Seabeck Auto Insurance Rates, Quotes, Agents & Reviews in WA

Seabeck, WA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Seabeck, WA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Seabeck, WA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Seabeck, WA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Seabeck, WA with that of other cities in and around Seabeck.

Seabeck Bangor Base Erlands Point-Kitsap Lake Kitsap County Silverdale Chico
Average Insurance Rates $1,290 $1,754 $1,577 $1,239 $1,242 $1,289

Seabeck, WA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Seabeck, WA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Seabeck $1,163 $982
Bremerton $1,486 $1,255
Brinnon $1,408 $1,189
Chico $1,791 $1,513
Erlands Point-Kitsap Lake $1,198 $1,012
Silverdale $1,518 $1,282
Bangor Base $1,807 $1,526
Kitsap County $1,513 $1,278

Seabeck, WA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Seabeck, WA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,186
20 Years $1,657
30 Years $1,277
40 Years $1,228
50 Years $1,137
60 Years $1,153
70 Years $1,342

Seabeck, WA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Seabeck, WA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,245 $335
3 Vehicles $3,367 $503
4 Vehicles $4,489 $671

Savings on 2 Vehicles bundle:$335

Savings on 3 Vehicles bundle:$503

Savings on 4 Vehicles bundle:$671

Seabeck, WA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Seabeck, WA.

Location Average Insurance Cost Post DUI Insurance Rate
Seabeck $1,290 $2,071
Bremerton $1,048 $1,682
Brinnon $1,604 $2,575
Chico $1,289 $2,069
Erlands Point-Kitsap Lake $1,577 $2,531
Silverdale $1,242 $1,994
Bangor Base $1,754 $2,815
Kitsap County $1,239 $1,989

Seabeck, WA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,107
Excellent (740-799) $1,263
Good (670-739) $1,344
Average (580-669) $1,754
Poor (300-579) $2,104

Seabeck, WA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Betty J Skinner Allstate 4181 Wheaton Way Ste 1, Bremerton, 98310 (360) 479-9850
David Lee State Farm 10868 NW Myhre Pl Ste 101, Silverdale, 98383-7618 360-613-5550
Kevin Bradley Allstate 9119 Ridgetop Blvd NW Ste 160, Silverdale, 98383 (360) 204-5030
John Stephens State Farm 1100 Wheaton Way Ste A, Bremerton, 98310-4459 360-377-3992
Gh Anderson Insurance Inc. Allstate 3214 W McGraw St Ste 312, Seattle, 98199 (206) 281-7087
West Hills Insurance Agency Allstate 950 W Hills Blvd, Bremerton, 98312 (360) 616-3300
Ken Hall State Farm 9576 Ridgetop Blvd NW, Silverdale, 98383-8554 360-692-2900
Sarah Simonson Farmers 3850 Kitsap Way Ste 104, Bremerton, 98312 (360) 824-5700
Aaa Insurance Agency Travelers 5700 KITSAP WAY, BREMERTON, 98312 877-222-4678
Totem Agencies Inc Liberty Mutual Independent 10526 N E 68TH, KIRKLAND, 98033 425-827-8774

Seabeck, WA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$57 $1,347
Driver's Failure In Showing Documents +$125 $1,415
Driving With An Expired Registration +$133 $1,423
Driving At A Considerably Slow Pace +$280 $1,570
Using A Cellphone While Driving +$295 $1,585
Running A Red Light +$301 $1,591
Speeding +$316 $1,606
Driving A Vehicle Without The Required Permission +$401 $1,691
Driving With An Expired/Suspended License +$869 $2,159

Seabeck, WA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,238
Active Disabling Device $1,238
Tracking Device $1,213
Passive Disabling Device $1,200