer service has been amazing, I can always get ahold of them and they are quick to help.
my experience with my car insurance companys customer service has been amazing, I can always get ahold of them and they are quick to help.
Geico
I would rate my auto company with a 5. I have had accidents and I was completely satisfied with their customer service.
I would rate my auto company with a 5. I have had accidents and I was completely satisfied with their customer service.
Farmer's Insurance
Customer service is amazing, very friendly, explains things well and let's one ask as many questions as they need to.
Customer service is amazing, very friendly, explains things well and let's one ask as many questions as they need to.
Mercury
Mercury auto insurance has competitive rates and offerings compared to other companies. We have full coverage on all of our vehicles and they are clear in what is offered in that policy.
Mercury auto insurance has competitive rates and offerings compared to other companies. We have full coverage on all of our vehicles and they are clear in what is offered in that policy.
State Farm
car insurance is safety for car owners. Any problem for the car he can apply the insurance is paid some percentage is given for that car. so most helpful and good for the owners.
car insurance is safety for car owners. Any problem for the car he can apply the insurance is paid some percentage is given for that car. so most helpful and good for the owners.
Progressive
In this insuance company was give a good policy offering to compared to other. it was give a good policy and they have to give a insurance to support to customers.
In this insuance company was give a good policy offering to compared to other. it was give a good policy and they have to give a insurance to support to customers.
Aaa
I highly recommend AAA.The willingness on their part to assist me with anything going on, the quick response to an accident, the agents always being up front about all costs just makes them the best.
I highly recommend AAA.The willingness on their part to assist me with anything going on, the quick response to an accident, the agents always being up front about all costs just makes them the best.
Allstate
There was a lot of wiggle room in negotiations with Allstate. They were eager to help me and give me the best deal possible. They felt like my friends in that they did all they could to make my premium and deductible the best possible offer.
There was a lot of wiggle room in negotiations with Allstate. They were eager to help me and give me the best deal possible. They felt like my friends in that they did all they could to make my premium and deductible the best possible offer.
Allstate
There was a lot of wiggle room in negotiations with Allstate. They were eager to help me and give me the best deal possible. They felt like my friends in that they did all they could to make my premium and deductible the best possible offer.
There was a lot of wiggle room in negotiations with Allstate. They were eager to help me and give me the best deal possible. They felt like my friends in that they did all they could to make my premium and deductible the best possible offer.
Geico
Have complete coverage at a great price. Great explanation on their website of what is covered and why or why not to have it.
Have complete coverage at a great price. Great explanation on their website of what is covered and why or why not to have it.
Geico
Initially it was just the goofy commercials with the lizard. It's a clever advertising ploy because it got me interested in the company more for their playfulness than anything else. Then the prices were more than competitive so it was a no brainer.
Initially it was just the goofy commercials with the lizard. It's a clever advertising ploy because it got me interested in the company more for their playfulness than anything else. Then the prices were more than competitive so it was a no brainer.
Esurance
There is not much that I can write about all experiences have good.They are very professional. Never had a bad experience with esurance
There is not much that I can write about all experiences have good.They are very professional. Never had a bad experience with esurance
Geico
I disliked the initial rate of my monthly insurance payments to start. It was a quite a bit higher than other companies.
I disliked the initial rate of my monthly insurance payments to start. It was a quite a bit higher than other companies.
State Farm
My premium now is lower than my last provider. However, even though its lower, I have to pay more at one time. I switched insurance a few months and now I have to pay 3 lump sum payments for the year.
My premium now is lower than my last provider. However, even though its lower, I have to pay more at one time. I switched insurance a few months and now I have to pay 3 lump sum payments for the year.
Mercury
My auto policy is great, they offer full coverage, and as high or as low of a deductible one could want. They also give you 24 hour roadside assistance which is very helpful.
My auto policy is great, they offer full coverage, and as high or as low of a deductible one could want. They also give you 24 hour roadside assistance which is very helpful.
Geico
Geico is very responsive and quick to communicate about any claim I've had to make. After any of my accidents, etc., there is always a contact in town to schedule a meeting with, and they provide a rental car as part of my coverage. When I hit a small legal snag regarding an accident, they took care of everything for me and resolved it as quickly as they could.
