Sebring, FL Auto Insurance Rates

Sebring, FL residents can save $480 by comparing multiple quotes & reading reviews & research on Sebring car insurance rates, quotes, agents & coverage.

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$897 $1197 $1444

Latest Auto Insurance Reviews in Sebring, Florida


Aaa
We have a $500 deductible for our insurance and we think that is reasonable. We probably would not turn in anything under that anyway. We do have one car on liability now.
State Farm
State Farm's auto policies are adequate, especially for the typical car-owner. Because our family has a variety of sports and exotic cars, we are typically looking for more advanced or niche types of policies.
Farm Bureau
The lowest around. We had an accident a few years ago and even though our insurance premium went up it was still the lowest throughout the city. I'm clearly not leaving !!!
Progressive
I recommend Progressive for the ease of use and also for the responsive and helpful customer service reps. I also think they have competitive pricing.
Mapfre Insurance
I recommend this company a lot because it is safe, reliable, satisfies the needs of the client and also that it is very easy to pay. This company provides an excellent service
Allstate
I wish I could have a lower premium. Insurance costs are so high and I feel like I am not getting as much as I should for the money I pay. I think you pay a company enough every year that they should give you the best coverage. Especially when you have no claims to increase costs.
Write Your Review | Sebring, Florida Auto Insurance Analysis
Travelers Auto Insurance, Sebring, FL
$88/1 month
Car Insurance Policy Holder
  • Single 24 Years old Male licensed 6 years ago with Own Kia Soul used for Business with estimated annual mileage of 12,001 - 15,000.
  • Bachelors, pursuing Graduate Degree & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 20 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Sebring, FL
$95/1 month
Car Insurance Policy Holder
  • Married 25 Years old Female licensed 4 years ago with Financed Honda Insight LX used for Business with estimated annual mileage of 15,001 - 20,000.
  • less than high school education & Freelancer.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $300K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 400 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Sebring, FL
$84/1 month
Car Insurance Policy Holder
  • Single 62 Years old Female licensed 15 years ago with Own Ford, Explorer XLT, 4 Door Utility 4WD used for Business with estimated annual mileage of 12,001 - 15,000.
  • Associate & Freelancer.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 20 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage
Liberty Mutual, Sebring, FL
$722/12 months
Car Insurance Policy Holder
  • Divorced 54 Years old Female licensed 22 years ago with Leased Porsche, Cayenne S AWD, 4 Door Utility used for Business with estimated annual mileage of 7,501 - 9,000.
  • Associate & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 20 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage
Liberty Mutual, Sebring, FL
$1108/12 months
Car Insurance Policy Holder
  • Divorced 65 Years old Female licensed 42 years ago with Financed Honda, CR-Z, 2 Door Coupe Hybrid used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • PhD & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 20 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage
Chubb Group Of Insurance, Sebring, FL
$1218/12 months
Car Insurance Policy Holder
  • Married 68 Years old Female licensed 16 years ago with Leased Ford, Transit Connect XLT Premium, 4 Door Wagon used for Business with estimated annual mileage of 7,501 - 9,000.
  • High School & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 20 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage
Hartford, Sebring, FL
$2330/12 months
Car Insurance Policy Holder
  • Single 18 Years old Female licensed 2 years ago with Own Toyota, Sequoia SR5, 4WD 4 Door Utility used for Business with estimated annual mileage of 7,501 - 9,000.
  • Vocational & Part Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage
California Casualty, Sebring, FL
$1841/12 months
Car Insurance Policy Holder
  • Single 18 Years old Female licensed 2 years ago with Own Chevrolet, Cruze LT, 4 Door Sedan Turbo used for Business with estimated annual mileage of 12,001 - 15,000.
  • High School & Part Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 20 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage
Safeco Insurance, Sebring, FL
$1346/12 months
Car Insurance Policy Holder
  • Divorced 71 Years old Male licensed 8 years ago with Financed Mini, Cooper Countryman, 2 Door MPV used for Commute to Work or School with estimated annual mileage of 20,001+.
  • High School & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 25 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage

Sebring Car Insurance Rate Comparisons

Sebring, FL's average car insurance of $1197 differs from Lemon Grove, FL (+$603), Ona, FL (+$673), Zolfo Springs, FL (+$573) and Florida (+$167)

Sebring Lemon Grove, FL Ona, FL Zolfo Springs, FL Florida
Median Insurance Rates $1197 +$603 +$673 +$573 +$167

