Scranton Auto Insurance Rates, Quotes, Agents & Reviews in PA

Scranton, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Scranton, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Scranton, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Scranton, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Scranton, PA with that of other cities in and around Scranton.

Scranton Dunmore Taylor Old Forge Throop Lackawanna County
Average Insurance Rates $1,200 $1,424 $1,396 $1,426 $1,381 $1,422

Scranton, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Scranton, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Scranton $1,610 $1,360
Taylor $928 $784
Dunmore $1,500 $1,267
Lackawanna County $1,012 $855
Moosic $2,004 $1,693
Throop $1,029 $869
Old Forge $1,070 $904
Dickson City $1,551 $1,310

Scranton, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Scranton, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,894
20 Years $1,542
30 Years $1,188
40 Years $1,143
50 Years $1,058
60 Years $1,073
70 Years $1,249

Scranton, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Scranton, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,040 $360
3 Vehicles $3,060 $540
4 Vehicles $4,080 $720

Savings on 2 Vehicles bundle:$360

Savings on 3 Vehicles bundle:$540

Savings on 4 Vehicles bundle:$720

Scranton, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Scranton, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Scranton $1,200 $1,889
Taylor $1,396 $2,197
Dunmore $1,424 $2,242
Lackawanna County $1,422 $2,238
Moosic $1,425 $2,243
Throop $1,381 $2,174
Old Forge $1,426 $2,245
Dickson City $1,424 $2,242

Scranton, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,030
Excellent (740-799) $1,175
Good (670-739) $1,250
Average (580-669) $1,631
Poor (300-579) $1,957

Scranton, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Charles Peterman Liberty Mutual 72 Glenmaura National Blvd. Suite 102 - Glenmaura Professional Center, Moosic, 18507 1-570-825-3528
James E Saxe Erie 960 Main Street, Peckville, 18452 None
Gary A Dibileo Agency Inc Nationwide 302 South Main Avenue, Scranton, 18504-2547 (570) 969-1855
Paciotti Insurance Agency Inc Erie 320 Main Street, Dickson City, 18519 None
Cummings Insurance Agency Inc None 760 E Drinker St, Dunmore, 18512 None
Clauss Bovard Agency Inc Liberty Mutual Independent 134 DELAWARE AVE, OLYPHANT, 18447 570-489-7533
Henry H. Shoemaker Agency None 4750 Scheidys Rd , Coplay, 18037 None
O R Pacchioli Insurance Agency Travelers 6620 MAIN ST, MARTINS CREEK, 18063 610-258-3582
A A Lapp & Associates Inc Erie 16 S Broad Street, Nazareth, 18064 None

Scranton, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$53 $1,253
Driver's Failure In Showing Documents +$116 $1,316
Driving With An Expired Registration +$124 $1,324
Driving At A Considerably Slow Pace +$260 $1,460
Using A Cellphone While Driving +$275 $1,475
Running A Red Light +$280 $1,480
Speeding +$294 $1,494
Driving A Vehicle Without The Required Permission +$373 $1,573
Driving With An Expired/Suspended License +$809 $2,009

Scranton, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,152
Active Disabling Device $1,152
Tracking Device $1,128
Passive Disabling Device $1,116

Latest Auto Insurance Reviews in Scranton, PA | Back to Top

Farmer's Insurance
Farmer's Insurance was much less expensive than other national brands, almost 100$ a month.
They are a decently priced insurance that covers what I need.they respond quickly and things moved ok (once quickly and others slowly). their online system is really easy to use and you can do everything from home
I am happy with my premiums and deductible. I have shopped around in the past, and this was the lowest I found.
I would absolutely recommend progressive to anyone, especially after my horrible accident and the amount of care and compassion they provided to me.
State Farm
I would recommend State Farm for auto insurance, because they are thorough, quick in getting back to you, and pretty reasonable to work with.
I like that the chat function on Progressive's webpage allows me to talk with a customer service representative. They are able to answer my questions and process any changes to my policy immediately.
I like that my insurance company prides themselves on being user friendly and they do a great job satisfying my needs. The rates are very reasonable and the coverage is superior for the price that I pay.
I am happy with my current coverage, but wish it would be cheaper. My current insurance agent is very helpful.
Their website can be pretty confusing. It seems to redirect me a lot, and I've had issues logging in many times.
Farmer's Insurance
Customer service agents are always friendly and helpful and willing to spend the time to answer questions I may have.
State Farm
I have this company for 10 years and did not compare rates. I liked their rate immediately