Geico is very responsive and quick to communicate about any claim I've had to make. After any of my accidents, etc., there is always a contact in town to schedule a meeting with, and they provide a rental car as part of my coverage. When I hit a small legal snag regarding an accident, they took care of everything for me and resolved it as quickly as they could.
State Farm
My agent is very friendly, returns my calls promptly, lets me know my options but isn't pushy, and fixes any issues that I have quickly.
My agent is very friendly, returns my calls promptly, lets me know my options but isn't pushy, and fixes any issues that I have quickly.
Mercury
My current premium (as of last month) is $425.88 for 6 months. In addition to what is listed, my coverage also includes a collision deductible waiver, roadside assistance $75 per occurrence, and a rental car benefit of $50 per day for up to 30 days.
My current premium (as of last month) is $425.88 for 6 months. In addition to what is listed, my coverage also includes a collision deductible waiver, roadside assistance $75 per occurrence, and a rental car benefit of $50 per day for up to 30 days.
State Farm Auto Insurance, Santa Barbara, CA
$73/1 month
Car Insurance Policy Holder
- Divorced 51 Years old Male licensed 9 years ago with Financed Suzuki SX4 SportBack used for Business with estimated annual mileage of 20,001+.
- Associate & Full Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 20 K Property Damage
- 25 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Santa Barbara Car Insurance Rate Comparisons
Santa Barbara, CA's average car insurance of $1138 differs from Ventura, CA (+$412), Channel Islands Beach, CA (+$1352), Solvang-Santa Ynez (+$1372) and California (+$681)
| Santa Barbara | Ventura, CA | Channel Islands Beach, CA | Solvang-Santa Ynez | California | |
| Median Insurance Rates | $1138 | +$412 | +$1352 | +$1372 | +$681 |
Santa Barbara Car Insurance Savings By Neighborhood & Street Area
| Santa Barbara Driver Street Residence & Car Locations | Car Details in Santa Barbara | Santa Barbara Driver Demographics | Santa Barbara Auto Insurance Estimates | Recent Santa Barbara Insurance Savings |
|---|---|---|---|---|
| Hope Ranch | ||||
| S Patterson Ave | 2004 Buick Rendezvous CXL | 73 year senior | $1204 | $697 |
| Via Rosita | 2009 Ford Fusion SEL | 18 year female teenager | $2267 | $925 |
| Irma | ||||
| Kenwood Rd | 2002 Cadillac Seville SLS | 65 year male senior | $1313 | $342 |
| Hacienda Way | 2009 Acura TSX Base | 33 year married man | $1344 | $548 |
| Orchams | ||||
| Cam Cascada | 2006 Chrysler 300 C | 38 year man | $1432 | $451 |
| Edward Pl | 2010 Mazda Mazda3 s Sport | 28 year woman | $1050 | $330 |
| Ellwood | ||||
| Cam Majorca | 2004 Chevrolet Silverado K2500 Heavy Duty | 77 year female senior | $1155 | $352 |
| Sueno Rd | 2012 Hyundai Sonata GLS | 16 year male teenager | $2428 | $771 |
| Mission | ||||
| Crestwood Dr | 2010 Toyota Prius II | 17 year teenager | $2214 | $966 |
| Via Rosa | 2010 Nissan Rogue SL | 35 year married woman | $1018 | $756 |
Santa Barbara Post DUI Car Insurance Rates
| Santa Barbara | Santa Barbara County | Buellton | Oak View | California | |
| Median Post DUI Insurance Rate | $2116 | +$395 | +$878 | +$804 | +$1267 |
| Male Teenager Post DUI Insurance Rate | $4612 | +$861 | +$1914 | +$1752 | +$2762 |
| Female Teenager Post DUI Insurance Rate | $4592 | +$855 | +$1904 | +$1743 | +$2749 |
The Post DUI insurance in Santa Barbara, CA's is $2116 compared to Santa Barbara County (+$395), Buellton (+$878), Oak View (+$804) and California (+$1267)
In Santa Barbara, a male teenager with Post DUI pays $20 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2002 Cadillac Seville SLS in Santa Barbara, CA would pay $5120 on auto insurance while a female teenager POST DUI would pay $5096.
