Sebring, FL Auto Insurance Rates
Sebring, FL residents can save $480 by comparing multiple quotes & reading reviews & research on Sebring car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $897 | $1197 | $1444 |
Latest Auto Insurance Reviews in Sebring, Florida
Geico
Geico offers all kinds of coverages for boat, car, truck, home, and motorcycle as far as I know so that is pretty extensive and I would say better than many competitors.
Geico offers all kinds of coverages for boat, car, truck, home, and motorcycle as far as I know so that is pretty extensive and I would say better than many competitors.
Aaa
We have a $500 deductible for our insurance and we think that is reasonable. We probably would not turn in anything under that anyway. We do have one car on liability now.
We have a $500 deductible for our insurance and we think that is reasonable. We probably would not turn in anything under that anyway. We do have one car on liability now.
State Farm
State Farm's auto policies are adequate, especially for the typical car-owner. Because our family has a variety of sports and exotic cars, we are typically looking for more advanced or niche types of policies.
State Farm's auto policies are adequate, especially for the typical car-owner. Because our family has a variety of sports and exotic cars, we are typically looking for more advanced or niche types of policies.
Farm Bureau
The lowest around. We had an accident a few years ago and even though our insurance premium went up it was still the lowest throughout the city. I'm clearly not leaving !!!
The lowest around. We had an accident a few years ago and even though our insurance premium went up it was still the lowest throughout the city. I'm clearly not leaving !!!
Progressive
I recommend Progressive for the ease of use and also for the responsive and helpful customer service reps. I also think they have competitive pricing.
I recommend Progressive for the ease of use and also for the responsive and helpful customer service reps. I also think they have competitive pricing.
Mapfre Insurance
I recommend this company a lot because it is safe, reliable, satisfies the needs of the client and also that it is very easy to pay. This company provides an excellent service
I recommend this company a lot because it is safe, reliable, satisfies the needs of the client and also that it is very easy to pay. This company provides an excellent service
Allstate
I wish I could have a lower premium. Insurance costs are so high and I feel like I am not getting as much as I should for the money I pay. I think you pay a company enough every year that they should give you the best coverage. Especially when you have no claims to increase costs.
I wish I could have a lower premium. Insurance costs are so high and I feel like I am not getting as much as I should for the money I pay. I think you pay a company enough every year that they should give you the best coverage. Especially when you have no claims to increase costs.
Travelers Auto Insurance, Sebring, FL
$88/1 month
Car Insurance Policy Holder
- Single 24 Years old Male licensed 6 years ago with Own Kia Soul used for Business with estimated annual mileage of 12,001 - 15,000.
- Bachelors, pursuing Graduate Degree & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
- 20 K Property Damage
- 20 K Personal Injury Protection
- 10 K Uninsured Motorists Bodily Injury
- 20 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Sebring, FL
$95/1 month
Car Insurance Policy Holder
- Married 25 Years old Female licensed 4 years ago with Financed Honda Insight LX used for Business with estimated annual mileage of 15,001 - 20,000.
- less than high school education & Freelancer.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $300K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
- 10 K Property Damage
- 400 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Sebring, FL
$84/1 month
Car Insurance Policy Holder
- Single 62 Years old Female licensed 15 years ago with Own Ford, Explorer XLT, 4 Door Utility 4WD used for Business with estimated annual mileage of 12,001 - 15,000.
- Associate & Freelancer.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
- 20 K Property Damage
- 20 K Personal Injury Protection
- 10 K Uninsured Motorists Bodily Injury
- 20 K Uninsured Motorists Property Damage
Liberty Mutual, Sebring, FL
$722/12 months
Car Insurance Policy Holder
- Divorced 54 Years old Female licensed 22 years ago with Leased Porsche, Cayenne S AWD, 4 Door Utility used for Business with estimated annual mileage of 7,501 - 9,000.
- Associate & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
- 10 K Property Damage
- 20 K Personal Injury Protection
- 10 K Uninsured Motorists Bodily Injury
- 20 K Uninsured Motorists Property Damage
Liberty Mutual, Sebring, FL
$1108/12 months
Car Insurance Policy Holder
- Divorced 65 Years old Female licensed 42 years ago with Financed Honda, CR-Z, 2 Door Coupe Hybrid used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
- PhD & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
- 10 K Property Damage
- 20 K Personal Injury Protection
- 10 K Uninsured Motorists Bodily Injury
- 20 K Uninsured Motorists Property Damage
Chubb Group Of Insurance, Sebring, FL
$1218/12 months
Car Insurance Policy Holder
- Married 68 Years old Female licensed 16 years ago with Leased Ford, Transit Connect XLT Premium, 4 Door Wagon used for Business with estimated annual mileage of 7,501 - 9,000.
