Sarasota, FL Auto Insurance Rates
Sarasota, FL residents can save $490 by comparing multiple quotes & reading reviews & research on Sarasota car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $912 | $1219 | $1662 |
Latest Auto Insurance Reviews in Sarasota, Florida
Usaa
I would all recommend them to Veterans but would inform them that they may have to change companies after about a year or so.
I would all recommend them to Veterans but would inform them that they may have to change companies after about a year or so.
State Farm
I am happy with State Farm's premium and deductible policy! They are way better than other company's! They are such a great company!
I am happy with State Farm's premium and deductible policy! They are way better than other company's! They are such a great company!
Geico
Premium very low compared to other services. Very easy to change your premium and deductible online especially when you're first signing up. I go for a lower deductible for my personal preference.
Premium very low compared to other services. Very easy to change your premium and deductible online especially when you're first signing up. I go for a lower deductible for my personal preference.
Progressive
my car insurance company is easy to use. I have had this company for years, I have never had to make a claim, but they make it easy for me to see my policy and make payments
my car insurance company is easy to use. I have had this company for years, I have never had to make a claim, but they make it easy for me to see my policy and make payments
State Farm
No issues with State Farm. They answer right away when I call with questions, they have been attentive when I've filed claims.
No issues with State Farm. They answer right away when I call with questions, they have been attentive when I've filed claims.
Farmer's Insurance
Farmer's Insurance is a fair company that is willing to work with their customers.they offer a policy at a rate that is far less than other insurance companies, with the the same amount of coverage.
Farmer's Insurance is a fair company that is willing to work with their customers.they offer a policy at a rate that is far less than other insurance companies, with the the same amount of coverage.
Progressive
I really don't use anything fancy on my car insurance. I cannot imagine needing anything else. I also really like how easy it is to look at making policy changes online.
I really don't use anything fancy on my car insurance. I cannot imagine needing anything else. I also really like how easy it is to look at making policy changes online.
The Hartford
The Customer Service is top notch. They find your policy quickly, but without a chance of violating privacy. The representatives are all knowledgeably. They seem to be experts in every area, no transferring back and forth. The Customer Service is one of the main reasons I use this company
The Customer Service is top notch. They find your policy quickly, but without a chance of violating privacy. The representatives are all knowledgeably. They seem to be experts in every area, no transferring back and forth. The Customer Service is one of the main reasons I use this company
The Hartford
The Customer Service is top notch. They find your policy quickly, but without a chance of violating privacy. The representatives are all knowledgeably. They seem to be experts in every area, no transferring back and forth. The Customer Service is one of the main reasons I use this company
The Customer Service is top notch. They find your policy quickly, but without a chance of violating privacy. The representatives are all knowledgeably. They seem to be experts in every area, no transferring back and forth. The Customer Service is one of the main reasons I use this company
Usaa
I like the company because they have fast response and are not trying to up sell me all the time. The have good service and have always been honest.
I like the company because they have fast response and are not trying to up sell me all the time. The have good service and have always been honest.
Progressive
I can't give any insurance company a 5, because I hate paying for a premium at all. It's a worrisome thing to have to buy- insurance in case something terrible happens. I don't want to think about something terrible happening. I am also always suspicious of how supportive an insurance company will be if I ever have to make a claim.
I can't give any insurance company a 5, because I hate paying for a premium at all. It's a worrisome thing to have to buy- insurance in case something terrible happens. I don't want to think about something terrible happening. I am also always suspicious of how supportive an insurance company will be if I ever have to make a claim.
Farmer's Insurance
I liked the responsiveness and the customer service. It's the only the thing that justifies the higher cost when compared to the other companies.
I liked the responsiveness and the customer service. It's the only the thing that justifies the higher cost when compared to the other companies.
Allstate
I really like the fact that when I call into customer service I usually always get an american on the other end of the line instead of someone from overseas
I really like the fact that when I call into customer service I usually always get an american on the other end of the line instead of someone from overseas
Aarp Auto Insurance
I like that my company offers a discount to my family and I because we all insure with them. I also like that they are a reputable insurance company and nationally known.
I like that my company offers a discount to my family and I because we all insure with them. I also like that they are a reputable insurance company and nationally known.
Progressive
They are very friendly with short hold times on the phone and always willing to help.
