Schwenksville Auto Insurance Rates, Quotes, Agents & Reviews in PA

Schwenksville, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Schwenksville, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Schwenksville, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Schwenksville, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Schwenksville, PA with that of other cities in and around Schwenksville.

Schwenksville Lower Salford Skippack Perkiomen Upper Salford Lower Frederick
Average Insurance Rates $1,440 $1,605 $1,605 $1,528 $1,595 $1,472

Schwenksville, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Schwenksville, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Schwenksville $1,667 $1,408
Spring Mount $1,440 $1,216
Perkiomen $1,882 $1,589
Lower Frederick $1,469 $1,241
Upper Salford $1,477 $1,248
Lower Salford $1,653 $1,396
Skippack $1,358 $1,147
Woxall $1,914 $1,616

Schwenksville, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Schwenksville, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,673
20 Years $1,850
30 Years $1,425
40 Years $1,371
50 Years $1,270
60 Years $1,287
70 Years $1,499

Schwenksville, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Schwenksville, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,506 $374
3 Vehicles $3,758 $562
4 Vehicles $5,011 $749

Savings on 2 Vehicles bundle:$374

Savings on 3 Vehicles bundle:$562

Savings on 4 Vehicles bundle:$749


Schwenksville, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Schwenksville, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Schwenksville $1,440 $2,267
Spring Mount $1,457 $2,293
Perkiomen $1,528 $2,405
Lower Frederick $1,472 $2,317
Upper Salford $1,595 $2,511
Lower Salford $1,605 $2,526
Skippack $1,605 $2,526
Woxall $1,589 $2,501

Schwenksville, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,235
Excellent (740-799) $1,410
Good (670-739) $1,501
Average (580-669) $1,958
Poor (300-579) $2,349

Schwenksville, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,503
Driver's Failure In Showing Documents +$140 $1,580
Driving With An Expired Registration +$148 $1,588
Driving At A Considerably Slow Pace +$312 $1,752
Using A Cellphone While Driving +$330 $1,770
Running A Red Light +$336 $1,776
Speeding +$353 $1,793
Driving A Vehicle Without The Required Permission +$448 $1,888
Driving With An Expired/Suspended License +$971 $2,411

Schwenksville, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,382
Active Disabling Device $1,382
Tracking Device $1,354
Passive Disabling Device $1,339