Santa Barbara Car Insurance by Segment
Santa Barbara Teenagers Car Insurance Rates Comparison
19398 Santa Barbara Teenagers (10% of total population), 48% Male & 52% Female.
| Santa Barbara | Oak View | Buellton | Montecito | California | |
| All Teenagers | $2480 | +$942 | +$1029 | +$2991 | +$1485 |
| Male Teenager | $2480 | +$942 | +$1029 | +$2991 | +$1485 |
| Female Teenager | $2469 | +$937 | +$1024 | +$2977 | +$1478 |
Santa Barbara teenagers pay $2480 in insurance in contrast with Oak View (+$942), Buellton (+$1029), Montecito (+$2991) and California (+$1485). The difference between Male & Female teenagers in Santa Barbara is $11
Example
- 2012 Dodge Journey Crew Male Teenager Insurance Rate $2622
- 2013 Jeep Wrangler Sport Female Teenager Insurance Rate $2167
Santa Barbara Men & Women Car Insurance
185105 Santa Barbara Adults (100% of total population), 50% Men & 50% Women.
| Santa Barbara | Summerland | Channel Islands Beach | Buellton | California | |
| All Women | $1103 | +$1205 | +$1312 | +$458 | +$661 |
| Married Women | $1069 | +$1168 | +$1271 | +$444 | +$640 |
| All Men | $1445 | +$1577 | +$1717 | +$599 | +$865 |
| Married Men | $1376 | +$1503 | +$1636 | +$572 | +$824 |
The typical insurance rate of $1445 that Santa Barbara Men pay varies from Summerland (+$1577), Channel Islands Beach (+$1717), Buellton (+$599) and California (+$865). In Santa Barbara, married men pay $307 more than married women.
Example
- 2014 Kia Sorento LX Married Men Insurance Rate $1372
- 2013 Volkswagen Beetle 2.5 PZEV Married Women Insurance Rate $1314
Santa Barbara Senior Car Insurance
35879 Santa Barbara Seniors (19% of total population), 45% Senior Men & 55% Senior Women.
| Santa Barbara | Montecito | Meiners Oaks | Santa Barbara County | California | |
| All Seniors | $1206 | +$1454 | +$235 | +$225 | +$722 |
| Senior Men | $1183 | +$1427 | +$231 | +$221 | +$708 |
| Senior Women | $1229 | +$1481 | +$239 | +$229 | +$735 |
Santa Barbara seniors pay $1206 in insurance compared to Montecito (+$1454), Meiners Oaks (+$235), Santa Barbara County (+$225) and California (+$722). In Santa Barbara, senior men pay $46 less than senior women.
Santa Barbara Car Insurance Discounts for Multiple Vehicles
Santa Barbara Population with 1 Vehicle 23424 (35% of Santa Barbara population), 2 Vehicles 23534 (36% of the Santa Barbara population) and 3 vehicles 9407 (14% of the population)
| Santa Barbara | Santa Ynez | Summerland | Santa Barbara County | California | |
| 2 Vehicles | $2163 | +$2606 | +$2359 | +$402 | +$1294 |
| 3 Vehicles | $3301 | +$3978 | +$3601 | +$614 | +$1975 |
| 4 Vehicles | $4439 | +$5350 | +$4843 | +$826 | +$2656 |
Santa Barbara Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Acura, TL SH Tech | $200 | $1120 | $1320 | $1060 | $1260 | $60 |
| Ford, Fiesta SE | $500 | $1110 | $1610 | $1050 | $1550 | $60 |
| Nissan, Altima 2.5 S | $700 | $1060 | $1560 | $1000 | $1700 | $-140 |
| Toyota, Sienna | $1500 | $1100 | $1600 | $1030 | $2530 | $-930 |
| Chrysler, 300 | $400 | $1130 | $1530 | $1050 | $1450 | $80 |