They are very friendly with short hold times on the phone and always willing to help.
Usaa
I get full coverage for a very good price compared to my old insurance agency.
I get full coverage for a very good price compared to my old insurance agency.
Liberty Mutual, Sarasota, FL
$114/1 month
Car Insurance Policy Holder
- Divorced 34 Years old Male licensed 5 years ago with Own Hyundai Sonata Limited used for Business with estimated annual mileage of 20,001+.
- Lawyer & Full Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
- 10 K Property Damage
- 20 K Personal Injury Protection
- 10 K Uninsured Motorists Bodily Injury
- 20 K Uninsured Motorists Property Damage
Sarasota Car Insurance Rate Comparisons
Sarasota, FL's average car insurance of $1219 differs from Kensington Park, FL (+$461), Vamo, FL (-$29), Gulf Gate Estates-Osprey (+$591) and Florida (+$145)
| Sarasota | Kensington Park, FL | Vamo, FL | Gulf Gate Estates-Osprey | Florida | |
| Median Insurance Rates | $1219 | +$461 | -$29 | +$591 | +$145 |
Sarasota Car Insurance Savings By Neighborhood & Street Area
| Sarasota Driver Street Residence & Car Locations | Car Details in Sarasota | Sarasota Driver Demographics | Sarasota Auto Insurance Estimates | Recent Sarasota Insurance Savings |
|---|---|---|---|---|
| Honore | ||||
| Pine Ridge Ln | 2006 Jeep Commander Base | 16 year male teenager | $2929 | $373 |
| Myakka Rd | 2000 GMC Yukon XL 1500 SLT | 36 year woman | $1086 | $445 |
| Bailey Hall | ||||
| Somerset Dr | 2005 Mazda 3 Hatchback | 26 year man | $1892 | $556 |
| Roberts Point Cir | 2007 Buick Rendezvous CX | 61 year male senior | $1656 | $598 |
| Hyde Park | ||||
| Oak Lakes Dr | 2008 Ford Fusion I4 SE | 54 year married woman | $974 | $832 |
| Lemonwood Dr | 2004 Acura TSX Base | 60 year senior | $1827 | $988 |
| White Beach | ||||
| Sanderling Rd | 2001 Chevrolet Silverado 2500HD LS | 16 year teenager | $2955 | $435 |
| Co Rd 789 | 2008 Chrysler 300 Touring | 52 year married man | $1776 | $570 |
| Sunnyland | ||||
| Summerwood Ct | 2013 Hyundai Sonata GLS | 18 year female teenager | $2889 | $422 |
| Shoshone Trl | 2008 Cadillac DTS Luxury III | 65 year female senior | $1941 | $435 |
Sarasota Post DUI Car Insurance Rates
| Sarasota | Vamo | Gulf Gate Estates | Sarasota Springs | Florida | |
| Median Post DUI Insurance Rate | $2267 | -$54 | +$337 | +$634 | +$270 |
| Male Teenager Post DUI Insurance Rate | $6098 | -$145 | +$906 | +$1706 | +$726 |
| Female Teenager Post DUI Insurance Rate | $5440 | -$128 | +$809 | +$1523 | +$647 |
The Post DUI insurance in Sarasota, FL's is $2267 compared to Vamo (-$54), Gulf Gate Estates (+$337), Sarasota Springs (+$634) and Florida (+$270)
In Sarasota, a male teenager with Post DUI pays $658 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2005 Mazda 3 Hatchback in Sarasota, FL would pay $5738 on auto insurance while a female teenager POST DUI would pay $5118.
Sarasota Car Insurance by Segment
Sarasota Teenagers Car Insurance Rates Comparison
9451 Sarasota Teenagers (5% of total population), 56% Male & 44% Female.
| Sarasota | Desoto Lakes | Osprey | Southgate | Florida | |
| All Teenagers | $3071 | +$658 | +$1465 | +$53 | +$366 |
| Male Teenager | $3279 | +$702 | +$1563 | +$56 | +$390 |
| Female Teenager | $2925 | +$627 | +$1395 | +$51 | +$348 |
Sarasota teenagers pay $3071 in insurance in contrast with Desoto Lakes (+$658), Osprey (+$1465), Southgate (+$53) and Florida (+$366). The difference between Male & Female teenagers in Sarasota is $354
