Seat Pleasant Auto Insurance Rates, Quotes, Agents & Reviews in MD

Seat Pleasant, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Seat Pleasant, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Seat Pleasant, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Seat Pleasant, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Seat Pleasant, MD with that of other cities in and around Seat Pleasant.

Seat Pleasant Peppermill Village Capitol Heights Landover Walker Mill Summerfield
Average Insurance Rates $1,328 $1,353 $1,344 $1,333 $1,356 $1,358

Seat Pleasant, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Seat Pleasant, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Seat Pleasant $1,833 $1,549
Peppermill Village $1,569 $1,325
Fairmount Heights $1,166 $985
Capitol Heights $1,124 $949
Walker Mill $1,535 $1,296
Summerfield $1,506 $1,272
Coral Hills $1,683 $1,422
Landover $1,428 $1,206

Seat Pleasant, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Seat Pleasant, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,309
20 Years $1,706
30 Years $1,314
40 Years $1,265
50 Years $1,171
60 Years $1,187
70 Years $1,382

Seat Pleasant, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Seat Pleasant, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,311 $345
3 Vehicles $3,466 $518
4 Vehicles $4,621 $691

Savings on 2 Vehicles bundle:$345

Savings on 3 Vehicles bundle:$518

Savings on 4 Vehicles bundle:$691


Seat Pleasant, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Seat Pleasant, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Seat Pleasant $1,328 $2,117
Peppermill Village $1,353 $2,157
Fairmount Heights $1,350 $2,152
Capitol Heights $1,344 $2,143
Walker Mill $1,356 $2,162
Summerfield $1,358 $2,165
Coral Hills $1,338 $2,133
Landover $1,333 $2,125

Seat Pleasant, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,139
Excellent (740-799) $1,301
Good (670-739) $1,384
Average (580-669) $1,805
Poor (300-579) $2,166

Seat Pleasant, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Sheila Batey Allstate 1540 Pointer Ridge Pl Ste B, Bowie, 20716 (301) 476-1085
Horenberg Insurance Services Inc Liberty Mutual Independent 3915 National Drive Suite 400, BURTONSVILLE, 20866 (301) 628-4000
Al Freeman Iii Allstate 10610 Rhode Island Ave Ste 202, Beltsville, 20705 (301) 937-3700
Insurance Associates Inc Travelers 21 CHURCH ST STE 100, ROCKVILLE, 20850 301-838-9400
Mohammad Bajwa Allstate 8478 Piney Branch Rd, Silver Spring, 20901 (301) 578-4100
Otis Coates State Farm 3020 Saint Clair Dr, Marlow Hgts, 20748-1639 301-423-4334
Daniel Podoley Allstate 6000 Laurel Bowie Rd Ste 210, Bowie, 20715 (301) 352-7900
Iii Of Maryland, Inc. None 10430 Shaker Dr Ste 200, Columbia, 21046 None
Alliant Insurance Services Travelers 9901 BUSINESS PKWY STE B, LANHAM, 20706 703-397-0977
Adam Fitzpatrick State Farm 9934 Liberty Rd, Randallstown, 21133-1804 410-521-3070
Joseph W Mccartin Ins Inc Erie 5000 SUNNYSIDE AVE STE 200, BELTSVILLE, 20705 301-937-0400

Seat Pleasant, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$58 $1,386
Driver's Failure In Showing Documents +$129 $1,457
Driving With An Expired Registration +$137 $1,465
Driving At A Considerably Slow Pace +$288 $1,616
Using A Cellphone While Driving +$304 $1,632
Running A Red Light +$309 $1,637
Speeding +$325 $1,653
Driving A Vehicle Without The Required Permission +$413 $1,741
Driving With An Expired/Suspended License +$895 $2,223

Seat Pleasant, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,275
Active Disabling Device $1,275
Tracking Device $1,248
Passive Disabling Device $1,235