Scranton, PA Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Scranton, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Scranton, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Scranton, PA Auto Insurance Rates
- Scranton, PA Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Scranton, PA
- Multi Vehicle Insurance Savings in Scranton, PA
- How Credit Score Affects Car Insurance Rates in Scranton, PA
- How DUI Affects Auto Insurance Premiums in Scranton, PA
- Top Auto Insurance Agents Near Scranton, PA
- How Driving Violations Affect Auto Insurance Rates in Scranton, PA
- Scranton, PA Auto Insurance Discounts on Anti Theft Feature
- Scranton, PA Auto Insurance Company Reviews
Scranton, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Scranton, PA with that of other cities in and around Scranton.
| Scranton | Dunmore | Taylor | Old Forge | Throop | Lackawanna County | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,200 | $1,424 | $1,396 | $1,426 | $1,381 | $1,422 |
Scranton, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Scranton, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Scranton | $1,610 | $1,360 |
| Taylor | $928 | $784 |
| Dunmore | $1,500 | $1,267 |
| Lackawanna County | $1,012 | $855 |
| Moosic | $2,004 | $1,693 |
| Throop | $1,029 | $869 |
| Old Forge | $1,070 | $904 |
| Dickson City | $1,551 | $1,310 |
Scranton, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Scranton, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,894 |
| 20 Years | $1,542 |
| 30 Years | $1,188 |
| 40 Years | $1,143 |
| 50 Years | $1,058 |
| 60 Years | $1,073 |
| 70 Years | $1,249 |
Scranton, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Scranton, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,040 | $360 |
| 3 Vehicles | $3,060 | $540 |
| 4 Vehicles | $4,080 | $720 |
Savings on 2 Vehicles bundle:$360
Savings on 3 Vehicles bundle:$540
Savings on 4 Vehicles bundle:$720
Scranton, PA Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Scranton, PA.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Scranton | $1,200 | $1,889 |
| Taylor | $1,396 | $2,197 |
| Dunmore | $1,424 | $2,242 |
| Lackawanna County | $1,422 | $2,238 |
| Moosic | $1,425 | $2,243 |
| Throop | $1,381 | $2,174 |
| Old Forge | $1,426 | $2,245 |
| Dickson City | $1,424 | $2,242 |
Scranton, PA Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,030 |
| Excellent (740-799) | $1,175 |
| Good (670-739) | $1,250 |
| Average (580-669) | $1,631 |
| Poor (300-579) | $1,957 |
Scranton, PA Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Charles Peterman | Liberty Mutual | 72 Glenmaura National Blvd. Suite 102 - Glenmaura Professional Center, Moosic, 18507 | 1-570-825-3528 |
| James E Saxe | Erie | 960 Main Street, Peckville, 18452 | None |
| Gary A Dibileo Agency Inc | Nationwide | 302 South Main Avenue, Scranton, 18504-2547 | (570) 969-1855 |
| Paciotti Insurance Agency Inc | Erie | 320 Main Street, Dickson City, 18519 | None |
| Cummings Insurance Agency Inc | None | 760 E Drinker St, Dunmore, 18512 | None |
| Clauss Bovard Agency Inc | Liberty Mutual Independent | 134 DELAWARE AVE, OLYPHANT, 18447 | 570-489-7533 |
| Henry H. Shoemaker Agency | None | 4750 Scheidys Rd , Coplay, 18037 | None |
| O R Pacchioli Insurance Agency | Travelers | 6620 MAIN ST, MARTINS CREEK, 18063 | 610-258-3582 |
| A A Lapp & Associates Inc | Erie | 16 S Broad Street, Nazareth, 18064 | None |
Scranton, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$53 | $1,253 |
| Driver's Failure In Showing Documents | +$116 | $1,316 |
| Driving With An Expired Registration | +$124 | $1,324 |
| Driving At A Considerably Slow Pace | +$260 | $1,460 |
| Using A Cellphone While Driving | +$275 | $1,475 |
| Running A Red Light | +$280 | $1,480 |
| Speeding | +$294 | $1,494 |
| Driving A Vehicle Without The Required Permission | +$373 | $1,573 |
| Driving With An Expired/Suspended License | +$809 | $2,009 |
Scranton, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,152 |
| Active Disabling Device | $1,152 |
| Tracking Device | $1,128 |
| Passive Disabling Device | $1,116 |
Latest Auto Insurance Reviews in Scranton, PA | Back to Top
Farmer's InsuranceFarmer's Insurance was much less expensive than other national brands, almost 100$ a month.
ProgressiveThey are a decently priced insurance that covers what I need.they respond quickly and things moved ok (once quickly and others slowly). their online system is really easy to use and you can do everything from home
TravelersI am happy with my premiums and deductible. I have shopped around in the past, and this was the lowest I found.
ProgressiveI would absolutely recommend progressive to anyone, especially after my horrible accident and the amount of care and compassion they provided to me.
State FarmI would recommend State Farm for auto insurance, because they are thorough, quick in getting back to you, and pretty reasonable to work with.
ProgressiveI like that the chat function on Progressive's webpage allows me to talk with a customer service representative. They are able to answer my questions and process any changes to my policy immediately.
TravelersI like that my insurance company prides themselves on being user friendly and they do a great job satisfying my needs. The rates are very reasonable and the coverage is superior for the price that I pay.
AaaI am happy with my current coverage, but wish it would be cheaper. My current insurance agent is very helpful.
ProgressiveTheir website can be pretty confusing. It seems to redirect me a lot, and I've had issues logging in many times.
Farmer's InsuranceCustomer service agents are always friendly and helpful and willing to spend the time to answer questions I may have.
State FarmI have this company for 10 years and did not compare rates. I liked their rate immediately