- High School & Retired.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
- 20 K Property Damage
- 20 K Personal Injury Protection
- 10 K Uninsured Motorists Bodily Injury
- 20 K Uninsured Motorists Property Damage
Hartford, Sebring, FL
$2330/12 months
Car Insurance Policy Holder
- Single 18 Years old Female licensed 2 years ago with Own Toyota, Sequoia SR5, 4WD 4 Door Utility used for Business with estimated annual mileage of 7,501 - 9,000.
- Vocational & Part Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 10 K Uninsured Motorists Bodily Injury
- 20 K Uninsured Motorists Property Damage
California Casualty, Sebring, FL
$1841/12 months
Car Insurance Policy Holder
- Single 18 Years old Female licensed 2 years ago with Own Chevrolet, Cruze LT, 4 Door Sedan Turbo used for Business with estimated annual mileage of 12,001 - 15,000.
- High School & Part Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
- 10 K Property Damage
- 20 K Personal Injury Protection
- 10 K Uninsured Motorists Bodily Injury
- 20 K Uninsured Motorists Property Damage
Safeco Insurance, Sebring, FL
$1346/12 months
Car Insurance Policy Holder
- Divorced 71 Years old Male licensed 8 years ago with Financed Mini, Cooper Countryman, 2 Door MPV used for Commute to Work or School with estimated annual mileage of 20,001+.
- High School & Retired.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
- 20 K Property Damage
- 25 K Personal Injury Protection
- 10 K Uninsured Motorists Bodily Injury
- 20 K Uninsured Motorists Property Damage
Sebring Car Insurance Rate Comparisons
Sebring, FL's average car insurance of $1197 differs from Lemon Grove, FL (+$603), Ona, FL (+$673), Zolfo Springs, FL (+$573) and Florida (+$167)
| Sebring | Lemon Grove, FL | Ona, FL | Zolfo Springs, FL | Florida | |
| Median Insurance Rates | $1197 | +$603 | +$673 | +$573 | +$167 |
Sebring Car Insurance Savings By Neighborhood & Street Area
| Sebring Driver Street Residence & Car Locations | Car Details in Sebring | Sebring Driver Demographics | Sebring Auto Insurance Estimates | Recent Sebring Insurance Savings |
|---|---|---|---|---|
| De Soto City | ||||
| Silver Palm Dr | 2007 Ford Fusion I-4 SE | 19 year male teenager | $3063 | $868 |
| Oceanside Ave | 2005 Buick Century Custom | 36 year married woman | $899 | $934 |
| Dinner Lake Haven Mobile Home | ||||
| Roanoke | 2008 Mazda MAZDA3 i Sport | 35 year married man | $1808 | $633 |
| State Rd 17 N | 2008 Jeep Grand Cherokee Laredo | 82 year female senior | $1546 | $553 |
| Buttonwood Bay Mobile Home Park | ||||
| Waterside Dr | 2009 Chrysler 300 LX | 73 year senior | $1616 | $435 |
| Lake Josephine Dr | 2011 Hyundai Sonata GLS | 27 year woman | $1088 | $433 |
| Sebring Village Mobile Home Park | ||||
| Fiat Ave | 2012 Dodge Journey SXT | 40 year man | $1920 | $772 |
| Comet Ter | 2006 Cadillac DTS Luxury I | 62 year male senior | $2000 | $789 |
| Washburn Mobile Home Park | ||||
| Katcalani Ave | 2010 Toyota Prius II | 19 year female teenager | $2764 | $543 |
| State Rd 17 N | 2013 Volkswagen Jetta Base | 16 year teenager | $2835 | $929 |
Sebring Post DUI Car Insurance Rates
| Sebring | Crooked Lake Park | Avon Park | Northeast Glades | Florida | |
| Median Post DUI Insurance Rate | $2226 | +$1103 | +$6 | +$1177 | +$311 |
| Male Teenager Post DUI Insurance Rate | $5987 | +$2968 | +$17 | +$3167 | +$837 |
| Female Teenager Post DUI Insurance Rate | $5341 | +$2649 | +$15 | +$2828 | +$746 |
The Post DUI insurance in Sebring, FL's is $2226 compared to Crooked Lake Park (+$1103), Avon Park (+$6), Northeast Glades (+$1177) and Florida (+$311)
In Sebring, a male teenager with Post DUI pays $646 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Mazda MAZDA3 i Sport in Sebring, FL would pay $5652 on auto insurance while a female teenager POST DUI would pay $5044.
