Seattle Auto Insurance Rates, Quotes, Agents & Reviews in WA

Seattle, WA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Seattle, WA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Seattle, WA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Seattle, WA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Seattle, WA with that of other cities in and around Seattle.

Seattle Burien White Center Beaux Arts Village Mercer Island Medina
Average Insurance Rates $1,254 $1,257 $1,366 $1,664 $1,568 $1,853

Seattle, WA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Seattle, WA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Seattle $1,051 $887
Boulevard Park $1,483 $1,253
White Center $1,867 $1,577
Mercer Island $2,217 $1,872
Beaux Arts Village $2,236 $1,889
Medina $1,547 $1,307
Burien $2,321 $1,960
Bryn Mawr-Skyway $1,623 $1,371

Seattle, WA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Seattle, WA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,069
20 Years $1,611
30 Years $1,241
40 Years $1,194
50 Years $1,106
60 Years $1,121
70 Years $1,305

Seattle, WA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Seattle, WA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,157 $351
3 Vehicles $3,235 $527
4 Vehicles $4,314 $702

Savings on 2 Vehicles bundle:$351

Savings on 3 Vehicles bundle:$527

Savings on 4 Vehicles bundle:$702

Seattle, WA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Seattle, WA.

Location Average Insurance Cost Post DUI Insurance Rate
Seattle $1,254 $2,013
Boulevard Park $1,225 $1,966
White Center $1,366 $2,193
Mercer Island $1,568 $2,517
Beaux Arts Village $1,664 $2,671
Medina $1,853 $2,974
Burien $1,257 $2,018
Bryn Mawr-Skyway $1,263 $2,027

Seattle, WA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,076
Excellent (740-799) $1,228
Good (670-739) $1,307
Average (580-669) $1,705
Poor (300-579) $2,045

Seattle, WA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Bainbridge Agency Allstate 600 Winslow Way E Ste 213, Bainbridge Island, 98110 (206) 780-9801
David Lo State Farm 12705 Renton Ave S, Seattle, 98178-4847 206-772-3388
Greg Nunn State Farm 200 Roy St Ste 102, Seattle, 98109-4110 206-284-9700
Jeremy Olson Allstate 15403 1st Ave S, Burien, 98148 (206) 433-1466
Peltzer & Associates Liberty Mutual Independent 12835 BEL RED RD STE 220, BELLEVUE, 98005 (425) 455-0522
Armfield Harrison & Thomas Inc Liberty Mutual Independent 600 UNIVERSITY STREET STE 1300, SEATTLE, 98101 (206) 269-0122
Jeremy Olson Allstate 1512 Eastlake Ave E, Seattle, 98102 (206) 453-6118
Niehl Ins Agcy Inc Travelers 375 118TH AVE SE STE 103, BELLEVUE, 98005 425-644-1600
Bob Buchanan Dba Cactus None 2020 Grant Ave S Unit L202, Renton, 98055 None
Pacific Northwest Ins Inc Travelers 5612 LAKE WASHINGTON BLVD NE STE 100 C, KIRKLAND, 98033 425-828-7877

Seattle, WA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$55 $1,309
Driver's Failure In Showing Documents +$122 $1,376
Driving With An Expired Registration +$129 $1,383
Driving At A Considerably Slow Pace +$272 $1,526
Using A Cellphone While Driving +$287 $1,541
Running A Red Light +$292 $1,546
Speeding +$307 $1,561
Driving A Vehicle Without The Required Permission +$390 $1,644
Driving With An Expired/Suspended License +$845 $2,099

Seattle, WA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,204
Active Disabling Device $1,204
Tracking Device $1,179
Passive Disabling Device $1,166

Latest Auto Insurance Reviews in Seattle, WA | Back to Top

I would high recommend Geico for anyones Auto policy. I think they offer many options to help any person and they have very helpful customer service.
Geico has all of the standard offerings, but they offer motorcycle and boat too. They have good bundling packages too.
I have never submitted a claim to Geico, but I have over the last 7 years needed to call for roadside assistance for a jump start. The assistance came almost immediately and the price was covered in my policy
I would definitely recommend GEICO and in-fact I have recommended it on multiple occasions. I feel as though they are too competitive to pass up and they have a long track record.
I would definitely recommend them, especially for a person that is of a younger generation and wants to handle everything from their phone via apps or text/chat.
State Farm
My car offering system is so well then the other companies because they provides everything very good and loyal.
I would definitely recommend them because I have never had any issues with them. I have always been able to resolve any claims and the customer support is great.
State Farm
Our auto insurance premium is very affordable for 4 vehicles and they give you discounts for accident free. The deductible is customizable.
American Family Insurance
I have had to call customer service more than once to get insurance for a new car. The great thing is that I call, give them the info for my new car and the car is covered immediately.
Encompass Insurance
I have the General as my car insurence. They are pretty good. The premimum is pretty high. I was going to change it to the same as my home owners insurence.
Encompass Insurance
I have the General as my car insurence. They are pretty good. The premimum is pretty high. I was going to change it to the same as my home owners insurence.
Geico is always and very simply accessible and customer service is decent.
I have had to file a claim through them and I found their customer service support to be helpful and efficient. I would say that their customre service is the best asset they have as an insurance company.
Liberty Mutual
I do not hear from my insurance company unless it is them sending me the invoice to pay.
National General
I like that I get to work with one person from start to finish. I like that almost everything is covered for a reasonable price and I like the communication they have with me.
I have full tort coverage and a good rate. Allstate has a local agent whom is a great asset to the company. He always takes the time to help with all questions
Liberty Mutual
Their customer service is very respondent to the customers, they are always quick to respond to any concerns I have.
American Family Insurance
They seem to be very accessible when I did need them. So far no complaints about that. They seem to be good with customer service.
It is a large company and therefore it seems they are very accessible, both online and offline. I recently haven't been in any accidents and therefore my interactions with them have been limited.
I mean, they were able to offer me a premium that wasn't able to be beat.I was able to talk with one person throughout the whole process who kept on top of my calls and answered all information. It seems to be a good fit for the moment.
American Family Insurance
There isn't really anything I dislike about our auto insurance company.
good pricing, quick service