Santa Clarita Auto Insurance Rates, Quotes, Agents & Reviews in CA

Santa Clarita, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Santa Clarita, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Santa Clarita, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Santa Clarita, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Santa Clarita, CA with that of other cities in and around Santa Clarita.

Santa Clarita Hasley Canyon San Fernando Castaic Stevenson Ranch Val Verde
Average Insurance Rates $1,575 $2,048 $1,868 $1,911 $1,986 $1,842

Santa Clarita, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Santa Clarita, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Santa Clarita $1,389 $1,174
Stevenson Ranch $2,029 $1,714
San Fernando $1,354 $1,144
Castaic $1,968 $1,663
Val Verde $1,327 $1,121
Newhall $1,533 $1,295
Hasley Canyon $1,462 $1,235
San Fernando Valley $1,417 $1,197

Santa Clarita, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Santa Clarita, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,111
20 Years $2,024
30 Years $1,559
40 Years $1,500
50 Years $1,389
60 Years $1,408
70 Years $1,639

Santa Clarita, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Santa Clarita, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,678 $473
3 Vehicles $4,016 $709
4 Vehicles $5,355 $945

Savings on 2 Vehicles bundle:$473

Savings on 3 Vehicles bundle:$709

Savings on 4 Vehicles bundle:$945


Santa Clarita, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Santa Clarita, CA.

Location Average Insurance Cost Post DUI Insurance Rate
Santa Clarita $1,575 $3,878
Stevenson Ranch $1,986 $4,890
San Fernando $1,868 $4,599
Castaic $1,911 $4,705
Val Verde $1,842 $4,535
Newhall $1,911 $4,705
Hasley Canyon $2,048 $5,043
San Fernando Valley $1,939 $4,774

Santa Clarita, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,351
Excellent (740-799) $1,543
Good (670-739) $1,641
Average (580-669) $2,141
Poor (300-579) $2,569

Santa Clarita, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$69 $1,644
Driver's Failure In Showing Documents +$153 $1,728
Driving With An Expired Registration +$162 $1,737
Driving At A Considerably Slow Pace +$342 $1,917
Using A Cellphone While Driving +$361 $1,936
Running A Red Light +$367 $1,942
Speeding +$386 $1,961
Driving A Vehicle Without The Required Permission +$490 $2,065
Driving With An Expired/Suspended License +$1,062 $2,637

Santa Clarita, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,512
Active Disabling Device $1,512
Tracking Device $1,481
Passive Disabling Device $1,465

Latest Auto Insurance Reviews in Santa Clarita, CA | Back to Top

Geico
I would recommend Geico car insurance for the price, ability to customize deductible and insurance amounts, and for the excellent customer service.
Geico
The customer service, mobile app, premium and overall coverage I receive with Geico is great. I would recommend this company to anyone in need of automobile insurance.
Allstate
I had previously went through Safe Auto for insurance and was paying quite a lot of money. I saved almost $80 from transferring my insurance to Allstate .
Progressive
yes this companies are recommanded at those can be about at these about at they can be allocated to other companies.
Travelers
I think my insurance company gives lowest premium but the deductible is customized. So if I want to increase i can, if i want to reduce also i can do that. although its same for all the insurance company but for a given deductible premium is low here.
Travelers
I think my insurance company gives lowest premium but the deductible is customized. So if I want to increase i can, if i want to reduce also i can do that. although its same for all the insurance company but for a given deductible premium is low here.
Geico
Geico customer rep asks too many questions. One can believe they are really invasive, similar to a stranger are trying to steal my identity.
Progressive
I have seen several other companies that offer more competitive rates when it comes to my auto insurance. However I mostly stay with my current company because they have an office in close proximity to my home.
Liberty Mutual
I don't generally have an opinion about the company, but I like the coverage that we have, as well as the annual premium that we pay.
Geico
I'm currently with geico. Geico offers motor break down insurance on new cars this is similar to an extended warranty. I've found it has came in very handy with my car and the car accident insurance seems to be on par with other insurance companies.
State Farm
I dislike that my home and car insurance rates go up substantially every year regardless of how old my car gets, and regardless of the fact that I've never had a claim other than the one mentioned above. Never an accident or home claim. I do not like all the money State Farm spends on sending out flyers to my home address. I don't want to see those. I want lower rates! I do not know if this is true, but I've been told by contractors that State Farm is horrible to work with if you DO have a home claim, so that certainly wouldn't make me happy if and when I have a claim.
Progressive
Progressive has always been the lowest cost for me every time I compare.
Encompass Insurance
The premium is great. It is way less then we were paying previously for the same coverage. We are glad we switched.
Liberty Mutual
I have compared my policy with others over the past 5 years, for a long time I was getting the better rate with my insurance compared to others, Now my policy is about 16 dollars more a month than what others are quoting me, But I do have accident forgiveness which would pay for the additional cost of my premium if I were in a wreck