Santa Maria, CA Auto Insurance Rates
Santa Maria, CA residents can save $410 by comparing multiple quotes & reading reviews & research on Santa Maria car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $783 | $1014 | $1324 |
Latest Auto Insurance Reviews in Santa Maria, California
Geico
They offer pretty much thee same as other policies, they do have AARP discounts and if you take an online test you can get a discount. However you have to repeat every three years.
They offer pretty much thee same as other policies, they do have AARP discounts and if you take an online test you can get a discount. However you have to repeat every three years.
State Farm
State Farm gets my recommendation for outstanding service, ideal coverage options, agreeable payment terms, and for efficient handling of all claims payable under your policy.
State Farm gets my recommendation for outstanding service, ideal coverage options, agreeable payment terms, and for efficient handling of all claims payable under your policy.
Allstate
AllState's car insurance policy offerings are pretty good, in the sense that they offer as much offers as other high tier insurance providers - but there are one or two companies that beat it.
AllState's car insurance policy offerings are pretty good, in the sense that they offer as much offers as other high tier insurance providers - but there are one or two companies that beat it.
Allstate
It has been good. The one accident I was in was the other lady's fault and they told me not to worry about it. The other insurance company already contacted them and they took it from there.
It has been good. The one accident I was in was the other lady's fault and they told me not to worry about it. The other insurance company already contacted them and they took it from there.
Allstate
The price was extremely favorable compared to previous coverage and my experiences with customer service have been good.
The price was extremely favorable compared to previous coverage and my experiences with customer service have been good.
Encompass Insurance
I just recently switched the Encompass for my auto insurance. They have been very helpful, but I haven't had to make a claim, etc.
I just recently switched the Encompass for my auto insurance. They have been very helpful, but I haven't had to make a claim, etc.
Nationwide
Safeway insurance has it's ups and downs for sure. I had gotten into an accident and only had a small dent in the car, but I called my agent and she never got back with me. When I called again, she was away from her desk and never returned my call. I am very disappointed in this company.
Safeway insurance has it's ups and downs for sure. I had gotten into an accident and only had a small dent in the car, but I called my agent and she never got back with me. When I called again, she was away from her desk and never returned my call. I am very disappointed in this company.
Nationwide
Safeway insurance has it's ups and downs for sure. I had gotten into an accident and only had a small dent in the car, but I called my agent and she never got back with me. When I called again, she was away from her desk and never returned my call. I am very disappointed in this company.
Safeway insurance has it's ups and downs for sure. I had gotten into an accident and only had a small dent in the car, but I called my agent and she never got back with me. When I called again, she was away from her desk and never returned my call. I am very disappointed in this company.
Geico
I think that their charges could be better and that they should offer discounts to loyal customers instead of solely focusing on new customer discounts. I would like to see more extras added to their policy over all.
I think that their charges could be better and that they should offer discounts to loyal customers instead of solely focusing on new customer discounts. I would like to see more extras added to their policy over all.
Allstate
I love allstate rewards and my allstate bonus check at the end of my policy for my great driving. The allstate app is so easily accessible and easy to use. I love the fact that I am assigned my own agent who is there to help me out with any problems i may have.
I love allstate rewards and my allstate bonus check at the end of my policy for my great driving. The allstate app is so easily accessible and easy to use. I love the fact that I am assigned my own agent who is there to help me out with any problems i may have.
Geico
I think that different people will find the lowest premium with different insurance companies. In my case Geico beats the lowest quote I could find by over $40. They offer more and varied discounts than I have found elsewhere and Geico even offers discounts on getting qualified for discounts, an example of this is that they offer a discount on a defensive driving course which would lower your premium up to 5%.
I think that different people will find the lowest premium with different insurance companies. In my case Geico beats the lowest quote I could find by over $40. They offer more and varied discounts than I have found elsewhere and Geico even offers discounts on getting qualified for discounts, an example of this is that they offer a discount on a defensive driving course which would lower your premium up to 5%.