Sebring Car Insurance Savings By Neighborhood & Street Area

Sebring Driver Street Residence & Car Locations Car Details in Sebring Sebring Driver Demographics Sebring Auto Insurance Estimates Recent Sebring Insurance Savings
De Soto City
Silver Palm Dr2007 Ford Fusion I-4 SE19 year male teenager$3063$868
Oceanside Ave2005 Buick Century Custom36 year married woman$899$934
Dinner Lake Haven Mobile Home
Roanoke2008 Mazda MAZDA3 i Sport35 year married man$1808$633
State Rd 17 N2008 Jeep Grand Cherokee Laredo82 year female senior$1546$553
Buttonwood Bay Mobile Home Park
Waterside Dr2009 Chrysler 300 LX73 year senior$1616$435
Lake Josephine Dr2011 Hyundai Sonata GLS27 year woman$1088$433
Sebring Village Mobile Home Park
Fiat Ave2012 Dodge Journey SXT40 year man$1920$772
Comet Ter2006 Cadillac DTS Luxury I62 year male senior$2000$789
Washburn Mobile Home Park
Katcalani Ave2010 Toyota Prius II19 year female teenager$2764$543
State Rd 17 N2013 Volkswagen Jetta Base16 year teenager$2835$929

Sebring Post DUI Car Insurance Rates

Sebring Crooked Lake Park Avon Park Northeast Glades Florida
Median Post DUI Insurance Rate $2226 +$1103 +$6 +$1177 +$311
Male Teenager Post DUI Insurance Rate $5987 +$2968 +$17 +$3167 +$837
Female Teenager Post DUI Insurance Rate $5341 +$2649 +$15 +$2828 +$746

The Post DUI insurance in Sebring, FL's is $2226 compared to Crooked Lake Park (+$1103), Avon Park (+$6), Northeast Glades (+$1177) and Florida (+$311)

In Sebring, a male teenager with Post DUI pays $646 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Mazda MAZDA3 i Sport in Sebring, FL would pay $5652 on auto insurance while a female teenager POST DUI would pay $5044.

Sebring Car Insurance by Segment

Sebring Teenagers Car Insurance Rates Comparison

1838 Sebring Teenagers (4% of total population), 52% Male & 48% Female.

Sebring Yeehaw Junction Crooked Lake Park Gardner Florida
All Teenagers $3016 +$1721 +$1494 +$1620 +$421
Male Teenager $3219 +$1838 +$1596 +$1730 +$450
Female Teenager $2872 +$1640 +$1424 +$1544 +$401

Sebring teenagers pay $3016 in insurance in contrast with Yeehaw Junction (+$1721), Crooked Lake Park (+$1494), Gardner (+$1620) and Florida (+$421). The difference between Male & Female teenagers in Sebring is $347

Example

  • 2013 Honda Civic U.S. LX Male Teenager Insurance Rate $3053
  • 2006 GMC Sierra 1500 SLE1 Female Teenager Insurance Rate $2803

Sebring Men & Women Car Insurance

41048 Sebring Adults (100% of total population), 49% Men & 51% Women.

Sebring Gardner Yeehaw Junction Zolfo Springs Florida
All Women $1101 +$591 +$628 +$527 +$153
Married Women $1005 +$540 +$574 +$481 +$140
All Men $1975 +$1061 +$1127 +$945 +$275
Married Men $1915 +$1029 +$1093 +$917 +$267

The typical insurance rate of $1975 that Sebring Men pay varies from Gardner (+$1061), Yeehaw Junction (+$1127), Zolfo Springs (+$945) and Florida (+$275). In Sebring, married men pay $910 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $1940
  • 2013 Acura RDX Base w/Tech Married Women Insurance Rate $1958

Sebring Senior Car Insurance

16135 Sebring Seniors (39% of total population), 46% Senior Men & 54% Senior Women.

Sebring Yeehaw Junction DeSoto County Okeechobee County Florida
All Seniors $1771 +$1011 +$1011 +$952 +$247
Senior Men $1819 +$1038 +$1038 +$977 +$254
Senior Women $1723 +$984 +$984 +$926 +$241

Sebring seniors pay $1771 in insurance compared to Yeehaw Junction (+$1011), DeSoto County (+$1011), Okeechobee County (+$952) and Florida (+$247). In Sebring, senior men pay $96 more than senior women.

Sebring Car Insurance Discounts for Multiple Vehicles

Sebring Population with 1 Vehicle 9419 (54% of Sebring population), 2 Vehicles 5178 (30% of the Sebring population) and 3 vehicles 1206 (7% of the population)

Sebring Frostproof Arcadia East Yeehaw Junction Florida
2 Vehicles $2275 +$1145 +$1202 +$1297 +$317
3 Vehicles $3472 +$1748 +$1835 +$1980 +$484
4 Vehicles $4669 +$2351 +$2468 +$2663 +$651

Sebring Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Hyundai, Sonata Limited $500 $1250 $1750 $1170 $1670 $80
Subaru, Legacy 3.6R Limited $200 $1300 $1500 $1190 $1390 $110
Infiniti, M Series M56x AWD $300 $1280 $1580 $1210 $1510 $70
Lincoln, MKT $400 $1200 $1600 $1110 $1510 $90
Nissan, Murano CrossCabriolet $700 $1210 $1710 $1140 $1840 $-130