Schuylkill County Auto Insurance Rates, Quotes, Agents & Reviews in PA

Schuylkill County, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Schuylkill County, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Schuylkill County, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Schuylkill County, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Schuylkill County, PA with that of other cities in and around Schuylkill County.

Schuylkill County Norwegian St. Clair Mechanicsville Pottsville Marlin
Average Insurance Rates $1,377 $1,431 $1,351 $1,362 $1,354 $1,409

Schuylkill County, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Schuylkill County, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Schuylkill County $963 $813
Norwegian $1,474 $1,245
Seltzer $1,396 $1,179
Pottsville $2,397 $2,024
Marlin $1,403 $1,185
St. Clair $1,888 $1,595
Mechanicsville $1,403 $1,185
Minersville $2,663 $2,249

Schuylkill County, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Schuylkill County, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,468
20 Years $1,769
30 Years $1,363
40 Years $1,311
50 Years $1,214
60 Years $1,231
70 Years $1,433

Schuylkill County, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Schuylkill County, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,396 $358
3 Vehicles $3,594 $537
4 Vehicles $4,792 $716

Savings on 2 Vehicles bundle:$358

Savings on 3 Vehicles bundle:$537

Savings on 4 Vehicles bundle:$716


Schuylkill County, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Schuylkill County, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Schuylkill County $1,377 $2,168
Norwegian $1,431 $2,253
Seltzer $1,409 $2,218
Pottsville $1,354 $2,131
Marlin $1,409 $2,218
St. Clair $1,351 $2,127
Mechanicsville $1,362 $2,144
Minersville $1,344 $2,116

Schuylkill County, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,181
Excellent (740-799) $1,349
Good (670-739) $1,435
Average (580-669) $1,872
Poor (300-579) $2,246

Schuylkill County, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Strausser Insurance Agency Travelers 401 SOUTH 4TH STREET, HAMBURG, 19526 610-562-2048
Greg Rautzhan State Farm 432 Main Street, Shoemakersville, 19555-1530 610-562-9935
Greg Rautzhan State Farm 432 Main Street, Shoemakersville, 19555-1530 610-562-9935
Seltzer Ins Agy Allstate 610 Route 61 South, Orwigsburg, 17961 (888) 366-1000
Stanley Suwala Allstate 1569 Swamp Pike, Gilbertsville, 19525 (610) 369-5555
Seltzer Insurance Agency Travelers 610 ROUTE 61 S, ORWIGSBURG, 17961 888-366-1000
Tim Brion State Farm 608 W Broad St, Bethlehem, 18018-5274 610-865-9001
Storti Insurance Ltd Erie 180 W RIDGE PK, LIMERICK, 19468 610-831-1800
Baringer-Hartman Insurance Group Liberty Mutual Independent 1602 W BROAD ST, QUAKERTOWN, 18951 215-536-9550
Sterner Insurance Assocs Inc None 6339 Beverly Hills Rd Coopersburg, Upper Saucon, 18036 None

Schuylkill County, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,438
Driver's Failure In Showing Documents +$134 $1,511
Driving With An Expired Registration +$142 $1,519
Driving At A Considerably Slow Pace +$299 $1,676
Using A Cellphone While Driving +$315 $1,692
Running A Red Light +$321 $1,698
Speeding +$337 $1,714
Driving A Vehicle Without The Required Permission +$428 $1,805
Driving With An Expired/Suspended License +$928 $2,305

Schuylkill County, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,322
Active Disabling Device $1,322
Tracking Device $1,294
Passive Disabling Device $1,281