The Hartford
My company provided a competitive rate for my premium. It was cheaper than most other companies
My company provided a competitive rate for my premium. It was cheaper than most other companies
Geico
I like the fact that there is usually a live agent to talk to online at most times. My windshield got cracked, and there was someone available to file a claim even when it wasn't typical business hours.
I like the fact that there is usually a live agent to talk to online at most times. My windshield got cracked, and there was someone available to file a claim even when it wasn't typical business hours.
Progressive
I really don't have any dislikes. Everything I've ever requested/needed from them has been handled quickly and efficiently.
I really don't have any dislikes. Everything I've ever requested/needed from them has been handled quickly and efficiently.
Progressive
I think it is a good company that after being with them many year no other company can offer a better price
I think it is a good company that after being with them many year no other company can offer a better price
Mercury
I LIKE THE CHEAP PREMIUM CONSIDERING I HAVE THREE CARS INSURED AND IT WAS VERY EASY SIGNING UP AND MAKING THE PAYMENTS
I LIKE THE CHEAP PREMIUM CONSIDERING I HAVE THREE CARS INSURED AND IT WAS VERY EASY SIGNING UP AND MAKING THE PAYMENTS
State Farm Auto Insurance, Santa Maria, CA
$74/1 month
Car Insurance Policy Holder
- Divorced 39 Years old Female licensed 21 years ago with Financed Kia Optima LX used for Business with estimated annual mileage of 12,001 - 15,000.
- PhD & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Santa Maria Car Insurance Rate Comparisons
Santa Maria, CA's average car insurance of $1014 differs from Nipomo, CA (+$756), Orcutt, CA (+$986), Sisquoc, CA (+$1506) and California (+$805)
| Santa Maria | Nipomo, CA | Orcutt, CA | Sisquoc, CA | California | |
| Median Insurance Rates | $1014 | +$756 | +$986 | +$1506 | +$805 |
Santa Maria Car Insurance Savings By Neighborhood & Street Area
| Santa Maria Driver Street Residence & Car Locations | Car Details in Santa Maria | Santa Maria Driver Demographics | Santa Maria Auto Insurance Estimates | Recent Santa Maria Insurance Savings |
|---|---|---|---|---|
| Pacer | ||||
| Via Rosa | 2003 Buick Rendezvous CX | 19 year female teenager | $2211 | $623 |
| S Curryer St | 2004 Cadillac Seville SLS | 16 year teenager | $2454 | $956 |
| La Maria Mobile Home Park | ||||
| Haslam Dr | 2008 Ford Fusion SEL | 81 year female senior | $1000 | $426 |
| S McClelland St | 2003 Chevrolet Silverado 2500HD LS | 29 year married woman | $893 | $963 |
| Roadamite (historical) | ||||
| Esplanada Ave | 2010 Mazda Mazda3 s Sport | 29 year married man | $1170 | $376 |
| del Norte Way | 2010 Nissan Rogue S Krom | 19 year male teenager | $2108 | $562 |
| North Santa Maria | ||||
| N Lucas Dr | 2013 Honda Civic LX | 74 year senior | $934 | $792 |
| Orchard St | 2012 Hyundai Sonata GLS | 48 year woman | $968 | $456 |
| Cimarron Estates | ||||
| Esplanada Ave | 2009 Acura TSX Base | 61 year male senior | $1034 | $559 |
| del Norte Way | 2008 Chrysler 300 C | 35 year man | $1275 | $931 |
Santa Maria Post DUI Car Insurance Rates
| Santa Maria | Casmalia | Blacklake | Los Berros | California | |
| Median Post DUI Insurance Rate | $1886 | +$2540 | +$2819 | +$2503 | +$1497 |
| Male Teenager Post DUI Insurance Rate | $4110 | +$5539 | +$6147 | +$5457 | +$3264 |
| Female Teenager Post DUI Insurance Rate | $4092 | +$5513 | +$6119 | +$5433 | +$3249 |
The Post DUI insurance in Santa Maria, CA's is $1886 compared to Casmalia (+$2540), Blacklake (+$2819), Los Berros (+$2503) and California (+$1497)
In Santa Maria, a male teenager with Post DUI pays $18 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Ford Fusion SEL in Santa Maria, CA would pay $3753 on auto insurance while a female teenager POST DUI would pay $3736.
