Sarasota, FL Auto Insurance Rates

Sarasota, FL residents can save $490 by comparing multiple quotes & reading reviews & research on Sarasota car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$912 $1219 $1662

Latest Auto Insurance Reviews in Sarasota, Florida


Farmer's Insurance
Farmer's Insurance is a fair company that is willing to work with their customers.they offer a policy at a rate that is far less than other insurance companies, with the the same amount of coverage.
Progressive
I really don't use anything fancy on my car insurance. I cannot imagine needing anything else. I also really like how easy it is to look at making policy changes online.
The Hartford
The Customer Service is top notch. They find your policy quickly, but without a chance of violating privacy. The representatives are all knowledgeably. They seem to be experts in every area, no transferring back and forth. The Customer Service is one of the main reasons I use this company
The Hartford
The Customer Service is top notch. They find your policy quickly, but without a chance of violating privacy. The representatives are all knowledgeably. They seem to be experts in every area, no transferring back and forth. The Customer Service is one of the main reasons I use this company
Usaa
I like the company because they have fast response and are not trying to up sell me all the time. The have good service and have always been honest.
Progressive
I can't give any insurance company a 5, because I hate paying for a premium at all. It's a worrisome thing to have to buy- insurance in case something terrible happens. I don't want to think about something terrible happening. I am also always suspicious of how supportive an insurance company will be if I ever have to make a claim.
Farmer's Insurance
I liked the responsiveness and the customer service. It's the only the thing that justifies the higher cost when compared to the other companies.
Allstate
I really like the fact that when I call into customer service I usually always get an american on the other end of the line instead of someone from overseas
Aarp Auto Insurance
I like that my company offers a discount to my family and I because we all insure with them. I also like that they are a reputable insurance company and nationally known.
Progressive
They are very friendly with short hold times on the phone and always willing to help.
Usaa
I get full coverage for a very good price compared to my old insurance agency.
Write Your Review | Sarasota, Florida Auto Insurance Analysis
Liberty Mutual, Sarasota, FL
$114/1 month
Car Insurance Policy Holder
  • Divorced 34 Years old Male licensed 5 years ago with Own Hyundai Sonata Limited used for Business with estimated annual mileage of 20,001+.
  • Lawyer & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 20 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage

Sarasota Car Insurance Rate Comparisons

Sarasota, FL's average car insurance of $1219 differs from Kensington Park, FL (+$461), Vamo, FL (-$29), Gulf Gate Estates-Osprey (+$591) and Florida (+$145)

Sarasota Kensington Park, FL Vamo, FL Gulf Gate Estates-Osprey Florida
Median Insurance Rates $1219 +$461 -$29 +$591 +$145

Sarasota Car Insurance Savings By Neighborhood & Street Area

Sarasota Driver Street Residence & Car Locations Car Details in Sarasota Sarasota Driver Demographics Sarasota Auto Insurance Estimates Recent Sarasota Insurance Savings
Honore
Pine Ridge Ln2006 Jeep Commander Base16 year male teenager$2929$373
Myakka Rd2000 GMC Yukon XL 1500 SLT36 year woman$1086$445
Bailey Hall
Somerset Dr2005 Mazda 3 Hatchback26 year man$1892$556
Roberts Point Cir2007 Buick Rendezvous CX61 year male senior$1656$598
Hyde Park
Oak Lakes Dr2008 Ford Fusion I4 SE54 year married woman$974$832
Lemonwood Dr2004 Acura TSX Base60 year senior$1827$988
White Beach
Sanderling Rd2001 Chevrolet Silverado 2500HD LS16 year teenager$2955$435
Co Rd 7892008 Chrysler 300 Touring52 year married man$1776$570
Sunnyland
Summerwood Ct2013 Hyundai Sonata GLS18 year female teenager$2889$422
Shoshone Trl2008 Cadillac DTS Luxury III65 year female senior$1941$435

Sarasota Post DUI Car Insurance Rates

Sarasota Vamo Gulf Gate Estates Sarasota Springs Florida
Median Post DUI Insurance Rate $2267 -$54 +$337 +$634 +$270
Male Teenager Post DUI Insurance Rate $6098 -$145 +$906 +$1706 +$726
Female Teenager Post DUI Insurance Rate $5440 -$128 +$809 +$1523 +$647

The Post DUI insurance in Sarasota, FL's is $2267 compared to Vamo (-$54), Gulf Gate Estates (+$337), Sarasota Springs (+$634) and Florida (+$270)

In Sarasota, a male teenager with Post DUI pays $658 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2005 Mazda 3 Hatchback in Sarasota, FL would pay $5738 on auto insurance while a female teenager POST DUI would pay $5118.

