Santa Monica, CA Auto Insurance Rates
Santa Monica, CA residents can save $760 by comparing multiple quotes & reading reviews & research on Santa Monica car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1133 | $1891 | $3076 |
Latest Auto Insurance Reviews in Santa Monica, California
Geico
I would recommend Geico to my friends and will continue use them until i find another cheaper company. I enjoy their online portal and that is the number 1 feature i will recommend to my friends.
I would recommend Geico to my friends and will continue use them until i find another cheaper company. I enjoy their online portal and that is the number 1 feature i will recommend to my friends.
State Farm
Their customer service has been ok-they always answer a question when I have it so really the only time I call is to pay the premium.
Their customer service has been ok-they always answer a question when I have it so really the only time I call is to pay the premium.
State Farm
The deductible is reasonable. I have not had to use it yet
The deductible is reasonable. I have not had to use it yet
Progressive
I don't have any reason to believe that my home insurance provider is charging me a premium that is unfair compared to their competition, but they seem to be a good fit for me.
I don't have any reason to believe that my home insurance provider is charging me a premium that is unfair compared to their competition, but they seem to be a good fit for me.
Progressive
Customer service is good. When I had to make a claim, the people were understanding and helpful.
Customer service is good. When I had to make a claim, the people were understanding and helpful.
Allstate
The premium and deductible that we pay is equal to what other insurance agencies in the area offer. I feel like we are being treated fairly when it comes to this for coverage price.
The premium and deductible that we pay is equal to what other insurance agencies in the area offer. I feel like we are being treated fairly when it comes to this for coverage price.
Allstate
Allstate had good coverage at a better price than the companies I was previously using. I was able to customize my coverage to fit what I needed without anything extra that I didn't want.
Allstate had good coverage at a better price than the companies I was previously using. I was able to customize my coverage to fit what I needed without anything extra that I didn't want.
Geico
Insurance companies all offer the same things for different prices. I would like my plan to have greater payment plans.
Insurance companies all offer the same things for different prices. I would like my plan to have greater payment plans.
State Farm
I like the pricing the most as that is very important but I can also get sufficient coverage for the lower price as well.
I like the pricing the most as that is very important but I can also get sufficient coverage for the lower price as well.
Geico
I dislike their representatives. I've only had to call and talk to a rep about three or four times, but they are so robotic and phony. They don't care about you at all, and they just read off of a script. It's very depressing to talk to them. The other thing I don't like is that the one time I needed to put in an insurance claim, they were very cold to me. You will save money on a premium with this company, but don't expect great service or care when you have an accident.
I dislike their representatives. I've only had to call and talk to a rep about three or four times, but they are so robotic and phony. They don't care about you at all, and they just read off of a script. It's very depressing to talk to them. The other thing I don't like is that the one time I needed to put in an insurance claim, they were very cold to me. You will save money on a premium with this company, but don't expect great service or care when you have an accident.
Progressive
I LIKE THAT THERE ARE PERKS FOR MAINTAINING A GREAT DRIVING RECORD. YOUR POLICY PREMIUM WILL BE DISCOUNTED IF YOU HAVE A GOOD DRIVING RECORD WHILE INSURED WITH THEM. THERE IS A DEVICE OR APP YOU CAN INSTALL TO HAVE THAT INFO TRANSFERRED TO THERE SYSTEM IN ORDER FOR THEM TO KNOW YOU ARE DRIVING SAFE.
I LIKE THAT THERE ARE PERKS FOR MAINTAINING A GREAT DRIVING RECORD. YOUR POLICY PREMIUM WILL BE DISCOUNTED IF YOU HAVE A GOOD DRIVING RECORD WHILE INSURED WITH THEM. THERE IS A DEVICE OR APP YOU CAN INSTALL TO HAVE THAT INFO TRANSFERRED TO THERE SYSTEM IN ORDER FOR THEM TO KNOW YOU ARE DRIVING SAFE.
Progressive
Customer service has always been great with Progressive, they have been very helpful with the amount of coverage we need and the price for it. They are also very friendly and helpful if you have questions or if you need to make changes on the policy
Customer service has always been great with Progressive, they have been very helpful with the amount of coverage we need and the price for it. They are also very friendly and helpful if you have questions or if you need to make changes on the policy
Esurance
I like the communication options and the price of the policy. There are no negatives that I can see.
I like the communication options and the price of the policy. There are no negatives that I can see.
State Farm Auto Insurance, Santa Monica, CA
$125/1 month
Car Insurance Policy Holder
- Married 26 Years old Female licensed 11 years ago with Financed Toyota Corolla L used for Commute to Work or School with estimated annual mileage of 20,001+.
