Saxtons River Auto Insurance Rates, Quotes, Agents & Reviews in VT

Saxtons River, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Saxtons River, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Saxtons River, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Saxtons River, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Saxtons River, VT with that of other cities in and around Saxtons River.

Saxtons River Rockingham Bellows Falls Grafton North Walpole Westminster
Average Insurance Rates $1,093 $1,068 $1,056 $1,122 $1,512 $1,076

Saxtons River, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Saxtons River, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Saxtons River $1,750 $1,478
Rockingham $1,473 $1,244
Bellows Falls $2,504 $2,115
North Westminster $965 $815
North Walpole $1,547 $1,307
Westminster $2,909 $2,457
Athens $1,460 $1,233
Grafton $949 $801

Saxtons River, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Saxtons River, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,547
20 Years $1,404
30 Years $1,082
40 Years $1,041
50 Years $964
60 Years $977
70 Years $1,137

Saxtons River, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Saxtons River, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,902 $284
3 Vehicles $2,853 $426
4 Vehicles $3,804 $568

Savings on 2 Vehicles bundle:$284

Savings on 3 Vehicles bundle:$426

Savings on 4 Vehicles bundle:$568


Saxtons River, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Saxtons River, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Saxtons River $1,093 $2,259
Rockingham $1,068 $2,207
Bellows Falls $1,056 $2,182
North Westminster $1,092 $2,257
North Walpole $1,512 $2,672
Westminster $1,076 $2,224
Athens $1,073 $2,217
Grafton $1,122 $2,319

Saxtons River, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $938
Excellent (740-799) $1,070
Good (670-739) $1,139
Average (580-669) $1,486
Poor (300-579) $1,783

Saxtons River, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
The Richards Group Liberty Mutual Independent 48 HARRIS PL, BRATTLEBORO, 5301 (802) 254-6016
Casabona Insurance & Financial Services Llc Travelers 100 POPLAR COMMON, DUMMERSTON, 5301 802-275-4562
R S Carroll Agency None Po Box 888, Gawler, 5156 None
Richards Incorporated Liberty Mutual Independent 39 THE SQ, BELLOWS FALLS, 5101 (802) 463-4533

Saxtons River, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$48 $1,141
Driver's Failure In Showing Documents +$106 $1,199
Driving With An Expired Registration +$113 $1,206
Driving At A Considerably Slow Pace +$237 $1,330
Using A Cellphone While Driving +$250 $1,343
Running A Red Light +$255 $1,348
Speeding +$268 $1,361
Driving A Vehicle Without The Required Permission +$340 $1,433
Driving With An Expired/Suspended License +$737 $1,830

Saxtons River, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,049
Active Disabling Device $1,049
Tracking Device $1,027
Passive Disabling Device $1,016