Scottsdale Auto Insurance Rates, Quotes, Agents & Reviews in AZ

Scottsdale, AZ Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Scottsdale, AZ, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Scottsdale, AZ are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Scottsdale, AZ Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Scottsdale, AZ with that of other cities in and around Scottsdale.

Scottsdale Salt River Phoenix Fountain Hills Paradise Valley Rio Verde
Average Insurance Rates $987 $1,235 $1,296 $1,480 $2,189 $1,555

Scottsdale, AZ Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Scottsdale, AZ based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Scottsdale $1,712 $1,446
Fountain Hills $1,789 $1,511
Carefree $1,671 $1,411
Paradise Valley $2,271 $1,918
Rio Verde $2,092 $1,767
Salt River $1,597 $1,349
Cave Creek $1,392 $1,175
Phoenix $1,175 $993

Scottsdale, AZ Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Scottsdale, AZ usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,203
20 Years $1,268
30 Years $977
40 Years $940
50 Years $870
60 Years $882
70 Years $1,027

Scottsdale, AZ Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Scottsdale, AZ can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,717 $257
3 Vehicles $2,576 $385
4 Vehicles $3,435 $513

Savings on 2 Vehicles bundle:$257

Savings on 3 Vehicles bundle:$385

Savings on 4 Vehicles bundle:$513


Scottsdale, AZ Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Scottsdale, AZ.

Location Average Insurance Cost Post DUI Insurance Rate
Scottsdale $987 $1,956
Fountain Hills $1,480 $2,934
Carefree $1,689 $3,348
Paradise Valley $2,189 $4,339
Rio Verde $1,555 $3,082
Salt River $1,235 $2,448
Cave Creek $1,535 $3,043
Phoenix $1,296 $2,569

Scottsdale, AZ Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $847
Excellent (740-799) $967
Good (670-739) $1,028
Average (580-669) $1,342
Poor (300-579) $1,610

Scottsdale, AZ Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jason Pesch Farmers 9304 E Raintree Dr Ste 120, Scottsdale, 85260 (480) 292-9977
Surety Placement Services, Llc None 7975 N Hayden Rd Ste 300, Scottsdale, 85258 None
Brian Stevens State Farm 21043 N Cave Creek Rd Ste A12, Phoenix, 85024-5519 602-569-6600
Allan Abraham State Farm 14702 N Frank Lloyd Wright Blvd, Scottsdale, 85260-2044 480-949-5066
Willis Of Arizona Inc Liberty Mutual Independent 11201 N TATUM BLVD STE 300, PHOENIX, 85028 (602) 787-6000
Alliance Insurance Partners Travelers 16427 N SCOTTSDALE RD STE 410, SCOTTSDALE, 85254 602-427-4300
Dennis Dowling State Farm 5310 E Shea Blvd Ste 3, Scottsdale, 85254-4700 602-953-1990
Brightway Insurance Inc Travelers 9393 N 90TH ST STE 110, SCOTTSDALE, 85258 480-696-2200
Ronald Lofano Farmers 9590 E Ironwood Square Dr Ste 230, Scottsdale, 85258 (480) 491-8585
Valerie M Mowers Liberty Mutual 10304 N Hayden Road Ste 130, Scottsdale, 85258 1-480-483-8467
Robert Bob Mccune Lutcf Farmers 11111 N Scottsdale Rd Ste 110, Scottsdale, 85254 (480) 435-5015

Scottsdale, AZ Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$43 $1,030
Driver's Failure In Showing Documents +$96 $1,083
Driving With An Expired Registration +$102 $1,089
Driving At A Considerably Slow Pace +$214 $1,201
Using A Cellphone While Driving +$226 $1,213
Running A Red Light +$230 $1,217
Speeding +$242 $1,229
Driving A Vehicle Without The Required Permission +$307 $1,294
Driving With An Expired/Suspended License +$665 $1,652

Scottsdale, AZ Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $948
Active Disabling Device $948
Tracking Device $928
Passive Disabling Device $918

Latest Auto Insurance Reviews in Scottsdale, AZ | Back to Top

Usaa
I have a lower deductible and higher level of coverage for two cars for about what other insurance companies quoted for one car. I am very happy with that.
State Farm
I would recommend this company, you are in good hands with them. The are very responsive and helpful at all times. They are knowledgeable about the industry.
Usaa
I love my insurance company. They always have my best interest in mind and it shows.It's really nice to be able to speak with someone no matter what is going on.
Metlife
Yes, I would definitely recommend them, mostly because of the price. The customer service has been fine as well.
Esurance
5. I am compteley satisfied. I have had esurance for almost 15 years and never had a complaint about them. I Like how easy they are to use and I don't have to talk to many people.
Esurance
5. I am compteley satisfied. I have had esurance for almost 15 years and never had a complaint about them. I Like how easy they are to use and I don't have to talk to many people.
Geico
I like the fact that the company doesn't second guess me or get too deep into my business. I often buy new vehicles and sell them often so I always hated when the company I used to have would feel themselves concerned with my personal affairs.
Allstate
Whenever I do call or ask for documentation they handled me with respect and are pleasant to talk to. I get the answers when I ask the first time,
Geico
Overall Geico, my insurance policy is quite good, it is not that expensive and includes everything I need whenever something extraordinary happens.
Usaa
I have not shopped around and only know of lower premiums from other companies through word of mouth. I would not trade this for the level of customer service and how efficiently claims are dealt with by USAA
Mercury
THE LENGTH IN THE COMPLIANCE OF THE CONTRACTUAL CLAUSES, THE LITTLE INTEREST IN THE PAYMENT OF THE CLAUSES, IN OCATIONS EXIG MUCH DEMAGOGIA
Usaa
The only drawback of USAA's is the lack of physical locations I can visit in person. Conducting business over the phone has been acceptable so far though.