- high school education & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & >3 people are part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 5 K Property Damage
- 50 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Geico, Santa Monica, CA
$111/1 month
Car Insurance Policy Holder
- Married 57 Years old Male licensed 17 years ago with Own Ford Explorer XLT used for Business with estimated annual mileage of 12,001 - 15,000.
- vocational education & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 5 K Property Damage
- 25 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Fiesta Auto Insurance, Santa Monica, CA
$138/1 month
Car Insurance Policy Holder
- Divorced 51 Years old Male licensed 23 years ago with Financed Honda, Accord LX, 2 Door Coupe Auto Trans used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- Vocational & Freelancer.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 20 K Property Damage
- 25 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Amica Auto Insurance, Santa Monica, CA
$1550/12 months
Car Insurance Policy Holder
- Single 32 Years old Female licensed 4 years ago with Own Acura, RDX Tech, 4 Door 4WD Utility used for Business with estimated annual mileage of 15,001 - 20,000.
- Vocational & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 5 K Property Damage
- 20 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Aaa Auto Insurance, Santa Monica, CA
$1657/12 months
Car Insurance Policy Holder
- Single 22 Years old Male licensed 3 years ago with Own Toyota, Sequoia Platinum, 4WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
- Less than High School & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 25 K Property Damage
- 25 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Nationwide Insurance, Santa Monica, CA
$2000/12 months
Car Insurance Policy Holder
- Single 24 Years old Female licensed 7 years ago with Financed Kia, Forte Koup SX, 2WD 2 Door Coupe used for Business with estimated annual mileage of 20,001+.
- Bachelors, pursuing Graduate Degree & Full Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 5 K Property Damage
- 20 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Farmers Auto Insurance, Santa Monica, CA
$1498/12 months
Car Insurance Policy Holder
- Single 23 Years old Female licensed 8 years ago with Leased Ford, Taurus SE, 4 Door Sedan 3.5L used for Commute to Work or School with estimated annual mileage of 20,001+.
- High School, pursuing Bachelors Degree & Full Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 20 K Property Damage
- 25 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Progressive Insurance, Santa Monica, CA
$1370/12 months
Car Insurance Policy Holder
- Single 47 Years old Male licensed 23 years ago with Financed BMW, 535i, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- Vocational & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
- 5 K Property Damage
- 100 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Amica Auto Insurance, Santa Monica, CA
$1688/12 months
Car Insurance Policy Holder
- Single 27 Years old Male licensed 7 years ago with Own Lincoln, Navigator, 4 Door 4WD SUV Ethanol used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- Associate, pursuing Bachelors Degree & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 5 K Property Damage
- 20 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Santa Monica Car Insurance Rate Comparisons
Santa Monica, CA's average car insurance of $1891 differs from West Athens, CA (+$19), Beverly Hills, CA (+$267), Ladera Heights, CA (+$549) and California (-$72)
| Santa Monica | West Athens, CA | Beverly Hills, CA | Ladera Heights, CA | California | |
| Median Insurance Rates | $1891 | +$19 | +$267 | +$549 | -$72 |
Santa Monica Car Insurance Savings By Neighborhood & Street Area
| Santa Monica Driver Street Residence & Car Locations | Car Details in Santa Monica | Santa Monica Driver Demographics | Santa Monica Auto Insurance Estimates | Recent Santa Monica Insurance Savings |
|---|---|---|---|---|
| Brentwood Park | ||||
| Carlyle Ave | 1999 Cadillac Seville STS | 32 year man | $2660 | $321 |
| Georgina Ave | 2006 Buick Rendezvous CX | 67 year senior | $2021 | $699 |
| Pacific Palisades | ||||
| Winnett Pl | 2009 Ford Fusion V6 SEL | 17 year teenager | $3775 | $302 |
| Woodacres Rd | 2005 Chrysler Pacifica Base | 68 year male senior | $1940 | $538 |
| Sawtelle | ||||
| Chelsea Pl | 2011 Nissan Rogue S | 16 year female teenager | $3890 | $747 |
| Chelsea Ave | 2010 Mazda Mazda3 s Sport | 18 year male teenager | $3928 | $952 |
| Westgate | ||||
| California Pl N | 2012 Hyundai Sonata GLS | 36 year woman | $1798 | $314 |
| Chelsea Ct | 2010 Toyota Prius III | 40 year married man | $2037 | $493 |
| Ocean Park | ||||
| Pacific St | 2011 Lincoln MKZ Base | 29 year married woman | $1778 | $390 |
| S Pico Pl | 2009 Acura TSX | 71 year female senior | $1999 | $850 |
Santa Monica Post DUI Car Insurance Rates
| Santa Monica | Los Angeles | El Segundo | Ladera Heights | California | |
| Median Post DUI Insurance Rate | $3517 | +$344 | -$807 | +$1021 | -$134 |
| Male Teenager Post DUI Insurance Rate | $7666 | +$750 | -$1759 | +$2227 | -$292 |
| Female Teenager Post DUI Insurance Rate | $7631 | +$746 | -$1752 | +$2215 | -$290 |
The Post DUI insurance in Santa Monica, CA's is $3517 compared to Los Angeles (+$344), El Segundo (-$807), Ladera Heights (+$1021) and California (-$134)
In Santa Monica, a male teenager with Post DUI pays $35 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion V6 SEL in Santa Monica, CA would pay $7021 on auto insurance while a female teenager POST DUI would pay $6989.
