Savannah Auto Insurance Rates, Quotes, Agents & Reviews in GA

Savannah, GA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Savannah, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Savannah, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Savannah, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Savannah, GA with that of other cities in and around Savannah.

Savannah Vernonburg Georgetown Skidaway Island Isle of Hope Montgomery
Average Insurance Rates $1,596 $2,349 $1,654 $1,976 $1,815 $1,866

Savannah, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Savannah, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Savannah $1,091 $921
Vernonburg $1,449 $1,224
Skidaway Island $1,602 $1,353
Chatham County $1,452 $1,227
Isle of Hope $1,332 $1,125
Montgomery $1,655 $1,398
Dutch Island $1,913 $1,616
Georgetown $1,704 $1,439

Savannah, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Savannah, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,179
20 Years $2,051
30 Years $1,580
40 Years $1,520
50 Years $1,407
60 Years $1,427
70 Years $1,661

Savannah, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Savannah, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,809 $383
3 Vehicles $4,213 $575
4 Vehicles $5,618 $766

Savings on 2 Vehicles bundle:$383

Savings on 3 Vehicles bundle:$575

Savings on 4 Vehicles bundle:$766

Savannah, GA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Savannah, GA.

Location Average Insurance Cost Post DUI Insurance Rate
Savannah $1,596 $2,918
Vernonburg $2,349 $4,294
Skidaway Island $1,976 $3,612
Chatham County $1,668 $3,049
Isle of Hope $1,815 $3,318
Montgomery $1,866 $3,411
Dutch Island $1,962 $3,587
Georgetown $1,654 $3,024

Savannah, GA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,369
Excellent (740-799) $1,563
Good (670-739) $1,663
Average (580-669) $2,170
Poor (300-579) $2,603

Savannah, GA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Remer Lane Insurance Liberty Mutual Independent 8401 WATERS AVE, SAVANNAH, 31406 (912) 352-4444
Raymond Marquez Jr Allstate 785 King George Blvd Ste G, Savannah, 31419 (912) 916-9828
Stevens, Hale & Associates None 7391 Hodgson Memorial Dr 7391 Hodgson Memorial Dr, Savannah, 31406 None
Sherrill & Company Liberty Mutual Independent 7805 WATERS AVE STE 10A, SAVANNAH, 31406 912-353-7200
Coastal Insurance Partners Liberty Mutual Independent 2000 BUSINESS CENTER DR STE 255, SAVANNAH, 31405 912-232-2500
Jerry Beets & Associates, Inc. None 8210 White Bluff Rd, Savannah, 31406 None
Bb&T Insurance Services, Inc None 2280 E. Victory Dr. , Savannah, 31404 None
Michael Dubberly & Associates Inc Liberty Mutual Independent 7303 ABERCORN ST SUITE F, SAVANNAH, 31406 912-354-8898

Savannah, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$70 $1,666
Driver's Failure In Showing Documents +$155 $1,751
Driving With An Expired Registration +$164 $1,760
Driving At A Considerably Slow Pace +$346 $1,942
Using A Cellphone While Driving +$365 $1,961
Running A Red Light +$372 $1,968
Speeding +$391 $1,987
Driving A Vehicle Without The Required Permission +$496 $2,092
Driving With An Expired/Suspended License +$1,076 $2,672

Savannah, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,532
Active Disabling Device $1,532
Tracking Device $1,500
Passive Disabling Device $1,484

Latest Auto Insurance Reviews in Savannah, GA | Back to Top

I throughly enjoy doing business with Geico and would recommend them to everyone I know. I cannot say enough great things about the company and the interactions that I have had with them.
I have a $500 deductible which I feel is low compared to some like having a low out of pocket cost. and my premium is due every 6 months and for the last couple years my rates have not changed.
American Family Insurance
I would Completely recommend my car insurance provider to all my friends and families as they are very competitive in the service which they provide as compared to other providers in the market.
I have no complaints about their customer service as I previously stated. I would give them a five. They have been helpful and efficient.
Horace Mann Educators Corporation
We save over $1K on our premiums compared to those we would have experienced with other companies. Also, again, we have lower deductibles.
Horace Mann Educators Corporation
We save over $1K on our premiums compared to those we would have experienced with other companies. Also, again, we have lower deductibles.
The customer support has been ok overall. My previous company offered very good customer support. With Geico so far I have had two good experiences and one bad one.
I like that I can do everything on the app or website that I need without talking to a person, however, if I need to talk to someone I can. I like that they offer the lowest price and the ability to customize policies to meet my needs. I like that their app is easy to use and I can see my insurance card on the app so I don't lose it.
Donegal Mutual Insurance Company
my company provides the best rates for what I purchase and are able to bundle my house and car insurance together
I cannot say enough good things about Geico. They have helped me save so much money over the years. I feel like I am with a valuable company who values their customers.
Farmer's Insurance
I liked about the company for giving less interest and more extended time to pay the insurance amount and i feel services are also quite good
There offering are fairly cheaped then other isurance companys ive came across before, And they also give out good information on how to get policys lowered.
I remember Progressive tried to raise the price on me to about $80 a month from $60 so I immediately saw it as an insult because I didn't get into any accidents.
geico has great customer service. they are quick and have apps.
It is reliable and consistent. I have never felt cheated nor have I felt that I was getting the raw end of the deal when it comes to my auto insurance.
State Farm
State Farm offers many discounts for those that need insurance. If you have multiple types of insurance, are a good driver, or have multiple vehicles insured. This has helped lower our rates immensely. They also offer riders to your policy so if you have single items of value they can be insured at low and reasonable rates in case of damage or theft.