Seagoville, TX Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Seagoville, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Seagoville, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Seagoville, TX Auto Insurance Rates
- Seagoville, TX Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Seagoville, TX
- Multi Vehicle Insurance Savings in Seagoville, TX
- How Credit Score Affects Car Insurance Rates in Seagoville, TX
- How DUI Affects Auto Insurance Premiums in Seagoville, TX
- Top Auto Insurance Agents Near Seagoville, TX
- How Driving Violations Affect Auto Insurance Rates in Seagoville, TX
- Seagoville, TX Auto Insurance Discounts on Anti Theft Feature
Seagoville, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Seagoville, TX with that of other cities in and around Seagoville.
| Seagoville | Forney | Talty | Wilmer | Crandall | Balch Springs | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,864 | $1,442 | $2,123 | $1,823 | $1,935 | $1,860 |
Seagoville, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Seagoville, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Seagoville | $1,589 | $1,342 |
| Combine | $1,232 | $1,041 |
| Balch Springs | $1,944 | $1,642 |
| Forney | $1,145 | $967 |
| Mesquite | $2,159 | $1,824 |
| Crandall | $1,559 | $1,317 |
| Wilmer | $1,588 | $1,342 |
| Talty | $2,187 | $1,847 |
Seagoville, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Seagoville, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $6,048 |
| 20 Years | $2,395 |
| 30 Years | $1,845 |
| 40 Years | $1,775 |
| 50 Years | $1,644 |
| 60 Years | $1,667 |
| 70 Years | $1,940 |
Seagoville, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Seagoville, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,281 | $447 |
| 3 Vehicles | $4,921 | $671 |
| 4 Vehicles | $6,561 | $895 |
Savings on 2 Vehicles bundle:$447
Savings on 3 Vehicles bundle:$671
Savings on 4 Vehicles bundle:$895
Seagoville, TX Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Seagoville, TX.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Seagoville | $1,864 | $2,902 |
| Combine | $1,977 | $3,078 |
| Balch Springs | $1,860 | $2,896 |
| Forney | $1,442 | $2,245 |
| Mesquite | $1,527 | $2,377 |
| Crandall | $1,935 | $3,012 |
| Wilmer | $1,823 | $2,838 |
| Talty | $2,123 | $3,305 |
Seagoville, TX Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,599 |
| Excellent (740-799) | $1,826 |
| Good (670-739) | $1,942 |
| Average (580-669) | $2,534 |
| Poor (300-579) | $3,040 |
Seagoville, TX Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Ryan Wileman | State Farm | 232 S Collins Rd Ste B, Sunnyvale, 75182-4625 | 972-222-5674 |
| J.B. Lloyd And Associates, Llc | None | 8401 N Central Expwy Ste 1000, Dallas, 75225 | None |
| Lynn Wier | Farmers | 190 S Collins Rd Ste 104, Sunnyvale, 75182 | (972) 289-4585 |
| Anthony Kachiros | Allstate | 10995 Plano Rd Ste 203, Dallas, 75238 | (214) 736-8893 |
| Rusty Mcrae | State Farm | 1200 E Davis St Ste 101, Mesquite, 75149-8711 | 972-285-7779 |
| Roy Cruz Jr. | Allstate | 921 S Bryan Belt Line Rd, Mesquite, 75149 | (972) 216-5000 |
| Jay Longsworth | Farmers | 3110 Webb Ave Ste 201, Dallas, 75205 | (214) 443-3800 |
| Bobby Reneau | Allstate | 182 S Collins Rd Ste 500, Sunnyvale, 75182 | (972) 216-1336 |
| Ragland Strother & Lafitte | Liberty Mutual Independent | 3838 Oak Lawn Ave., Ste. 500, Dallas, 75219 | None |
| Twfg Insurance Services | None | 3131 Mckinney Ave Ste 600, Dallas, 75204 | None |
| Arnold Allen Simpson | Nationwide | 1719 N Fitzhugh Ste C, Dallas, 75204 | (972) 291-2904 |
| Aon Risk Services Southwest, Inc. | None | 2711 N Haskell Ave 2711 N Haskell Ave, Dallas, 75204 | None |
| Steven R Wyatt Lutcf | Liberty Mutual | 4144 North Central Expressway Suite 160, Dallas, 75204 | 1-214-459-8540 |
Seagoville, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$82 | $1,946 |
| Driver's Failure In Showing Documents | +$181 | $2,045 |
| Driving With An Expired Registration | +$192 | $2,056 |
| Driving At A Considerably Slow Pace | +$404 | $2,268 |
| Using A Cellphone While Driving | +$427 | $2,291 |
| Running A Red Light | +$434 | $2,298 |
| Speeding | +$457 | $2,321 |
| Driving A Vehicle Without The Required Permission | +$580 | $2,444 |
| Driving With An Expired/Suspended License | +$1,256 | $3,120 |
Seagoville, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,789 |
| Active Disabling Device | $1,789 |
| Tracking Device | $1,752 |
| Passive Disabling Device | $1,734 |