Scammon Bay Auto Insurance Rates, Quotes, Agents & Reviews in AK

Scammon Bay, AK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Scammon Bay, AK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Scammon Bay, AK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Scammon Bay, AK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Scammon Bay, AK with that of other cities in and around Scammon Bay.

Scammon Bay
Average Insurance Rates $1,094

Scammon Bay, AK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Scammon Bay, AK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Scammon Bay $1,226 $1,035

Scammon Bay, AK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Scammon Bay, AK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,550
20 Years $1,406
30 Years $1,083
40 Years $1,042
50 Years $965
60 Years $978
70 Years $1,139

Scammon Bay, AK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Scammon Bay, AK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,860 $328
3 Vehicles $2,790 $492
4 Vehicles $3,720 $656

Savings on 2 Vehicles bundle:$328

Savings on 3 Vehicles bundle:$492

Savings on 4 Vehicles bundle:$656


Scammon Bay, AK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Scammon Bay, AK.

Location Average Insurance Cost Post DUI Insurance Rate
Scammon Bay $1,094 $1,708

Scammon Bay, AK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $939
Excellent (740-799) $1,071
Good (670-739) $1,140
Average (580-669) $1,487
Poor (300-579) $1,784

Scammon Bay, AK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$48 $1,142
Driver's Failure In Showing Documents +$106 $1,200
Driving With An Expired Registration +$113 $1,207
Driving At A Considerably Slow Pace +$237 $1,331
Using A Cellphone While Driving +$251 $1,345
Running A Red Light +$255 $1,349
Speeding +$268 $1,362
Driving A Vehicle Without The Required Permission +$340 $1,434
Driving With An Expired/Suspended License +$737 $1,831

Scammon Bay, AK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,050
Active Disabling Device $1,050
Tracking Device $1,028
Passive Disabling Device $1,017