Santa Maria Car Insurance by Segment
Santa Maria Teenagers Car Insurance Rates Comparison
10714 Santa Maria Teenagers (8% of total population), 53% Male & 47% Female.
| Santa Maria | Guadalupe | Garey | Callender | California | |
| All Teenagers | $2210 | +$15 | +$885 | +$3065 | +$1755 |
| Male Teenager | $2210 | +$15 | +$885 | +$3065 | +$1755 |
| Female Teenager | $2200 | +$15 | +$881 | +$3051 | +$1747 |
Santa Maria teenagers pay $2210 in insurance in contrast with Guadalupe (+$15), Garey (+$885), Callender (+$3065) and California (+$1755). The difference between Male & Female teenagers in Santa Maria is $10
Example
- 2011 Kia Sorento LX Male Teenager Insurance Rate $1938
- 2012 Dodge Journey Crew Female Teenager Insurance Rate $2317
Santa Maria Men & Women Car Insurance
132286 Santa Maria Adults (100% of total population), 50% Men & 50% Women.
| Santa Maria | Mission Hills | Solvang-Santa Ynez | Casmalia | California | |
| All Women | $983 | +$1024 | +$1451 | +$1325 | +$781 |
| Married Women | $953 | +$992 | +$1406 | +$1284 | +$756 |
| All Men | $1287 | +$1341 | +$1900 | +$1735 | +$1023 |
| Married Men | $1226 | +$1278 | +$1811 | +$1653 | +$974 |
The typical insurance rate of $1287 that Santa Maria Men pay varies from Mission Hills (+$1341), Solvang-Santa Ynez (+$1900), Casmalia (+$1735) and California (+$1023). In Santa Maria, married men pay $273 more than married women.
Example
- 2011 Lincoln MKZ Base Married Men Insurance Rate $1406
- 2013 Volkswagen Beetle TDI Married Women Insurance Rate $1173
Santa Maria Senior Car Insurance
20189 Santa Maria Seniors (15% of total population), 44% Senior Men & 56% Senior Women.
| Santa Maria | Guadalupe | Sisquoc | Orcutt | California | |
| All Seniors | $1074 | +$8 | +$1597 | +$1046 | +$854 |
| Senior Men | $1054 | +$7 | +$1566 | +$1026 | +$837 |
| Senior Women | $1095 | +$7 | +$1626 | +$1065 | +$869 |
Santa Maria seniors pay $1074 in insurance compared to Guadalupe (+$8), Sisquoc (+$1597), Orcutt (+$1046) and California (+$854). In Santa Maria, senior men pay $41 less than senior women.
Santa Maria Car Insurance Discounts for Multiple Vehicles
Santa Maria Population with 1 Vehicle 11389 (29% of Santa Maria population), 2 Vehicles 14955 (38% of the Santa Maria population) and 3 vehicles 6684 (17% of the population)
| Santa Maria | Orcutt | Casmalia | Callender | California | |
| 2 Vehicles | $1927 | +$1873 | +$2595 | +$2671 | +$1530 |
| 3 Vehicles | $2941 | +$2859 | +$3961 | +$4077 | +$2335 |
| 4 Vehicles | $3955 | +$3845 | +$5327 | +$5483 | +$3140 |
Santa Maria Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ford, Flex SEL | $500 | $1020 | $1520 | $950 | $1450 | $70 |
| Porsche, Cayenne | $200 | $980 | $1180 | $910 | $1110 | $70 |
| Chevrolet, Avalanche LT | $300 | $1010 | $1310 | $930 | $1230 | $80 |
| Hyundai, Genesis 2.0T Premium | $1500 | $980 | $1480 | $910 | $2410 | $-930 |
| Hyundai, Elantra GLS | $400 | $970 | $1370 | $910 | $1310 | $60 |