Santa Cruz, CA Auto Insurance Rates
Santa Cruz, CA residents can save $450 by comparing multiple quotes & reading reviews & research on Santa Cruz car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $806 | $1119 | $1649 |
Latest Auto Insurance Reviews in Santa Cruz, California
i also believe like my home insurance price, car insurance is also unbeatable. as usual i also compare to other companies they are best in terms of price they set for their costumer.
They are very good at answering questions and also looking for ways to lower my premium by adjusting coverage as my needs change.
The customer service of this company is really great and they gave immediate response to the customers.this will be really help full for the customers when they try to contact the customer care.
Always very responsive, good coverage, deductible and premiums. Less expensive than other companies.
There are many other better policy compared to Geico policy coverage. However, I like their package including roadside assistance and car rental reimbursement.
I think we benefit from being loyal customers, and I think I get nice discounts for this reason. Therefore, I have a better policy than would be possible with other providers.
I don't have a premium or a deductable as I only have liability insurance so I will not be paid out if I am at fault.
I don't have a premium or a deductable as I only have liability insurance so I will not be paid out if I am at fault.
I have used several insurance companies in my past, but they do not compare to the value and excellent service of Geico. Their website is very user friendly, and their customer service is exceptional.
The biggest thing about what I like are the people working at State Farm. Next best would be the prices of their offerings. Those two items with their customer service means they have a customer for life.
They are very good at what they do. The never leave me wondering if thing are going to alright. Please try them if you haven't
The premium seems to be about in the middle compared to other companies. It's not extremely high but it isnt the most frugal I've seen.
I like that the company do not try to push things on you. The company listens to you.
GEICO offers the same basic coverage as all other auto insurers that I am aware of. I compare my insurance coverage to other companies and they all seem about the same to me. I have all the coverage that I need or want from GEICO and they often make recommendations of ways I can cut my policy by changing my coverage. I have options for choosing the amount of Collision, Comprehensive and Liability that I desire for my specific needs.
I think its a good company for people that don't want to pay a lot for car insurance, especially for young people like myself. I am satisfied with my premium and accessibility of the website
I don't have any major issues with the insurance provider. If/when that becomes an issue, I'll shop around and leave for a better deal. In the meantime, I wish my premiums would come down a little more timelier.
THE ONLY THING I DON'T LIKE OVERALL IS THAT I HAVE TO GO THROUGH A BROKER AND MY AGENT CANNOT MAKE CHANGES RIGHT AWAY THEY HAVE TO BE APPROVED SO IT CAN TAKE A FEW DAYS TO GET THAT DONE
- Divorced 63 Years old Male licensed 17 years ago with Own Volkswagen GTI used for Business with estimated annual mileage of 15,001 - 20,000.
- high school education & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 5 K Property Damage
- 20 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Santa Cruz Car Insurance Rate Comparisons
Santa Cruz, CA's average car insurance of $1119 differs from Watsonville, CA (+$691), Ben Lomond, CA (+$1351), Pasatiempo, CA (+$1371) and California (+$700)
| Santa Cruz | Watsonville, CA | Ben Lomond, CA | Pasatiempo, CA | California | |
| Median Insurance Rates | $1119 | +$691 | +$1351 | +$1371 | +$700 |
Santa Cruz Car Insurance Savings By Neighborhood & Street Area
| Santa Cruz Driver Street Residence & Car Locations | Car Details in Santa Cruz | Santa Cruz Driver Demographics | Santa Cruz Auto Insurance Estimates | Recent Santa Cruz Insurance Savings |
|---|---|---|---|---|
| Alimur Park Mobile Home Park | ||||
| Sequoia Dr | 2003 Cadillac Seville SLS | 65 year senior | $1318 | $472 |
| Patterson Ln | 2002 Chevrolet Silverado 2500HD Base | 75 year male senior | $1089 | $986 |
| Olive Springs (historical) | ||||
| Sevilla Dr | 2008 Ford Fusion V6 SEL | 38 year married woman | $962 | $413 |
| Johanna Rd | 2003 Buick Rendezvous CX | 17 year female teenager | $2441 | $650 |
| Mission Springs | ||||
| Disc Dr | 2006 Chrysler 300 C | 16 year teenager | $2415 | $472 |
| Dusty Dr | 2010 Nissan Rogue S | 23 year man | $1353 | $598 |
| New Brighton (historical) | ||||
| Heather Ter | 2009 Acura TSX Base | 49 year married man | $1321 | $657 |
| Cobblestone Ct | 2012 Hyundai Sonata GLS | 18 year male teenager | $2387 | $369 |
| Beulah Park | ||||
| Goss Ct | 2010 Mazda Mazda3 s Sport | 21 year woman | $1043 | $850 |
| Pso del Mar | 2013 Honda Civic LX | 79 year female senior | $1047 | $941 |
Santa Cruz Post DUI Car Insurance Rates
| Santa Cruz | Ben Lomond | Rio del Mar | Seacliff | California | |
| Median Post DUI Insurance Rate | $2081 | +$2513 | +$2513 | +$2345 | +$1302 |
| Male Teenager Post DUI Insurance Rate | $4536 | +$5478 | +$5478 | +$5113 | +$2838 |
| Female Teenager Post DUI Insurance Rate | $4516 | +$5451 | +$5451 | +$5089 | +$2825 |
The Post DUI insurance in Santa Cruz, CA's is $2081 compared to Ben Lomond (+$2513), Rio del Mar (+$2513), Seacliff (+$2345) and California (+$1302)
In Santa Cruz, a male teenager with Post DUI pays $20 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Ford Fusion V6 SEL in Santa Cruz, CA would pay $4151 on auto insurance while a female teenager POST DUI would pay $4132.
