Sayre Auto Insurance Rates, Quotes, Agents & Reviews in PA

Sayre, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Sayre, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Discounts Available on Car Insurance in Sayre, PA

Auto insurance is one of the most important things you can purchase for your vehicle. It protects you financially in an accident and can help pay for repairs, medical bills, and more. You are required by law to have auto insurance in Pennsylvania, and choosing a policy that meets your needs and budget is important.

The average cost of car insurance in Sayre, PA, is $1,404. Various other factors can affect your auto insurance rate, including your driving record, the type of vehicle you drive, and where you live. You can get a good idea of the available rates by shopping around and getting quotes from different insurers. Make sure to compare apples to apples and get quotes for the same coverage amount to ensure you get the best deal. After comparing prices from the leading auto insurance companies in the city, Zimlon has assembled a list of auto insurance companies in Sayre, Pennsylvania.

By Obeying Driving Regulations

Obeying traffic laws is good for your safety and can also help you save on your auto insurance premiums. In Sayre, Pennsylvania, drivers who obey the rules of the road can receive a discount on their insurance rates. Traffic violations can increase your insurance rates because they are considered risk factors. If you have a clean driving record, you are less likely to be involved in an accident, and your insurance rates will reflect that. For example, in Sayre, Pennsylvania, running a red light or having an expired registration can raise your auto insurance rates by +$327 and +$946, respectively.

Car Insurance in Lansing, MI, Based on Age 

A driver's age is one of the many factors that affect the cost of auto insurance. Younger drivers tend to pay more for insurance than older drivers. There are a few reasons for this. Younger drivers are more likely to be involved in accidents than older drivers and get speeding tickets and other traffic violations. This is because they are less experienced and more likely to take risks when driving. Insurance companies charge higher rates for younger drivers to offset the risk of accidents. For example, drivers in their 30s and 40s in Sayre, Pennsylvania, pay $1,389 and $1,337 in auto insurance, respectively, while teenagers in the same city spend $4,556.

By Availing of Multi-Car Discounts

You can reduce the cost of auto insurance in Sayre, PA, by availing of multi-car discounts. Insurance companies offer these discounts to policyholders who insure more than one vehicle. The discounts can be in the form of lower premiums or other benefits, such as waiver of excesses or lower excesses. Owners of cars in Sayre, Pennsylvania average, pay $2,415 for two cars and $3,622 for three. They might save an average of $393 to $590 on car insurance in Sayre, Pennsylvania.

Factors that can influence the cost of car insurance in Sayre, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Sayre, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Sayre, PA with that of other cities in and around Sayre.

Sayre Barton Litchfield South Waverly Chemung Athens
Average Insurance Rates $1,404 $1,638 $1,442 $1,420 $1,651 $1,409

Sayre, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Sayre, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Sayre $1,479 $1,249
South Waverly $1,435 $1,212
Waverly $1,350 $1,141
Athens $1,711 $1,445
Greens Landing $1,460 $1,233
Litchfield $1,485 $1,255
Chemung $2,787 $2,354
Barton $1,195 $1,009

Sayre, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Sayre, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,556
20 Years $1,804
30 Years $1,389
40 Years $1,337
50 Years $1,238
60 Years $1,255
70 Years $1,461

Sayre, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Sayre, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,415 $393
3 Vehicles $3,622 $590
4 Vehicles $4,830 $786

Savings on 2 Vehicles bundle:$393

Savings on 3 Vehicles bundle:$590

Savings on 4 Vehicles bundle:$786

Sayre, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Sayre, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Sayre $1,404 $2,210
South Waverly $1,420 $2,235
Waverly $1,635 $2,467
Athens $1,409 $2,218
Greens Landing $1,368 $2,153
Litchfield $1,442 $2,270
Chemung $1,651 $2,491
Barton $1,638 $2,471

Sayre, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,205
Excellent (740-799) $1,375
Good (670-739) $1,463
Average (580-669) $1,909
Poor (300-579) $2,290

Sayre, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Adam Bennett State Farm 103 S Elmira St Ste 1, Athens, 18810-1127 570-886-2494
Tom Burns State Farm 2008 Elmira St, Sayre, 18840-9100 570-888-8160
Tom Burns State Farm 2008 Elmira St, Sayre, 18840-9100 570-888-8160
Bob Hugo State Farm 95 John B Merrill Pkwy Ste 1, Towanda, 18848-1441 570-265-6615
C A Thrush Insurance Agency Erie Rr 1 Box 63B, Towanda, 18848 None
Gannon Associates Travelers PO Box 226, Athens, 18810 (800) 539-9374
Gannon Associates Travelers PO Box 226, Athens, 18810 (800) 539-9374

Sayre, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,466
Driver's Failure In Showing Documents +$136 $1,540
Driving With An Expired Registration +$145 $1,549
Driving At A Considerably Slow Pace +$305 $1,709
Using A Cellphone While Driving +$322 $1,726
Running A Red Light +$327 $1,731
Speeding +$344 $1,748
Driving A Vehicle Without The Required Permission +$437 $1,841
Driving With An Expired/Suspended License +$946 $2,350

Sayre, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,348
Active Disabling Device $1,348
Tracking Device $1,320
Passive Disabling Device $1,306