Scaggsville Auto Insurance Rates, Quotes, Agents & Reviews in MD

Scaggsville, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Scaggsville, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Scaggsville, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Scaggsville, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Scaggsville, MD with that of other cities in and around Scaggsville.

Scaggsville Columbia Burtonsville Laurel West Laurel Savage
Average Insurance Rates $1,475 $1,421 $1,427 $1,361 $1,416 $1,399

Scaggsville, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Scaggsville, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Scaggsville $1,431 $1,208
Fulton $1,918 $1,620
West Laurel $2,458 $2,076
North Laurel $1,634 $1,380
Burtonsville $1,786 $1,509
Laurel $1,709 $1,443
Savage $1,599 $1,350
Columbia $1,779 $1,502

Scaggsville, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Scaggsville, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,786
20 Years $1,895
30 Years $1,460
40 Years $1,404
50 Years $1,301
60 Years $1,319
70 Years $1,535

Scaggsville, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Scaggsville, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,537 $413
3 Vehicles $3,806 $620
4 Vehicles $5,074 $826

Savings on 2 Vehicles bundle:$413

Savings on 3 Vehicles bundle:$620

Savings on 4 Vehicles bundle:$826


Scaggsville, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Scaggsville, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Scaggsville $1,475 $2,352
Fulton $1,540 $2,455
West Laurel $1,416 $2,258
North Laurel $1,409 $2,246
Burtonsville $1,427 $2,275
Laurel $1,361 $2,170
Savage $1,399 $2,231
Columbia $1,421 $2,266

Scaggsville, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,266
Excellent (740-799) $1,445
Good (670-739) $1,537
Average (580-669) $2,005
Poor (300-579) $2,406

Scaggsville, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Mike Masri Allstate 9723 Baltimore Ave Ste 2, College Park, 20740 (301) 220-1400
Mike Masri Allstate 9723 Baltimore Ave Ste 2, College Park, 20740 (301) 220-1400
Scott Spedden State Farm 5525 Twin Knolls Rd Ste 324, Columbia, 21045-3274 410-772-5925
V W Brown Insurance Service None 10380 Old Road Suite 104 , Columbia, 21045 (443) 393-3495
Timothy Ruggiero Allstate 4040 Blackburn Ln Ste 100, Burtonsville, 20866 (301) 421-1400
Mike Williams State Farm 595 Main St Ste 337, Laurel, 20707-4352 301-498-7737
Jim Mccauley State Farm 11200 Scaggsville Rd Ste 115B, Laurel, 20723-2024 301-206-9600
Gebco Insurance Associates Inc Travelers C/0 DICK MAZZA 4949 HARTFORD AVENUE, BELTSVILLE, 20705 410-661-2004
Thomas Bole Allstate 10296A Baltimore National Pike, Ellicott City, 21042 (410) 465-5900
Commercial Insurance Managers Inc Travelers 8170 LARK BROWN RD STE 102, ELKRIDGE, 21075 410-799-2142
Steve Sapio State Farm 7351 Assateague Dr Ste 270, Jessup, 20794-3212 443-755-0555
Balfour Insurance Agency Travelers 5 TABIONA COURT, SILVER SPRING, 20906 301-438-0750

Scaggsville, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$65 $1,540
Driver's Failure In Showing Documents +$143 $1,618
Driving With An Expired Registration +$152 $1,627
Driving At A Considerably Slow Pace +$320 $1,795
Using A Cellphone While Driving +$338 $1,813
Running A Red Light +$344 $1,819
Speeding +$361 $1,836
Driving A Vehicle Without The Required Permission +$459 $1,934
Driving With An Expired/Suspended License +$994 $2,469

Scaggsville, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,416
Active Disabling Device $1,416
Tracking Device $1,387
Passive Disabling Device $1,372