Santa Cruz Car Insurance by Segment
Santa Cruz Teenagers Car Insurance Rates Comparison
13742 Santa Cruz Teenagers (8% of total population), 49% Male & 51% Female.
| Santa Cruz | Summit Road | Santa Cruz County | Watsonville | California | |
| All Teenagers | $2439 | +$2793 | +$2836 | +$1506 | +$1526 |
| Male Teenager | $2439 | +$2793 | +$2836 | +$1506 | +$1526 |
| Female Teenager | $2428 | +$2780 | +$2823 | +$1499 | +$1519 |
Santa Cruz teenagers pay $2439 in insurance in contrast with Summit Road (+$2793), Santa Cruz County (+$2836), Watsonville (+$1506) and California (+$1526). The difference between Male & Female teenagers in Santa Cruz is $11
Example
- 2012 Lincoln MKZ Base Male Teenager Insurance Rate $2428
- 2013 Jeep Wrangler Sport Female Teenager Insurance Rate $2126
Santa Cruz Men & Women Car Insurance
154673 Santa Cruz Adults (100% of total population), 50% Men & 50% Women.
| Santa Cruz | Pleasure Point | La Selva Beach | Soquel | California | |
| All Women | $1085 | +$1223 | +$1204 | +$1301 | +$679 |
| Married Women | $1051 | +$1186 | +$1167 | +$1261 | +$658 |
| All Men | $1421 | +$1601 | +$1576 | +$1703 | +$889 |
| Married Men | $1353 | +$1526 | +$1502 | +$1623 | +$847 |
The typical insurance rate of $1421 that Santa Cruz Men pay varies from Pleasure Point (+$1601), La Selva Beach (+$1576), Soquel (+$1703) and California (+$889). In Santa Cruz, married men pay $302 more than married women.
Example
- 2014 Kia Sorento LX Married Men Insurance Rate $1421
- 2011 Lexus IS 350 Base Married Women Insurance Rate $1586
Santa Cruz Senior Car Insurance
28170 Santa Cruz Seniors (18% of total population), 45% Senior Men & 55% Senior Women.
| Santa Cruz | Scotts Valley | Pleasure Point | Rio del Mar | California | |
| All Seniors | $1186 | +$3 | +$1336 | +$1432 | +$742 |
| Senior Men | $1163 | +$3 | +$1312 | +$1405 | +$728 |
| Senior Women | $1208 | +$3 | +$1362 | +$1459 | +$756 |
Santa Cruz seniors pay $1186 in insurance compared to Scotts Valley (+$3), Pleasure Point (+$1336), Rio del Mar (+$1432) and California (+$742). In Santa Cruz, senior men pay $45 less than senior women.
Santa Cruz Car Insurance Discounts for Multiple Vehicles
Santa Cruz Population with 1 Vehicle 19342 (33% of Santa Cruz population), 2 Vehicles 23040 (39% of the Santa Cruz population) and 3 vehicles 9488 (16% of the population)
| Santa Cruz | Twin Lakes | Scotts Valley | Ben Lomond | California | |
| 2 Vehicles | $2127 | +$267 | +$5 | +$2566 | +$1330 |
| 3 Vehicles | $3246 | +$408 | +$8 | +$3917 | +$2030 |
| 4 Vehicles | $4365 | +$549 | +$11 | +$5268 | +$2730 |
Santa Cruz Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Porsche, 911 Carrera S | $700 | $1210 | $1710 | $1130 | $1830 | $-120 |
| Porsche, 911 Turbo S | $1500 | $1370 | $1870 | $1310 | $2810 | $-940 |
| Acura, RDX Tech | $200 | $1050 | $1250 | $990 | $1190 | $60 |
| Acura, TSX | $1000 | $1110 | $1610 | $1020 | $2020 | $-410 |
| Nissan, Armada Platinum | $500 | $1100 | $1600 | $1010 | $1510 | $90 |