Sarasota Car Insurance by Segment

Sarasota Teenagers Car Insurance Rates Comparison

9451 Sarasota Teenagers (5% of total population), 56% Male & 44% Female.

Sarasota Desoto Lakes Osprey Southgate Florida
All Teenagers $3071 +$658 +$1465 +$53 +$366
Male Teenager $3279 +$702 +$1563 +$56 +$390
Female Teenager $2925 +$627 +$1395 +$51 +$348

Sarasota teenagers pay $3071 in insurance in contrast with Desoto Lakes (+$658), Osprey (+$1465), Southgate (+$53) and Florida (+$366). The difference between Male & Female teenagers in Sarasota is $354

Example

  • 2013 Honda Civic LX Male Teenager Insurance Rate $3106
  • 2013 Nissan Rogue S Female Teenager Insurance Rate $2889

Sarasota Men & Women Car Insurance

181427 Sarasota Adults (100% of total population), 48% Men & 52% Women.

Sarasota The Meadows Desoto Lakes Gulf Gate Estates-Osprey Florida
All Women $1121 -$284 +$240 +$544 +$133
Married Women $1023 -$259 +$220 +$497 +$122
All Men $2011 -$510 +$431 +$975 +$239
Married Men $1950 -$494 +$418 +$946 +$232

The typical insurance rate of $2011 that Sarasota Men pay varies from The Meadows (-$510), Desoto Lakes (+$431), Gulf Gate Estates-Osprey (+$975) and Florida (+$239). In Sarasota, married men pay $927 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $1880
  • 2011 Lincoln MKZ Base Married Women Insurance Rate $1987

Sarasota Senior Car Insurance

58159 Sarasota Seniors (32% of total population), 44% Senior Men & 56% Senior Women.

Sarasota Whitfield Kensington Park Gulf Gate Estates-Osprey Florida
All Seniors $1804 -$236 +$682 +$874 +$214
Senior Men $1852 -$241 +$701 +$899 +$221
Senior Women $1755 -$229 +$664 +$851 +$209

Sarasota seniors pay $1804 in insurance compared to Whitfield (-$236), Kensington Park (+$682), Gulf Gate Estates-Osprey (+$874) and Florida (+$214). In Sarasota, senior men pay $97 more than senior women.

Sarasota Car Insurance Discounts for Multiple Vehicles

Sarasota Population with 1 Vehicle 34333 (44% of Sarasota population), 2 Vehicles 29032 (37% of the Sarasota population) and 3 vehicles 6972 (9% of the population)

Sarasota Fruitville Whitfield The Meadows Florida
2 Vehicles $2317 -$132 -$303 -$588 +$275
3 Vehicles $3536 -$201 -$462 -$897 +$420
4 Vehicles $4755 -$270 -$621 -$1206 +$565

Car Insurance Agents in Sarasota, FL

Rank Agent Name Agent Contact
1 AAA Insurance 3844 Bee Ridge Rd, Sarasota, FL 34233
2 A American Financial Insurance Agency 2975 Bee Ridge Rd Ste A, Sarasota, FL 34239
3 Aaron Dorfman 1528 Stickney Point Rd, Sarasota, FL 34231
4 Ace Insurance Agency 420 S Washington Blvd, Sarasota, FL 34236
5 Ace Insurance Agency 4239 Bee Ridge Rd, Sarasota, FL 34233
6 Adams Insurance & Consulting 6151 Lake Osprey Dr Fl 3, Sarasota, FL 34240
7 Advanced Insurance Underwriters 3701 S Osprey Ave, Sarasota, FL 34239
8 Alan Hanbury 1819 Main St, Sarasota, FL 34236
9 All Axcess Insurance 3839 S Tuttle Ave, Sarasota, FL 34239
10 Alliance Insurance of Sarasota Inc. 3658 Webber St, Sarasota, FL 34232

Sarasota Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Subaru, Tribeca Limited AWD $500 $1360 $1860 $1270 $1770 $90
Chrysler, 200 Touring $700 $1230 $1730 $1150 $1850 $-120
Mini, Cooper S $300 $1230 $1530 $1170 $1470 $60
Ford, Expedition King Ranch $200 $1240 $1440 $1170 $1370 $70
Mini, Cooper Clubman S $1500 $1330 $1830 $1250 $2750 $-920