Example
- 2013 Honda Civic LX Male Teenager Insurance Rate $3106
- 2013 Nissan Rogue S Female Teenager Insurance Rate $2889
Sarasota Men & Women Car Insurance
181427 Sarasota Adults (100% of total population), 48% Men & 52% Women.
| Sarasota | The Meadows | Desoto Lakes | Gulf Gate Estates-Osprey | Florida | |
| All Women | $1121 | -$284 | +$240 | +$544 | +$133 |
| Married Women | $1023 | -$259 | +$220 | +$497 | +$122 |
| All Men | $2011 | -$510 | +$431 | +$975 | +$239 |
| Married Men | $1950 | -$494 | +$418 | +$946 | +$232 |
The typical insurance rate of $2011 that Sarasota Men pay varies from The Meadows (-$510), Desoto Lakes (+$431), Gulf Gate Estates-Osprey (+$975) and Florida (+$239). In Sarasota, married men pay $927 more than married women.
Example
- 2014 Kia Sorento LX Married Men Insurance Rate $1880
- 2011 Lincoln MKZ Base Married Women Insurance Rate $1987
Sarasota Senior Car Insurance
58159 Sarasota Seniors (32% of total population), 44% Senior Men & 56% Senior Women.
| Sarasota | Whitfield | Kensington Park | Gulf Gate Estates-Osprey | Florida | |
| All Seniors | $1804 | -$236 | +$682 | +$874 | +$214 |
| Senior Men | $1852 | -$241 | +$701 | +$899 | +$221 |
| Senior Women | $1755 | -$229 | +$664 | +$851 | +$209 |
Sarasota seniors pay $1804 in insurance compared to Whitfield (-$236), Kensington Park (+$682), Gulf Gate Estates-Osprey (+$874) and Florida (+$214). In Sarasota, senior men pay $97 more than senior women.
Sarasota Car Insurance Discounts for Multiple Vehicles
Sarasota Population with 1 Vehicle 34333 (44% of Sarasota population), 2 Vehicles 29032 (37% of the Sarasota population) and 3 vehicles 6972 (9% of the population)
| Sarasota | Fruitville | Whitfield | The Meadows | Florida | |
| 2 Vehicles | $2317 | -$132 | -$303 | -$588 | +$275 |
| 3 Vehicles | $3536 | -$201 | -$462 | -$897 | +$420 |
| 4 Vehicles | $4755 | -$270 | -$621 | -$1206 | +$565 |
Car Insurance Agents in Sarasota, FL
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | AAA Insurance | 3844 Bee Ridge Rd, Sarasota, FL 34233 |
| 2 | A American Financial Insurance Agency | 2975 Bee Ridge Rd Ste A, Sarasota, FL 34239 |
| 3 | Aaron Dorfman | 1528 Stickney Point Rd, Sarasota, FL 34231 |
| 4 | Ace Insurance Agency | 420 S Washington Blvd, Sarasota, FL 34236 |
| 5 | Ace Insurance Agency | 4239 Bee Ridge Rd, Sarasota, FL 34233 |
| 6 | Adams Insurance & Consulting | 6151 Lake Osprey Dr Fl 3, Sarasota, FL 34240 |
| 7 | Advanced Insurance Underwriters | 3701 S Osprey Ave, Sarasota, FL 34239 |
| 8 | Alan Hanbury | 1819 Main St, Sarasota, FL 34236 |
| 9 | All Axcess Insurance | 3839 S Tuttle Ave, Sarasota, FL 34239 |
| 10 | Alliance Insurance of Sarasota Inc. | 3658 Webber St, Sarasota, FL 34232 |
Sarasota Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Subaru, Tribeca Limited AWD | $500 | $1360 | $1860 | $1270 | $1770 | $90 |
| Chrysler, 200 Touring | $700 | $1230 | $1730 | $1150 | $1850 | $-120 |
| Mini, Cooper S | $300 | $1230 | $1530 | $1170 | $1470 | $60 |
| Ford, Expedition King Ranch | $200 | $1240 | $1440 | $1170 | $1370 | $70 |
| Mini, Cooper Clubman S | $1500 | $1330 | $1830 | $1250 | $2750 | $-920 |