Sebring Car Insurance by Segment
Sebring Teenagers Car Insurance Rates Comparison
1838 Sebring Teenagers (4% of total population), 52% Male & 48% Female.
| Sebring | Yeehaw Junction | Crooked Lake Park | Gardner | Florida | |
| All Teenagers | $3016 | +$1721 | +$1494 | +$1620 | +$421 |
| Male Teenager | $3219 | +$1838 | +$1596 | +$1730 | +$450 |
| Female Teenager | $2872 | +$1640 | +$1424 | +$1544 | +$401 |
Sebring teenagers pay $3016 in insurance in contrast with Yeehaw Junction (+$1721), Crooked Lake Park (+$1494), Gardner (+$1620) and Florida (+$421). The difference between Male & Female teenagers in Sebring is $347
Example
- 2013 Honda Civic U.S. LX Male Teenager Insurance Rate $3053
- 2006 GMC Sierra 1500 SLE1 Female Teenager Insurance Rate $2803
Sebring Men & Women Car Insurance
41048 Sebring Adults (100% of total population), 49% Men & 51% Women.
| Sebring | Gardner | Yeehaw Junction | Zolfo Springs | Florida | |
| All Women | $1101 | +$591 | +$628 | +$527 | +$153 |
| Married Women | $1005 | +$540 | +$574 | +$481 | +$140 |
| All Men | $1975 | +$1061 | +$1127 | +$945 | +$275 |
| Married Men | $1915 | +$1029 | +$1093 | +$917 | +$267 |
The typical insurance rate of $1975 that Sebring Men pay varies from Gardner (+$1061), Yeehaw Junction (+$1127), Zolfo Springs (+$945) and Florida (+$275). In Sebring, married men pay $910 more than married women.
Example
- 2014 Kia Sorento LX Married Men Insurance Rate $1940
- 2013 Acura RDX Base w/Tech Married Women Insurance Rate $1958
Sebring Senior Car Insurance
16135 Sebring Seniors (39% of total population), 46% Senior Men & 54% Senior Women.
| Sebring | Yeehaw Junction | DeSoto County | Okeechobee County | Florida | |
| All Seniors | $1771 | +$1011 | +$1011 | +$952 | +$247 |
| Senior Men | $1819 | +$1038 | +$1038 | +$977 | +$254 |
| Senior Women | $1723 | +$984 | +$984 | +$926 | +$241 |
Sebring seniors pay $1771 in insurance compared to Yeehaw Junction (+$1011), DeSoto County (+$1011), Okeechobee County (+$952) and Florida (+$247). In Sebring, senior men pay $96 more than senior women.
Sebring Car Insurance Discounts for Multiple Vehicles
Sebring Population with 1 Vehicle 9419 (54% of Sebring population), 2 Vehicles 5178 (30% of the Sebring population) and 3 vehicles 1206 (7% of the population)
| Sebring | Frostproof | Arcadia East | Yeehaw Junction | Florida | |
| 2 Vehicles | $2275 | +$1145 | +$1202 | +$1297 | +$317 |
| 3 Vehicles | $3472 | +$1748 | +$1835 | +$1980 | +$484 |
| 4 Vehicles | $4669 | +$2351 | +$2468 | +$2663 | +$651 |
Sebring Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hyundai, Sonata Limited | $500 | $1250 | $1750 | $1170 | $1670 | $80 |
| Subaru, Legacy 3.6R Limited | $200 | $1300 | $1500 | $1190 | $1390 | $110 |
| Infiniti, M Series M56x AWD | $300 | $1280 | $1580 | $1210 | $1510 | $70 |
| Lincoln, MKT | $400 | $1200 | $1600 | $1110 | $1510 | $90 |
| Nissan, Murano CrossCabriolet | $700 | $1210 | $1710 | $1140 | $1840 | $-130 |