Santa Monica Car Insurance by Segment
Santa Monica Teenagers Car Insurance Rates Comparison
3573 Santa Monica Teenagers (3% of total population), 52% Male & 48% Female.
| Santa Monica | Lawndale | Redondo Beach | Hermosa Beach | California | |
| All Teenagers | $4122 | -$630 | -$1014 | -$1049 | -$157 |
| Male Teenager | $4122 | -$630 | -$1014 | -$1049 | -$157 |
| Female Teenager | $4103 | -$627 | -$1009 | -$1044 | -$156 |
Santa Monica teenagers pay $4122 in insurance in contrast with Lawndale (-$630), Redondo Beach (-$1014), Hermosa Beach (-$1049) and California (-$157). The difference between Male & Female teenagers in Santa Monica is $19
Example
- 2004 Chevrolet Silverado 2500HD Work Truck Male Teenager Insurance Rate $3871
- 2013 Jeep Wrangler Sport Female Teenager Insurance Rate $3573
Santa Monica Men & Women Car Insurance
90008 Santa Monica Adults (100% of total population), 48% Men & 52% Women.
| Santa Monica | Lennox | Manhattan Beach | Hawthorne | California | |
| All Women | $1834 | +$222 | -$447 | -$168 | -$70 |
| Married Women | $1777 | +$215 | -$433 | -$163 | -$68 |
| All Men | $2401 | +$291 | -$585 | -$220 | -$91 |
| Married Men | $2288 | +$277 | -$558 | -$210 | -$88 |
The typical insurance rate of $2401 that Santa Monica Men pay varies from Lennox (+$291), Manhattan Beach (-$585), Hawthorne (-$220) and California (-$91). In Santa Monica, married men pay $511 more than married women.
Example
- 2013 Volkswagen Beetle 2.5 PZEV Married Men Insurance Rate $2666
- 2014 Kia Sorento LX Married Women Insurance Rate $2018
Santa Monica Senior Car Insurance
18890 Santa Monica Seniors (20% of total population), 42% Senior Men & 58% Senior Women.
| Santa Monica | Lennox | Inglewood | Marina del Rey | California | |
| All Seniors | $2004 | +$243 | +$140 | -$489 | -$76 |
| Senior Men | $1966 | +$238 | +$137 | -$479 | -$75 |
| Senior Women | $2042 | +$247 | +$142 | -$498 | -$78 |
Santa Monica seniors pay $2004 in insurance compared to Lennox (+$243), Inglewood (+$140), Marina del Rey (-$489) and California (-$76). In Santa Monica, senior men pay $76 less than senior women.
Santa Monica Car Insurance Discounts for Multiple Vehicles
Santa Monica Population with 1 Vehicle 23567 (51% of Santa Monica population), 2 Vehicles 14293 (31% of the Santa Monica population) and 3 vehicles 2660 (6% of the population)
| Santa Monica | Redondo Beach | Lennox | Del Aire | California | |
| 2 Vehicles | $3593 | -$883 | +$435 | -$876 | -$136 |
| 3 Vehicles | $5484 | -$1348 | +$664 | -$1337 | -$208 |
| 4 Vehicles | $7375 | -$1813 | +$893 | -$1798 | -$280 |
Santa Monica Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Acura, TSX | $700 | $1870 | $2370 | $1760 | $2460 | $-90 |
| Jeep, Compass Sport | $300 | $2030 | $2330 | $1890 | $2190 | $140 |
| Honda, Accord LX | $200 | $1930 | $2130 | $1790 | $1990 | $140 |
| Mazda, Mazda6i Touring | $400 | $2140 | $2540 | $2010 | $2410 | $130 |
| Chevrolet, Corvette | $100 | $2050 | $2150 | $1900 | $2000 | $150 |