Sevier County Auto Insurance Rates, Quotes, Agents & Reviews in TN

Sevier County, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Sevier County, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Sevier County, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Sevier County, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Sevier County, TN with that of other cities in and around Sevier County.

Sevier County Seymour Fairgarden Townsend Sevierville Pittman Center
Average Insurance Rates $1,260 $1,460 $1,440 $1,521 $1,476 $1,514

Sevier County, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Sevier County, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Sevier County $1,428 $1,206
Pigeon Forge $2,027 $1,712
Gatlinburg $2,020 $1,706
Sevierville $1,673 $1,413
Pittman Center $1,593 $1,346
Fairgarden $1,434 $1,211
Townsend $1,764 $1,490
Seymour $1,695 $1,432

Sevier County, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Sevier County, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,088
20 Years $1,619
30 Years $1,247
40 Years $1,200
50 Years $1,111
60 Years $1,127
70 Years $1,311

Sevier County, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Sevier County, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,218 $302
3 Vehicles $3,326 $454
4 Vehicles $4,435 $605

Savings on 2 Vehicles bundle:$302

Savings on 3 Vehicles bundle:$454

Savings on 4 Vehicles bundle:$605


Sevier County, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Sevier County, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Sevier County $1,260 $2,257
Pigeon Forge $1,472 $2,637
Gatlinburg $1,467 $2,628
Sevierville $1,476 $2,644
Pittman Center $1,514 $2,712
Fairgarden $1,440 $2,580
Townsend $1,521 $2,725
Seymour $1,460 $2,616

Sevier County, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,081
Excellent (740-799) $1,234
Good (670-739) $1,313
Average (580-669) $1,713
Poor (300-579) $2,055

Sevier County, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Ownby Insurance Service Inc Travelers 400 COURT AVENUE, SEVIERVILLE, 37864 865-453-1414
Atchley & Associates Liberty Mutual Independent 112 East Main Street, Sevierville, 37862 None
Debra Loss Farmers 217 Prince St Ste 2, Sevierville, 37862 (865) 282-4909
Jack Maness State Farm 144 N Henderson Avenue, Sevierville, 37864-4039 865-428-1945
Abbott Insurance Agency None 850 Middle Creek Rd, Sevierville, 37862 None
Rocky Hummel Allstate 10341 Chapman Hwy Ste 3, Seymour, 37865 (865) 579-0252
Isaac Adams Sr State Farm 232 Frks Of Riv Pkwy, Sevierville, 37862-3444 865-453-6639
Sarah Sharp State Farm 388 Frks Of Riv Pkwy, Sevierville, 37862-3421 865-428-0642
Shawn Wandell Farmers 6515 Clinton Hwy Ste 214, Knoxville, 37912 (865) 804-8057
Ownby Insurance Service Inc Liberty Mutual Independent 400 Court Ave, Sevierville, 37862 (865) 366-5664

Sevier County, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$55 $1,315
Driver's Failure In Showing Documents +$122 $1,382
Driving With An Expired Registration +$130 $1,390
Driving At A Considerably Slow Pace +$273 $1,533
Using A Cellphone While Driving +$289 $1,549
Running A Red Light +$294 $1,554
Speeding +$309 $1,569
Driving A Vehicle Without The Required Permission +$392 $1,652
Driving With An Expired/Suspended License +$849 $2,109

Sevier County, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,210
Active Disabling Device $1,210
Tracking Device $1,184
Passive Disabling Device $1,172