Scio Auto Insurance Rates, Quotes, Agents & Reviews in OR

Scio, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Scio, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Scio, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Scio, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Scio, OR with that of other cities in and around Scio.

Scio West Scio Aumsville Crabtree Jefferson Marion
Average Insurance Rates $1,405 $1,922 $1,394 $1,418 $1,441 $1,403

Scio, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Scio, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Scio $948 $800
West Scio $1,980 $1,672
Scio-Lacomb $1,652 $1,395
Marion $1,659 $1,402
Crabtree $1,503 $1,269
Jefferson $1,838 $1,552
Sublimity $1,188 $1,003
Aumsville $1,403 $1,185

Scio, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Scio, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,559
20 Years $1,805
30 Years $1,390
40 Years $1,338
50 Years $1,239
60 Years $1,256
70 Years $1,462

Scio, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Scio, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,473 $337
3 Vehicles $3,709 $506
4 Vehicles $4,946 $674

Savings on 2 Vehicles bundle:$337

Savings on 3 Vehicles bundle:$506

Savings on 4 Vehicles bundle:$674

Scio, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Scio, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Scio $1,405 $2,102
West Scio $1,922 $2,875
Scio-Lacomb $1,476 $2,208
Marion $1,403 $2,099
Crabtree $1,418 $2,121
Jefferson $1,441 $2,156
Sublimity $1,449 $2,168
Aumsville $1,394 $2,085

Scio, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,205
Excellent (740-799) $1,376
Good (670-739) $1,464
Average (580-669) $1,910
Poor (300-579) $2,292

Scio, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Stephen Hudspeth Farmers 835 Liberty St NE, Salem, 97301 (503) 371-9300
Joan Johnson State Farm 885 Lancaster Dr SE Ste A, Salem, 97317-5858 503-363-1261
Timothy J Farr Allstate 219 N 1st St, Stayton, 97383 (503) 767-4690
Barbara Furer State Farm 1579 Edgewater St NW, Salem, 97304-4635 503-370-9434
Richard Hansen Allstate 5044 Commercial St SE, Salem, 97306 (503) 378-0535
Tod Nau State Farm 2340 Martin Drive Ste 101, Stayton, 97383-1484 503-767-8636
Michael Bochsler Farmers 120 S Center St, Sublimity, 97385 (503) 767-7777
Fullhart Insurance Agency None 13535 Sw 72Nd Ave., Ste 100, Tigard, 97223 (503) 828-0922
Siefarth Insurance Services Inc Travelers 280 COURT ST NE STE 220, SALEM, 97301 503-540-3180
Fournier Group Liberty Mutual Independent 814 MAIN ST, OREGON CITY, 97045 503-251-2255
Oak Tree Insurance Liberty Mutual Independent 5335 MEADOWS RD STE 101, LAKE OSWEGO, 97035 (503) 635-3303

Scio, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,467
Driver's Failure In Showing Documents +$136 $1,541
Driving With An Expired Registration +$145 $1,550
Driving At A Considerably Slow Pace +$305 $1,710
Using A Cellphone While Driving +$322 $1,727
Running A Red Light +$327 $1,732
Speeding +$344 $1,749
Driving A Vehicle Without The Required Permission +$437 $1,842
Driving With An Expired/Suspended License +$947 $2,352

Scio, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,349
Active Disabling Device $1,349
Tracking Device $1,321
Passive Disabling Device $1,307