Santa Fe Springs Auto Insurance Rates, Quotes, Agents & Reviews in CA

Santa Fe Springs, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Santa Fe Springs, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Santa Fe Springs, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Santa Fe Springs, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Santa Fe Springs, CA with that of other cities in and around Santa Fe Springs.

Santa Fe Springs Whittier Norwalk South Whittier Downey West Whittier-Los Nietos
Average Insurance Rates $1,884 $1,655 $1,712 $1,889 $1,729 $1,876

Santa Fe Springs, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Santa Fe Springs, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Santa Fe Springs $1,881 $1,589
South Whittier $1,373 $1,160
Norwalk $1,564 $1,321
Whittier $1,382 $1,168
West Whittier-Los Nietos $1,708 $1,442
Downey-Norwalk $1,899 $1,604
La Mirada $1,924 $1,625
Downey $1,840 $1,554

Santa Fe Springs, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Santa Fe Springs, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,113
20 Years $2,421
30 Years $1,865
40 Years $1,794
50 Years $1,661
60 Years $1,684
70 Years $1,961

Santa Fe Springs, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Santa Fe Springs, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,203 $565
3 Vehicles $4,804 $848
4 Vehicles $6,406 $1,130

Savings on 2 Vehicles bundle:$565

Savings on 3 Vehicles bundle:$848

Savings on 4 Vehicles bundle:$1,130


Santa Fe Springs, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Santa Fe Springs, CA.

Location Average Insurance Cost Post DUI Insurance Rate
Santa Fe Springs $1,884 $4,639
South Whittier $1,889 $4,651
Norwalk $1,712 $4,215
Whittier $1,655 $4,075
West Whittier-Los Nietos $1,876 $4,619
Downey-Norwalk $1,897 $4,671
La Mirada $1,664 $4,097
Downey $1,729 $4,257

Santa Fe Springs, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,616
Excellent (740-799) $1,845
Good (670-739) $1,963
Average (580-669) $2,561
Poor (300-579) $3,073

Santa Fe Springs, CA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Neal Bracewell State Farm 24406 Hawthorne Blvd, Torrance, 90505-6507 310-378-1088
Jay Shaheen State Farm 18175 Pioneer Blvd, Artesia, 90701-3906 562-924-2202
Michael Del Castillo Allstate 2412 S Garfield Ave, Monterey Park, 91754 (323) 720-9736
Nena Soto State Farm 5818 Imperial Hwy, South Gate, 90280-7614 562-869-9000
Kim Babb-Huettl State Farm 10810 Walker Street, Cypress, 90630-5011 714-527-8156
Joe Emanuel State Farm 3985 Pacific Coast Hwy, Torrance, 90505-5709 310-465-0900
Tracy Zhang Allstate 7002 Moody St Ste 102, La Palma, 90623 (562) 402-4375
Tracy Zhang Allstate 7002 Moody St Ste 102, La Palma, 90623 (562) 402-4375
Firestone Insurance Agency Allstate 7840 Firestone Blvd Ste 202, Downey, 90241 (562) 622-3708
Tom Mcinally State Farm 5534 Del Amo Blvd, Lakewood, 90713-2308 562-421-9449

Santa Fe Springs, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$83 $1,967
Driver's Failure In Showing Documents +$183 $2,067
Driving With An Expired Registration +$194 $2,078
Driving At A Considerably Slow Pace +$409 $2,293
Using A Cellphone While Driving +$431 $2,315
Running A Red Light +$439 $2,323
Speeding +$462 $2,346
Driving A Vehicle Without The Required Permission +$586 $2,470
Driving With An Expired/Suspended License +$1,270 $3,154

Santa Fe Springs, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,809
Active Disabling Device $1,809
Tracking Device $1,771
Passive Disabling Device $1,752